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What is SpectroCoin?

Utilize your cryptocurrency holdings as collateral to obtain a loan via the SpectroCoin lending platform, which supports a range of currencies such as euros, Bitcoin, and Ethereum. Our services offer loan-to-value (LTV) ratios that vary between 25% and 75%. While opting for a higher LTV carries more risk, it allows clients to access larger loan sums backed by their crypto assets. We tailor our offerings to fit the unique needs of each individual, enabling you to secure a crypto credit that starts at just 25 EUR and can reach up to an impressive 1 million EUR. By using banker tokens, referred to as BNK, you can enjoy lower interest rates while simultaneously saving and earning. We take pride in delivering competitive loan terms with full transparency, ensuring that clients encounter no hidden fees. You also have the freedom to determine your loan repayment schedule, as long as it occurs before the loan's maturity date. To initiate the process, simply deposit your assets in the currency that matches your collateral choice, indicate the withdrawal amount you wish to receive, select your LTV and collateral type, and your funds will be efficiently transferred to your account. Our platform is meticulously crafted to provide a smooth lending experience that aligns with your financial goals and preferences, making it easier than ever to access the funds you need.

What is NOWPayments?

ChangeNOW has introduced a swift cryptocurrency payment system by partnering with well-known exchanges such as Binance, Trezor, Ledger, Atomic, and Guarda. You can start accepting cryptocurrency payments immediately by integrating NOWPayments into your service. When a customer decides to use cryptocurrency for their transaction, they can pick their preferred coin and send it to our specified deposit address, which enables you to receive your chosen currency without hassle. By utilizing our API, managing all transactions from your customers becomes a breeze. We take pride in our transparent fee structure, which has no hidden costs and accommodates a diverse range of popular cryptocurrencies that can be automatically converted via Changenow.io. At present, we support multiple coins including btc, eth, ltc, xmr, tusd, zcash, pax, xrp, eos, bch, trx, bnb, xvg, fun, zen, and dgb, with a detailed list readily available on our website. New cryptocurrencies are frequently added to our platform, so make sure to keep an eye on our social media for the most recent updates. Our fees are clearly outlined, with a maximum rate of 0.5% subject to any discounts available. By incorporating our solutions, you can not only embrace the future of payment methods but also enhance your overall customer experience. Start transforming your payment process for a more modern approach today!

Media

Media

Integrations Supported

Atomic
Binance
Bitcoin
Cartesi
CoinLedger
Ecwid
Guarda Wallet
Guardarian
Koinly
Ledger
Magento
OpenCart
PrestaShop
Ravencoin
Sensay
Trezor
WHMCS
WooCommerce
Zano
Zen Cart

Integrations Supported

Atomic
Binance
Bitcoin
Cartesi
CoinLedger
Ecwid
Guarda Wallet
Guardarian
Koinly
Ledger
Magento
OpenCart
PrestaShop
Ravencoin
Sensay
Trezor
WHMCS
WooCommerce
Zano
Zen Cart

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

SpectroCoin

Date Founded

2013

Company Location

Lithuania

Company Website

spectrocoin.com/en/crypto-loans.html

Company Facts

Organization Name

NOWPayments

Date Founded

2019

Company Location

Netherlands

Company Website

nowpayments.io

Categories and Features

Payment Gateways

ACH / eCheck support
Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Point-of-Sale (POS)
Recurring Billing / Subscriptions
Reporting / Analytics

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