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What is Hodlnaut?

Hodlnaut is a financial services platform designed for individual investors, allowing them to earn interest on their cryptocurrency holdings by lending them to institutions. By depositing their crypto assets into a Hodlnaut Interest Account, users can accumulate interest on their investments.

Currently, our interest rates reach as high as 4.08% APY for Bitcoin, 4.60% APY for Ethereum, 7.25% APY for USDC and USDT, and 3.56% APY for DAI. Take advantage of these competitive rates by signing up for an account today and begin your journey towards earning interest on your cryptocurrency assets!

Pricing

Price Overview:
1) Register for an account on our website.
2) Pass the necessary KYC verification procedures
3) Deposit crypto on Hodlnaut.
Free Version:
Free Version available.

Screenshots and Video

Hodlnaut dashboard dark mode

Hodlnaut dashboard dark mode

Company Facts

Company Name:
Hodlnaut
Date Founded:
2019
Company Location:
Singapore
Company Website:
www.hodlnaut.com
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Product Details

Deployment
SaaS
iPhone
iPad
Android
Training Options
Documentation Hub
Video Library
Support
Standard Support
Web-Based Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

Hodlnaut Categories and Features

More Hodlnaut Categories

  • Reviewer Name: Louis L.
    Position: Tech Admin
    Has used product for: 6-12 Months
    Uses the product: Weekly
    Org Size (# of Employees): 500 - 999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great Services and Products

    Date: Apr 06 2022
    Summary

    Five stars. I am very satisfied of all services. I receive regular updates. Not only that, but each time I receive professional responses to my inquiries.

    Positive

    The service is very professional and they have great rates.

    Negative

    None so far. They have been very friendly. Keep up the good job!

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Engineer
    Has used product for: 6-12 Months
    Uses the product: Weekly
    Org Size (# of Employees): 1,000 - 4,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great alternative to BlockFi and Celsius for hodlers

    Date: Jan 19 2022
    Summary

    I have been using Hodlnaut for few months and so far - very pleased.
    All in all - i would definitely recommend this platform as an alternative/addition to BlockFi, Celsius or Nexo platforms. Great job Hodlnaut team - please keep innovating!

    Positive

    - Very competitive rates for BTC, WBTC, ETH and stablecoins.
    - Earnings paid weekly.
    - In app exchange between crypt without fees.
    - Pretty functional mobile app (only using IOS version).
    - Support has telegram channel if needed.
    - Really like team's focus and delivery on promises.

    Negative

    - Selection of coins could be improved.
    - Recent decrease in Tier-1 rates (but market is market and rates are still some of the best in the industry).

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Retired
    Has used product for: 6-12 Months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Fuss free

    Date: Apr 03 2022
    Summary

    I wish I got into Hodlnaut earlier. Grateful to my friend for encouraging me to join. I have only positive experience so far. Never needed customer service so cannot feedback on that.

    Positive

    Easy to navigate. Good yield rates. Token swap allows flexibility in case of market volatility. Withdrawal does not require 24+ hours unlike other yield apps that I use.

    Negative

    (1) If only I could send fiat and buy crypto in the app... (2) besides a graph line showing market moves, good if app could show market "ups/downs"

    Read More...
  • Reviewer Name: Mario B.
    Position: Consumer Finance Director
    Has used product for: 6-12 Months
    Uses the product: Daily
    Org Size (# of Employees): 20,000 or More
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    I should have NEVER got into Holdnaut

    Date: May 22 2022
    Summary

    I should have never got into Holdnaut. This platform embraced the Terra network to a point where they incentivized with several promotions and activities during April 2022, to then May 2023 ban the network. People not only lost lot of money (me included) by moving to Terra based on their promos, but we also trusted that Hodlnaut did the due diligence to understand what they were offering.

    To extremely promote usage of a coin/network to a month later ban the coin is only an evidence of how unreliable is this company.

    Positive

    - Tiered interest rates account.
    - Ease of use.
    - Appealing company/brand logo.

    Negative

    - Bad customer service
    - Promotes new coins/networks that are not trustable

    Read More...
    Official Hodlnaut Response
    Date: Jul 25 2022
    Hi Mario, Thank you for your feedback. We understand your frustrations and your concerns are definitely valid, especially with this bearish market outlook. However, we would like to remind you that investing in any instrument, especially cryptocurrency, brings forth a level of risk that users need to understand before putting in their funds. Hodlnaut has done sufficient due diligence before the introduction of LUNA and UST as it is necessary for us to do so due to our obligations to the regulations in Singapore. We have also assessed the risk beforehand and have contingency plans in place, and has put forth several disclaimers on the website and even before registration that users have to agree to before registering for an account with us and completing KYC. Unlikely events, no matter how unlikely, happens from time to time and it is out of Hodlnaut's control to predict the crash. It is unfortunate that Hodlnaut had to enact its risk mitigation strategies to ensure business continuity and sustainability. We would also like to state that the coin wasn't 'banned' like you stated. That is a false claim unfortunately. Users could still withdraw their assets, and we have even introduced bespoke services like 'Manual swap to USDC' and also activated the Terra Network for users to withdraw their UST to platforms that support them. Again, we would like to point you to our Terms of Service at www.hodlnaut.com/tos and also the disclaimer put forth to users that they need to take responsibility for their own actions and funds. Hope this clarifies!
  • Reviewer Name: A Verified Reviewer
    Position: N/a
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Excellent rate of return, user friendly app

    Date: Mar 11 2022
    Summary

    High yield, user friendly portal and mobile app, easy account set up, so far my experience with Hodlnaut has been excellent.

    Positive

    The yield rates are the highest I have found, for the small selection of coins they support. I'd like to see an expansion of coin offerings (Cardano would be nice to see!) but what Hodlnaut does offer is excellent. The app and online portal are very user friendly and easy to navigate.

    Negative

    The only thing I can see wanting at the moment is the amount of coin offerings is limited. I'd like to see an expansion in this area.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Sales Manager
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Best Apps for earning crypto interest

    Date: Feb 13 2022
    Summary

    For people who trust the future of money is crypto currency, this is one of the best platform to store you crypto and earn high interest especially the stablecoin.

    The only worry, similar to all other crypto exchange and wallet, is hacking. So let's hope they are doing a good job in the security.

    Positive

    Apps design is really wonderful where you can see your interest rolling by the seconds.

    Very smart to pay out interest on every Monday to cure your Monday blue.

    APY is among the best.

    Negative

    I don't have anything bad to say as of now on Hodlnaut.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Researcher
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 1,000 - 4,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Fast support

    Date: May 27 2022
    Summary

    Good service.

    Positive

    Fast support.
    User-friendly app/web design.
    Competitive rates.

    Negative

    No bad experience so far for a firm established just in 2019.

    Read More...
    Official Hodlnaut Response
    Date: Jul 25 2022
    Hi User, Thank you for your good review! Regards, Hodlnaut Team
  • Reviewer Name: Jonathan K.
    Position: Digital Strategist
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great experience

    Date: Nov 24 2021
    Summary

    I've interacted with Hodlnaut a couple of times on Twitter and once through the platform. Overall, I've had a great experience all around.

    Positive

    I'm a big fan of Hodlnaut. Earning interest is simple and they've gamified what it's like to earn interest with the rolling ticket. Overall very high rates and I especially appreciate the trade without fees function.

    Negative

    It's not Hodlnaut's fault, but Ethereum fees are very high right now.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Student
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great platform with clean interface

    Date: Aug 11 2021
    Summary

    It has been a very pleasant experience using this platform overall. I enjoyed the clean layout of the web interface, and appreciate how they have kept the same, consistent, high-quality clean interface on the iOS app as well. Great job to the team, will continue supporting!

    Positive

    Hodlnaut has a clean web and iOS interface, and is very easy to use. It also has some of the highest interest rates around.

    Negative

    It only supports 6 coins at the moment (USDC, USDT, DAI, BTC, ETH, WBTC).

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Business Analyst
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 5,000 - 9,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great CenFi Platform All-in-All

    Date: Aug 11 2021
    Summary

    High APY for BTC and ETH. UI is easy to use and newly launched app is a plus. If withdrawal fees can be waived it would be truly awesome.

    Positive

    High APY.
    No minimum transfer or custodian cost with no lock up period.
    Fast Sign Up process and easy to use UI.

    Negative

    Would be great if the withdrawal fees are waived.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Professional
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 10,000 - 19,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great customer service and good returns.

    Date: Oct 30 2021
    Summary

    Great experience so far, prompt customer service with a great community on telegram. Good place to earn great returns on stable coins.

    Positive

    Good customer service, good community support on telegram. Nice and easy to use app interface. To the moon!

    Negative

    Quite a new platform, hope it can be more established and have a greater AUM soon!

    Read More...
  • Reviewer Name: Victor M.
    Position: Audio Production Consultant
    Has used product for: 6-12 Months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    A Happy Hodlnaut!

    Updated: Jul 22 2021
    Summary

    I've been a Hodlnaut customer for about 1 year and hands down it's the best platform in the interest-earning space. Very satisfied with the experience! *Everything* they have advertised has been delivered flawlessly.
    Excellent APRs on the high end of the market, if not the highest. No deposit fees, no fee for swapping coins (tight spread, but always check the quote anyway).
    In fact Token Swap is a game changer for Hodlnaut when you realize the options it opens up with your crypto. They have also introduced an option to choose what asset your interest is paid in. I'm still trying to strategize this one!

    The withdrawal fees are reasonable, but if you're transacting in small Bitcoin (or ERC 20 amounts, watch out, the withdrawal fee may eat into your interest gains. This is not a fair practice in my opinion. Withdrawing 50 USD of BTC should not cost the same for a whale withdrawing 50,000 USD in BTC. The fees should also be variable and closer to actual network fees. In the big picture it is borderline manageable for small shrimp who could negate their interest earned by doing 1 withdrawal. I do enjoy there being no lockups on your deposits. All transactions were virtually instant.

    The website interface is clean and clear. I look forward to The release of the iOS app and subsequent Android mobile app.

    Hodlnaut offers 2FA login for extra client-side security. They seem to take server side security seriously and do not use Hot Wallets. I also like the whitelist withdrawal address feature.

    Customer service is top notch at Hodlnaut. I've had every question personally answered in less than 24 hours (def not a bot) and also have had any feedback I suggested be answered and taken seriously. They have a good social media presence (Twitter, reddit, FB) and I feel that I am doing business with a team rather than an anonymous smart contract.

    I would like to see an improved and more specific ToS however. I know that in the Crypto space there are security and loan-side risks. But since Hodlnaut is trying to be a forward facing service company, I would appreciate more information on their criteria for how they lend our crypto out and some examples of how they would handle a malicious incident.

    EDIT: China is a very unpredictable place right now as far as cryptocurrency laws and enforcement go. Hodlnaut needs to address this in writing to the customers. It's added risk without increased reward.

    Otherwise, I have no complaints. It has been a very worthwhile decision since the first day of my journey with Hodlnaut. I have deposited , withdrawn, swapped many times and never had a single issue. The earnings are true. I would definitely recommend Hodlnaut to others looking for great rates, a great team and an evolving set of features. Here's to another year! Take your crypto to the moon with Hodlnaut!

    Positive

    •Very competitive interest rates on industry standard crypto up to 10.5% APY (W/BTC ETH USDC/T/DAI)
    •Excellent Customer Service.
    •Clean, simple efficient web platform. See your next payout grow in real time.
    •Token Swap feature is incredibly useful (no fees, tight spread!)
    •No lock up periods, fast withdrawals, whitelist address option
    •engaging presence on social media.

    Negative

    •EDIT: iOS app in beta, No Android mobile app
    •Withdrawal fee higher than network/blockchain fee
    •Customer bears all the risks involved
    •Lack of ToS wording regarding the Hong Kong location during a highly unpredictable anti-crypto crackdown in China.
    •Permitted but still not licensed in Singapore under the M.A.S.

    Read More...
    Official Hodlnaut Response
    Date: Jun 25 2021
    Hi Victor, Thank you so much for this write up. We appreciate you penning down all your concerns as well - because this is what makes us human after all at Hodlnaut. Although we can't be perfect, we will continue striving to do our very best to make sure everything ticks in the right places for HODL-ers like yourself. Hoping to see you on the moon, together with us! Regards, Hodlnaut Team
  • Reviewer Name: A Verified Reviewer
    Position: Musician
    Has used product for: 6-12 Months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Love the APY and strong support staff

    Date: Oct 30 2021
    Summary

    Been quite comfortable putting my crypto assets to work on their platform. One of the best rates in the industry.

    Positive

    Love the APY and strong support staff. They answer queries promptly and have a good reputation. Hope they last for a long while!

    Negative

    They used to have unlimited usdc apy, but now it's capped to 25k. Not complaining too much though

    Read More...
  • Reviewer Name: Kaushik G.
    Position: SCM - Senior Executive
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 500 - 999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Safe to HODL

    Date: Jun 23 2021
    Summary

    Having used this for more than a month now, it's safe to say that I am very happy with the site without any major problems so far.
    I did my research before getting here, I found this had the perfect balance of trust and higher rates on the more popular coins

    Positive

    The payout has more clarity and it has been added on time always which is definitely commendable.
    On the website, the interface is clean and simple with no fancy things to distract about.

    Negative

    The variety of coins on offer can definitely be improved. Coins like ADA, MATIC need to be added ASAP.
    The one thing that I noticed when I did my research was that there was not too much info about this website compared to others which has to be looked at.

    Read More...
    Official Hodlnaut Response
    Date: Jun 24 2021
    Hi Kaushik, Thank you so much for your honest review. We are trying our very best to stay as competitive as we can, hence we are constantly looking at which are the best assets we can offer to our customers like yourself! Do let us know if you have any other questions, and we will respond to you as quickly as we can on our socials! We strive to continue bringing you the best HODL-ing experience! Regards, Hodlnaut Team
  • Reviewer Name: A Verified Reviewer
    Position: Mgr
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 10,000 - 19,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Investment

    Date: Nov 01 2021
    Summary

    Good so far.. 1 month usage.. Money is rolling in as promised. Yet to withdraw. Heard that there is perks when introducing more friends to join.

    Positive

    High returns. Simple interface. The returns can be award as other coins that is more desired. The weekly payout and the per second visual interest is nice to watch.

    Negative

    There is mandate on ERC-20 which has high fees to do transfer.
    withdraw has a fee of $18 and that the platform requires you to buy coins from other exchanges to transfer in.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Engineer
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 20,000 or More
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Good

    Date: Jun 23 2021
    Summary

    One of the best option to choose especially if you want to earn from BTC or ETH. For stablecoins there is better option.

    Positive

    Weekly reward with free swap option. Easy to use and good ratio.
    Also offer a preview of the estimate earning.

    Negative

    The only see that I don't like is the withdraw fee but with good ratio it doesn't really matter.

    Read More...
    Official Hodlnaut Response
    Date: Jun 24 2021
    Hi Anon, Thank you so much for your honest review. Do let us know if you have any other questions, and we will respond to you as quickly as we can on our socials! We strive to continue bringing you the best HODL-ing experience! Regards, Hodlnaut Team
  • Reviewer Name: A Verified Reviewer
    Position: Exec
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 500 - 999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    The easiest to setup and one of the highest APY and safer platform.

    Date: Jun 24 2021
    Summary

    One of the easiest to setup and also one of the highest APY and safer platform with insurance protection.

    Positive

    Easy UXIX. Fast response. Chat reply is typically responsive with detailed answers.

    Negative

    Charges are pretty reasonable too therefore nothing negative to complain.

    Read More...
    Official Hodlnaut Response
    Date: Jun 25 2021
    Hi Anon, Thank you so much for your good review. Appreciate your support all this while! Do let us know if you have any other questions, and we will respond to you as quickly as we can on our socials! Regards, Hodlnaut Team
  • Reviewer Name: ZH F.
    Position: Student
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Hodlnaut review

    Updated: Jul 26 2021
    Summary

    Had a great experience so far. Their team is professional and support is quick to reply. Love how they engage potential clients on social media too.

    Positive

    User friendly, created the account within 10 mins. High interest rate as well. They do listen to feedback as well and is coming out with an app. Great initiative from the team. Their staff is also active in multiple social media to explain about the app and teach beginners about crypto.

    Negative

    KYC took a little too long but I'm fine with it since it’s mainly due to compliance and security.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Executive
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 1,000 - 4,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Wonderful product

    Updated: Oct 30 2021
    Summary

    Has been a good journey so far. Tried others and this is one of my favourite app. Fuss free and approachable team!

    Positive

    Nice UI! One of the highest rates APY. Friendly and responsive team in telegram. Safe place for passive income generating.

    Negative

    No free withdrawal. Would be nice to have at least one free withdrawal per month.

    Read More...
  • Reviewer Name: Clement C.
    Position: Business Associate
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 20,000 or More
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    My Hodlnaut Experience

    Updated: Aug 16 2021
    Summary

    It’s really a great way to hold your crypto and let it work itself to grow. For those who don’t really understand crypto or just starting out, Hodlnaut is a good place to start. The UI/UX is great and simple to pick up as well.

    Positive

    1. Registration and sign up was quick & simple.
    2. Depositing funds was fuss free.
    3. High Interest Rate for your BTC & ETH.
    4. Offers WBTC, the offspring of the 2 crypto powerhouses.
    5. The new preferred interest currency feature is great!!

    Negative

    1. Currently only offering a limited number of coins.
    2. Wish they could offer 1 free withdrawal a month similar to BlockFi for more flexibility.

    Read More...
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