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What is Smarter Contracts?

Our innovative platform, Pulse®, is designed for efficiently handling consent and permissions by utilizing advanced blockchain and machine learning technologies, which provide businesses with an immediate and detailed view of all customer data while significantly reducing the expensive friction often encountered during data sharing. We aim to simplify the management of consent and permissions, ensuring that the process is clear, fair, and beneficial for all parties involved. Trust serves as the fundamental element that amplifies the significance of the open data economy for both companies and consumers alike, representing a commitment to safeguarding your data and privacy. When individuals share their information, it paves the way for enriched and personalized products and experiences tailored to their needs. Moreover, the management of consent should be a smooth, transparent, and secure procedure that guarantees a uniform experience across different businesses, thereby cultivating a sense of reliability and convenience for users. This comprehensive strategy not only empowers customers but also strengthens the bonds between businesses and their patrons, fostering a collaborative atmosphere that benefits everyone. Ultimately, this approach creates a future where customer data is treated with the utmost respect and care.

What is Banfico?

Banfico emerges as a trusted source of open banking technology, offering a diverse array of scalable, secure, and regulation-compliant solutions tailored for both banks and fintech organizations. Our specialized open banking API is built in accordance with Financial Grade API (FAPI) standards and is designed to work seamlessly with key global frameworks such as Open Banking UK, Berlin Group, and STET. This powerful enterprise-grade API emphasizes customer identity verification, authentication, and security, enabling easy integration with core banking systems while delivering extensive functionalities like customer authentication and consent management. In addition, the OB Directory functions as a compliant repository of standardized information on active regulated entities, linking to all National Competent Authority (NCA) registers and the European Banking Authority (EBA), with real-time updates occurring every two hours. Also, the Modified Customer Interface (MCI) provided by Banfico guarantees a secure interface that complies with Open Banking and GDPR regulations, enabling banks to promptly and effectively satisfy compliance mandates while minimizing their costs. This multifaceted strategy not only aids financial institutions in addressing the challenges of open banking but also reinforces Banfico's role as an indispensable ally in this evolving landscape. Ultimately, our commitment to innovation and compliance ensures that our clients can thrive in a competitive market.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Smarter Contracts

Date Founded

2018

Company Location

United Kingdom

Company Website

smartercontracts.co.uk

Company Facts

Organization Name

Banfico

Date Founded

2017

Company Location

United Kingdom

Company Website

www.banfico.com

Categories and Features

Categories and Features

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