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What is SpectroCoin?

Utilize your cryptocurrency holdings as collateral to obtain a loan via the SpectroCoin lending platform, which supports a range of currencies such as euros, Bitcoin, and Ethereum. Our services offer loan-to-value (LTV) ratios that vary between 25% and 75%. While opting for a higher LTV carries more risk, it allows clients to access larger loan sums backed by their crypto assets. We tailor our offerings to fit the unique needs of each individual, enabling you to secure a crypto credit that starts at just 25 EUR and can reach up to an impressive 1 million EUR. By using banker tokens, referred to as BNK, you can enjoy lower interest rates while simultaneously saving and earning. We take pride in delivering competitive loan terms with full transparency, ensuring that clients encounter no hidden fees. You also have the freedom to determine your loan repayment schedule, as long as it occurs before the loan's maturity date. To initiate the process, simply deposit your assets in the currency that matches your collateral choice, indicate the withdrawal amount you wish to receive, select your LTV and collateral type, and your funds will be efficiently transferred to your account. Our platform is meticulously crafted to provide a smooth lending experience that aligns with your financial goals and preferences, making it easier than ever to access the funds you need.

What is Paritex?

Your reliable partner in the world of digital finance is here to keep you informed about the latest developments in top cryptocurrencies. Our mission is to promote the adoption of digital currencies, thereby enabling individuals around the globe to achieve financial freedom and equality. Notably, 95% of all deposits are securely kept offline in air-gapped, geographically dispersed cold storage facilities, ensuring maximum security. We maintain full reserves, which allows for immediate withdrawals whenever you require access to your funds. To enhance our security measures, we conduct regular audits of our exchange in partnership with experienced professionals in the cryptocurrency industry, significantly bolstering our defenses against potential attacks. Sensitive user data is protected through robust encryption at both system and data levels, with access strictly controlled and monitored. We consistently monitor all trading activities in the market, allowing us to swiftly identify and mitigate any unusual or suspicious activities that could jeopardize user accounts. Our unwavering dedication to security and transparency guarantees a safe trading environment for all participants, reinforcing trust in our platform. As the digital finance landscape evolves, we remain committed to adapting our security protocols to maintain the highest level of protection for our users.

Media

Media

Integrations Supported

Koinly
Bitcoin
CoinLedger
Ethereum

Integrations Supported

Koinly
CoinGecko
CoinMarketCap
CryptoCompare
Live Coin Watch
WorldCoinIndex

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided

Pricing Information

Pricing not provided

Supported Platforms

SaaS
Android
iPhone
iPad

Supported Platforms

SaaS

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub

Training Options

Documentation Hub

Company Facts

Organization Name

SpectroCoin

Date Founded

2013

Company Location

Lithuania

Company Website

spectrocoin.com/en/crypto-loans.html

Company Facts

Organization Name

Paritex

Date Founded

2019

Company Location

Turkey

Company Website

www.paritex.com

Categories and Features

Categories and Features

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