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What is Visa Intelligent Commerce?

Visa Intelligent Commerce is an advanced AI-driven commercial framework that empowers intelligent agents to securely discover, recommend, and complete purchases for users within the Visa ecosystem. This innovative system is equipped with a wide range of features that significantly improve personalized shopping experiences by embedding secure payment options directly into AI platforms. Additionally, it provides specialized payment tokens and management tools for these agents, enabling authorized AI systems to execute transactions safely, based on user-specified permissions and rules. Aimed at accelerating AI-enhanced commerce, it seamlessly integrates Visa's robust payment capabilities with built-in protections against fraud, disputes, and unauthorized transactions, allowing merchants to facilitate smooth and trustworthy transactions. Moreover, by leveraging a combination of integrated APIs and a secure framework, developers can easily integrate Visa payment functionalities into AI applications, which permits autonomous agents to browse, make purchases, and finalize payments while maintaining transparency and clarity throughout the entire process. This groundbreaking innovation not only improves the shopping experience but also fosters greater trust and confidence between consumers and merchants in the ever-evolving digital marketplace, leading to a more secure and user-friendly environment for all participants.

What is Universal Commerce Protocol (UCP)?

The UCP and AP2 documentation details the seamless integration of the Universal Commerce Protocol (UCP) with the Agent Payments Protocol (AP2), facilitating secure and verifiable transactions executed by AI agents or platforms on behalf of users, thus enabling commerce systems to handle discovery, checkout, and payment processes independently of intermediaries. The full compatibility between UCP and AP2 creates a trust framework for agent-led transactions, which requires a secure and cryptographically verifiable exchange of intent and authorization between businesses and platforms through Verifiable Digital Credentials (VDCs); this system ensures that businesses obtain signed checkout commitments that remain unchanged throughout the transaction process, while platforms deliver proofs of payment authorization that are directly associated with the state of the cart, significantly reducing the risk of fraud and confirming that transactions are both conclusive and authentic. Moreover, this integration not only streamlines the transaction process but also significantly boosts the overall efficiency and reliability of digital commerce ecosystems, ultimately fostering greater confidence among all participants in the marketplace.

Media

Media

Integrations Supported

Merchanto

Integrations Supported

Agent Payments Protocol (AP2)

API Availability

Has API

API Availability

Pricing Information

Pricing not provided

Pricing Information

Pricing not provided

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training

Training Options

Documentation Hub

Company Facts

Organization Name

Visa

Date Founded

2012

Company Location

United States

Company Website

www.visa.com/en-us/products/intelligent-commerce

Company Facts

Organization Name

Universal Commerce Protocol (UCP)

Company Location

United States

Company Website

ucp.dev/documentation/ucp-and-ap2/

Categories and Features

Agentic Commerce

Not specified

Categories and Features

AI Agent Frameworks

Not specified

AI Development

Not specified

eCommerce Tools

Not specified

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