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What is FinbotsAI?

FinbotsAI is an artificial intelligence credit scoring and risk decisioning platform that helps financial institutions improve the development, deployment, and management of lending models. Its flagship creditX platform provides a unified environment for creating application, behavioral, and collection scorecards across consumer and commercial lending portfolios. The software supports multiple data sources, including internal customer records, external financial information, and alternative datasets used to evaluate creditworthiness. Automated data preparation capabilities handle missing values, data transformation, standardization, and bias reduction before information enters the modeling process. Its feature engineering tools generate derived variables, identify nonlinear relationships, and select predictive attributes using statistical and machine learning techniques. CreditX supports traditional logistic regression, rules-based scoring, and advanced ensemble machine learning models, allowing institutions to select approaches based on their risk management requirements. A configurable parameter control panel allows credit risk teams to adjust modeling assumptions, compare outcomes, and evaluate the effects of changing probability-of-default thresholds. Model validation and explainability features provide information about predictive performance, contributing variables, and the reasoning behind individual credit decisions. The integrated business rules engine enables users to create modular decision workflows through a visual drag-and-drop interface without extensive custom development. API-based integrations connect credit models and decision workflows with loan origination systems, customer relationship management platforms, and onboarding applications while supporting real-time evaluations and ongoing performance monitoring.

What is Beyond ARM?

Transform your collections and accounts receivable management with Beyond ARM, a solution designed by DAKCS Software Systems. This versatile platform is available in both cloud and on-premises versions, making it suitable for businesses of all sizes while offering a state-of-the-art debt collection system. Beyond ARM includes a wide range of features that enhance accounts receivable management (ARM), facilitate credit and risk assessment, enable predictive dialing, and provide thorough reporting and analytics. By emphasizing human-centered design, your organization can achieve better business outcomes. The skilled team at DAKCS, consisting of developers, designers, and product managers, is dedicated to improving user experience through continuous research, testing, and refinement, thereby elevating usability and product quality. This commitment leads to positive results for users and their organizations. Furthermore, our digital platform enables your customers to enjoy a smooth 24/7 billing experience, granting them the convenience to make payments at their preferred times. Notably, this innovative system has demonstrated a remarkable increase in web payments, averaging a 30% boost, all while keeping staffing levels unchanged, showcasing its efficiency and effectiveness in streamlining operations.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

API Availability

Pricing Information

Pricing not provided
Free Trial Offered?

Pricing Information

Pricing not provided
Free Trial Offered?

Supported Platforms

SaaS

Supported Platforms

SaaS
Windows
Mac
On-Prem

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub
Online Training
On-Site Training

Training Options

Online Training
On-Site Training

Company Facts

Organization Name

FinbotsAI

Date Founded

2017

Company Location

Singapore

Company Website

finbots.ai/

Company Facts

Organization Name

DAKCS

Date Founded

1980

Company Location

United States

Company Website

www.dakcs.com/archived/work

Categories and Features

Categories and Features

Accounts Receivable

ACH Payment Processing
Billing & Invoicing
Check Processing
Collections Management
Online Payment Processing
Overpayment Processing
Partial Payments
Receivables Ledger
Recurring Billing

Debt Collection

Agency Management
Auto Dialer
Automated Notices
Callback Scheduling
Client Management
Commission Management
Compliance Management
Contact Management
Credit Bureau Reporting
In-House Collections
Payment Plans
Transaction Management

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