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What is Liqwid?

Liqwid is an open-source, decentralized protocol that functions algorithmically without the need for custodians, serving the interests of lenders, borrowers, and developers. Participants can easily earn interest on their deposits while borrowing assets, enjoying four different yield streams that produce returns on ADA. Users can swiftly access any supported asset using their qToken balance, all while benefiting from zero trading fees and avoiding slippage, along with a competitive annual percentage rate (APR) directly on the Cardano blockchain. By utilizing the Liqwid protocol, individuals tap into a massive global liquidity pool for each available asset, fostering a fluid decentralized marketplace for lenders and borrowers, built on Plutus smart contracts. Additionally, Liqwid empowers users to retain liquidity and make the most of their cryptocurrency holdings by borrowing stablecoins or other digital assets, aligning with the HODL philosophy. This progressive approach not only enhances the financial capabilities of users but also significantly reduces the risks involved, allowing for greater flexibility in managing investments. Ultimately, the Liqwid protocol stands out as a transformative solution in the evolving landscape of decentralized finance.

What is Debifi?

Debifi presents a non-custodial lending solution that leverages Bitcoin, allowing borrowers to tap into high-quality liquidity while retaining control of their assets. Created by a dedicated group of Bitcoin enthusiasts, it features a robust three-of-four multisignature escrow process; the keys are generated on a secure independent device, which ensures that Debifi itself never holds them, and they are distributed among the borrower, lender, and trustworthy third-party signers to enhance transparency and avoid collateral rehypothecation issues. Customers can utilize a straightforward application to establish specific escrow addresses on the Bitcoin blockchain, initiate loan contracts, and manage repayment processes directly with lenders. The platform amalgamates various global liquidity sources, offering versatile lending choices that can range from short-term support to five-year loans in stablecoins or fiat currencies, all accompanied by customizable loan-to-value ratios and competitive, risk-adjusted interest rates. To protect institutional lenders, it employs over-collateralization, a well-defined margin-call structure, and automated liquidation procedures, creating a secure environment for lending. This innovative strategy represents a noteworthy leap forward in the landscape of decentralized finance, showcasing the potential for more accessible and efficient financial solutions in the evolving digital economy. As such, Debifi is setting a new standard for trust and security in lending practices.

Media

Media

Integrations Supported

Cardano

Integrations Supported

Bitcoin
Epoch
Liquid Network

API Availability

API Availability

Pricing Information

Pricing not provided

Pricing Information

Free
Free Version

Supported Platforms

SaaS

Supported Platforms

SaaS
Android
iPhone
iPad
Mac

Customer Service / Support

Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub

Training Options

Documentation Hub
On-Site Training

Company Facts

Organization Name

Liqwid Labs

Company Website

www.liqwid.finance/

Company Facts

Organization Name

Debifi

Date Founded

2021

Company Location

Switzerland

Company Website

debifi.com

Categories and Features

Crypto Lending (DeFi)

Not specified

DeFi Projects

Not specified

Categories and Features

Crypto Lending (DeFi)

Not specified

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