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What is Semantic Kernel?

Semantic Kernel serves as a versatile open-source toolkit that streamlines the development of AI agents and allows for the incorporation of advanced AI models into applications developed in C#, Python, or Java. This middleware not only speeds up the deployment of comprehensive enterprise solutions but also attracts major corporations, including Microsoft and various Fortune 500 companies, thanks to its flexibility, modular design, and enhanced observability features. Developers benefit from built-in security measures like telemetry support, hooks, and filters, enabling them to deliver responsible AI solutions at scale confidently. The toolkit's compatibility with versions 1.0 and above across C#, Python, and Java underscores its reliability and commitment to avoiding breaking changes. Furthermore, existing chat-based APIs can be easily upgraded to support additional modalities, such as voice and video, enhancing its overall adaptability. Semantic Kernel is designed with a forward-looking approach, ensuring it can seamlessly integrate with new AI models as technology progresses, thus preserving its significance in the fast-evolving realm of artificial intelligence. This innovative framework empowers developers to explore new ideas and create without the concern of their tools becoming outdated, fostering an environment of continuous growth and advancement.

What is Agent Payments Protocol (AP2)?

Google has launched the Agent Payments Protocol (AP2), a collaborative and open protocol co-developed with over 60 varied companies in the realms of payments, fintech, and technology, including major players like Mastercard, PayPal, Adyen, Coinbase, and Etsy, with the purpose of enabling secure transactions conducted by agents across multiple platforms. This innovative protocol expands upon earlier open standards such as Agent2Agent (A2A) and the Model Context Protocol (MCP), ensuring that when an AI agent handles a payment on behalf of a user, it meets three critical standards: authorization, confirming the user's explicit consent for the transaction; authenticity, ensuring that the agent's intended purchase matches the user's true intent; and accountability, which preserves clear audit trails and assigns responsibility for any mistakes or fraudulent activities. To maintain these rigorous standards, the protocol integrates mandates, which are cryptographically signed digital agreements backed by verifiable credentials, thus bolstering security and fostering trust in agent-driven transactions. By introducing AP2, Google aims to make a notable leap forward in the digital payments landscape, striving to boost users' confidence in their automated financial dealings. This initiative not only enhances transaction security but also positions Google as a leader in redefining how digital payments are processed in an increasingly automated world.

Media

Media

Integrations Supported

1Password
Accenture Billing & Payments Engine
Airwallex
American Express Go
BHN Rewards
C#
Checkout.com
Coinbase
Deloitte Compliance Suite
Forter
Gravitee
Java
Juspay
Mastercard Payment Gateway Services
Mesh
Model Context Protocol (MCP)
Nexi
Salesforce
Worldpay

Integrations Supported

1Password
Accenture Billing & Payments Engine
Airwallex
American Express Go
BHN Rewards
C#
Checkout.com
Coinbase
Deloitte Compliance Suite
Forter
Gravitee
Java
Juspay
Mastercard Payment Gateway Services
Mesh
Model Context Protocol (MCP)
Nexi
Salesforce
Worldpay

API Availability

Has API

API Availability

Has API

Pricing Information

Free
Free Version
Free Trial Offered?

Pricing Information

Pricing not provided
Free Version
Free Trial Offered?

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Microsoft

Date Founded

1975

Company Location

United States

Company Website

learn.microsoft.com/en-us/semantic-kernel/overview/

Company Facts

Organization Name

Google

Date Founded

1998

Company Location

United States

Company Website

cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol

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