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What is SpectroCoin?

Utilize your cryptocurrency holdings as collateral to obtain a loan via the SpectroCoin lending platform, which supports a range of currencies such as euros, Bitcoin, and Ethereum. Our services offer loan-to-value (LTV) ratios that vary between 25% and 75%. While opting for a higher LTV carries more risk, it allows clients to access larger loan sums backed by their crypto assets. We tailor our offerings to fit the unique needs of each individual, enabling you to secure a crypto credit that starts at just 25 EUR and can reach up to an impressive 1 million EUR. By using banker tokens, referred to as BNK, you can enjoy lower interest rates while simultaneously saving and earning. We take pride in delivering competitive loan terms with full transparency, ensuring that clients encounter no hidden fees. You also have the freedom to determine your loan repayment schedule, as long as it occurs before the loan's maturity date. To initiate the process, simply deposit your assets in the currency that matches your collateral choice, indicate the withdrawal amount you wish to receive, select your LTV and collateral type, and your funds will be efficiently transferred to your account. Our platform is meticulously crafted to provide a smooth lending experience that aligns with your financial goals and preferences, making it easier than ever to access the funds you need.

What is Franktek Microsystems Sacco Software?

The software functions seamlessly in a cloud environment while also serving as a desktop application, enabling you to easily oversee your Sacco, no matter where your branches are located. You can design an unlimited variety of share products, including both ordinary and special shares, each featuring unique face values and pricing tailored specifically for your members. In addition, our Sacco management software allows you to create an extensive array of savings products, which can be fine-tuned to meet the distinct requirements of your Sacco's financial landscape. You also have the ability to adjust various parameters, such as dormancy periods, interest rates, and both minimum and maximum withdrawal limits for every product offered. Moreover, you can generate numerous loan products, providing a range of loans with diverse repayment terms, interest calculation methods (like flat or reducing balance), and established minimum and maximum loan amounts. This robust set of features not only enhances the operational efficiency of your Sacco but also ensures that your financial offerings are tailored to optimize member satisfaction and engagement. Ultimately, this software equips you with the tools needed to effectively manage and expand your Sacco's financial services.

Media

Media

Integrations Supported

Bitcoin
CoinLedger
Ethereum
Koinly

Integrations Supported

Bitcoin
CoinLedger
Ethereum
Koinly

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

$50 per month
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

SpectroCoin

Date Founded

2013

Company Location

Lithuania

Company Website

spectrocoin.com/en/crypto-loans.html

Company Facts

Organization Name

Franktek Microsystems

Company Location

Kenya

Company Website

www.franktekmicrosystems.com

Categories and Features

Banking

ATM Management
Compliance Tracking
Corporate Banking
Credit Card Management
Credit Union
Investment Banking
Multi-Branch
Online Banking
Private Banking
Retail Banking
Risk Management
Securities Management
Transaction Monitoring

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