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What is interface.ai?

interface.ai is a leading AI banking platform that equips credit unions and community banks with intelligent agents for every major touchpoint. Its Voice AI replaces high call volumes with natural, automated support, consistently handling over half of customer calls without human intervention. Digital Chat AI agents extend this efficiency to online and mobile channels, providing personalized, conversational service while reducing call center strain. Employee AI transforms frontline staff operations by sourcing answers, completing backend tasks, and delivering contextual suggestions, resulting in tenfold productivity improvements. Fraud Prevention AI ensures member safety with advanced caller forensics and real-time threat detection, all without adding friction to the experience. The platform’s 40+ ready-made integrations with banking systems, CRMs, and payment gateways enable rapid deployment and instant operational benefits. interface.ai also offers industry-first performance-based pricing, so institutions only pay when measurable results are achieved. Award-winning managed services ensure seamless onboarding, while customers maintain the ability to make adjustments independently once live. Already trusted by over 100 credit unions and banks, it has supported 1.5 billion conversations and protected 16 million members. By uniting efficiency, security, and member satisfaction, interface.ai empowers financial institutions to innovate without compromise.

What is Finastra Essence?

Finastra Essence is a cutting-edge, cloud-first core banking platform engineered to meet the needs of modern financial institutions. Supporting retail, commercial, and Islamic banking, it leverages a modular, API-rich architecture to deliver rapid innovation, 24/7 uptime, and the agility needed in today’s market. Banks can craft hyper-personalized customer experiences with seamless digital onboarding, persona-based applications, and consistent omnichannel touchpoints. Advanced AI and machine learning analytics provide deep insights into customer behavior, enabling smarter, data-driven decision-making and strategic growth. A 360-degree customer dashboard consolidates key metrics, performance indicators, and actionable data, helping banks stay competitive. The open ecosystem model allows easy integration with fintechs and third-party services via extensive open APIs, fostering collaboration and innovation. Running securely on Microsoft Azure, Essence offers high scalability, resilience, and compliance with industry standards. Its flexibility makes it equally suited for fast-moving challenger banks and established players seeking transformation. By eliminating integration complexity, it allows institutions to focus on customer value and market expansion. Essence is more than just a core system—it is a catalyst for next-generation banking success.

Media

Media

Integrations Supported

Fiserv

Integrations Supported

Apiax
AriLinc
Banker's Dashboard
Finastra
Fincom.Co
Geezeo
Kinective Bridge
LawTrac
MANTL
SavvyMoney
Treasury Systems
Unblu

API Availability

API Availability

Pricing Information

Pricing not provided

Pricing Information

Pricing not provided

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub
Online Training
On-Site Training

Training Options

On-Site Training

Company Facts

Organization Name

interface.ai

Date Founded

2016

Company Location

United States

Company Website

interface.ai

Company Facts

Organization Name

Finastra

Date Founded

2017

Company Location

United Kingdom

Company Website

www.finastra.com/universal-banking/solutions/essence

Categories and Features

Agentic AI

Not specified

AI Agents

Not specified

AI Assistants

Not specified

AI Voice Agents

Not specified

Artificial Intelligence

Chatbot
For Sales
Image Recognition
Machine Learning
Multi-Language
Natural Language Processing
Predictive Analytics
Process/Workflow Automation
Rules-Based Automation
Virtual Personal Assistant (VPA)

Banking

Not specified

Chatbot

Call to Action
Context and Coherence
Human Takeover
Inline Media / Videos
Machine Learning
Natural Language Processing
Payment Integration
Prediction
Ready-made Templates
Reporting / Analytics
Social Media Integration

Conversational AI

Not specified

Fraud Detection

Not specified

Online Banking

Not specified

Categories and Features

Banking

Not specified

Online Banking

Chat / Messaging
Retail Banking

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