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What is SpectroCoin?

Utilize your cryptocurrency holdings as collateral to obtain a loan via the SpectroCoin lending platform, which supports a range of currencies such as euros, Bitcoin, and Ethereum. Our services offer loan-to-value (LTV) ratios that vary between 25% and 75%. While opting for a higher LTV carries more risk, it allows clients to access larger loan sums backed by their crypto assets. We tailor our offerings to fit the unique needs of each individual, enabling you to secure a crypto credit that starts at just 25 EUR and can reach up to an impressive 1 million EUR. By using banker tokens, referred to as BNK, you can enjoy lower interest rates while simultaneously saving and earning. We take pride in delivering competitive loan terms with full transparency, ensuring that clients encounter no hidden fees. You also have the freedom to determine your loan repayment schedule, as long as it occurs before the loan's maturity date. To initiate the process, simply deposit your assets in the currency that matches your collateral choice, indicate the withdrawal amount you wish to receive, select your LTV and collateral type, and your funds will be efficiently transferred to your account. Our platform is meticulously crafted to provide a smooth lending experience that aligns with your financial goals and preferences, making it easier than ever to access the funds you need.

What is BL3P?

BL3P, provided by Bitonic, a reputable Bitcoin enterprise that has been in existence since 2012, serves users across Europe. Being the only cryptocurrency exchange in the Netherlands, BL3P holds Dutch bank accounts to streamline euro transactions. The platform charges a standard fee of 0.25% and accommodates both market and limit orders, offering real-time price quotes without any concealed charges, which allows for efficient deposit and withdrawal processes. In addition to the technological advancements of BL3P, considerable emphasis is placed on cultivating our relationships with banking partners. To ensure the secure handling of user assets, comprising euros and bitcoins, we approached the DNB (Dutch Central Bank) for licensing, which subsequently confirmed that Bitonic does not need to acquire one. Nonetheless, Bitonic functions as a financial institution that adheres to all applicable procedures and regulations, thereby establishing trust with Dutch banks required to follow DNB licensing protocols. This dedication to transparency and regulatory compliance not only enhances our credibility but also solidifies our competitive edge in the evolving world of cryptocurrency exchanges. Moreover, our ongoing commitment to user security and satisfaction continues to drive our mission forward in this dynamic industry.

Media

Media

Integrations Supported

Bitcoin
Koinly
CoinLedger
Ethereum

Integrations Supported

Bitcoin
Koinly
TabTrader

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided

Pricing Information

0.25% Fee

Supported Platforms

SaaS
Android
iPhone
iPad

Supported Platforms

SaaS
Android
iPhone
iPad

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub

Training Options

Documentation Hub

Company Facts

Organization Name

SpectroCoin

Date Founded

2013

Company Location

Lithuania

Company Website

spectrocoin.com/en/crypto-loans.html

Company Facts

Organization Name

BL3P

Date Founded

2012

Company Location

Netherlands

Company Website

bl3p.eu/

Categories and Features

Categories and Features

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