What is Hodlnaut?
Hodlnaut is a financial services platform designed for individual investors, allowing them to earn interest on their cryptocurrency holdings by lending them to institutions. By depositing their crypto assets into a Hodlnaut Interest Account, users can accumulate interest on their investments.
Currently, our interest rates reach as high as 4.08% APY for Bitcoin, 4.60% APY for Ethereum, 7.25% APY for USDC and USDT, and 3.56% APY for DAI. Take advantage of these competitive rates by signing up for an account today and begin your journey towards earning interest on your cryptocurrency assets!
Pricing
2) Pass the necessary KYC verification procedures
3) Deposit crypto on Hodlnaut.
Integrations
Company Facts
Product Details
Product Details
Hodlnaut Categories and Features
More Hodlnaut Categories
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great Services and Products
Date: Apr 06 2022SummaryFive stars. I am very satisfied of all services. I receive regular updates. Not only that, but each time I receive professional responses to my inquiries.
PositiveThe service is very professional and they have great rates.
NegativeNone so far. They have been very friendly. Keep up the good job!
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great alternative to BlockFi and Celsius for hodlers
Date: Jan 19 2022SummaryI have been using Hodlnaut for few months and so far - very pleased.
All in all - i would definitely recommend this platform as an alternative/addition to BlockFi, Celsius or Nexo platforms. Great job Hodlnaut team - please keep innovating!Positive- Very competitive rates for BTC, WBTC, ETH and stablecoins.
- Earnings paid weekly.
- In app exchange between crypt without fees.
- Pretty functional mobile app (only using IOS version).
- Support has telegram channel if needed.
- Really like team's focus and delivery on promises.Negative- Selection of coins could be improved.
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- Recent decrease in Tier-1 rates (but market is market and rates are still some of the best in the industry). -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Fuss free
Date: Apr 03 2022SummaryI wish I got into Hodlnaut earlier. Grateful to my friend for encouraging me to join. I have only positive experience so far. Never needed customer service so cannot feedback on that.
PositiveEasy to navigate. Good yield rates. Token swap allows flexibility in case of market volatility. Withdrawal does not require 24+ hours unlike other yield apps that I use.
Negative(1) If only I could send fiat and buy crypto in the app... (2) besides a graph line showing market moves, good if app could show market "ups/downs"
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
I should have NEVER got into Holdnaut
Date: May 22 2022SummaryI should have never got into Holdnaut. This platform embraced the Terra network to a point where they incentivized with several promotions and activities during April 2022, to then May 2023 ban the network. People not only lost lot of money (me included) by moving to Terra based on their promos, but we also trusted that Hodlnaut did the due diligence to understand what they were offering.
To extremely promote usage of a coin/network to a month later ban the coin is only an evidence of how unreliable is this company.Positive- Tiered interest rates account.
- Ease of use.
- Appealing company/brand logo.Negative- Bad customer service
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- Promotes new coins/networks that are not trustableOfficial Hodlnaut Response -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Excellent rate of return, user friendly app
Date: Mar 11 2022SummaryHigh yield, user friendly portal and mobile app, easy account set up, so far my experience with Hodlnaut has been excellent.
PositiveThe yield rates are the highest I have found, for the small selection of coins they support. I'd like to see an expansion of coin offerings (Cardano would be nice to see!) but what Hodlnaut does offer is excellent. The app and online portal are very user friendly and easy to navigate.
NegativeThe only thing I can see wanting at the moment is the amount of coin offerings is limited. I'd like to see an expansion in this area.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Best Apps for earning crypto interest
Date: Feb 13 2022SummaryFor people who trust the future of money is crypto currency, this is one of the best platform to store you crypto and earn high interest especially the stablecoin.
The only worry, similar to all other crypto exchange and wallet, is hacking. So let's hope they are doing a good job in the security.PositiveApps design is really wonderful where you can see your interest rolling by the seconds.
Very smart to pay out interest on every Monday to cure your Monday blue.
APY is among the best.NegativeI don't have anything bad to say as of now on Hodlnaut.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Fast support
Date: May 27 2022SummaryGood service.
PositiveFast support.
User-friendly app/web design.
Competitive rates.NegativeNo bad experience so far for a firm established just in 2019.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great experience
Date: Nov 24 2021SummaryI've interacted with Hodlnaut a couple of times on Twitter and once through the platform. Overall, I've had a great experience all around.
PositiveI'm a big fan of Hodlnaut. Earning interest is simple and they've gamified what it's like to earn interest with the rolling ticket. Overall very high rates and I especially appreciate the trade without fees function.
NegativeIt's not Hodlnaut's fault, but Ethereum fees are very high right now.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great platform with clean interface
Date: Aug 11 2021SummaryIt has been a very pleasant experience using this platform overall. I enjoyed the clean layout of the web interface, and appreciate how they have kept the same, consistent, high-quality clean interface on the iOS app as well. Great job to the team, will continue supporting!
PositiveHodlnaut has a clean web and iOS interface, and is very easy to use. It also has some of the highest interest rates around.
NegativeIt only supports 6 coins at the moment (USDC, USDT, DAI, BTC, ETH, WBTC).
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great CenFi Platform All-in-All
Date: Aug 11 2021SummaryHigh APY for BTC and ETH. UI is easy to use and newly launched app is a plus. If withdrawal fees can be waived it would be truly awesome.
PositiveHigh APY.
No minimum transfer or custodian cost with no lock up period.
Fast Sign Up process and easy to use UI.NegativeWould be great if the withdrawal fees are waived.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great customer service and good returns.
Date: Oct 30 2021SummaryGreat experience so far, prompt customer service with a great community on telegram. Good place to earn great returns on stable coins.
PositiveGood customer service, good community support on telegram. Nice and easy to use app interface. To the moon!
NegativeQuite a new platform, hope it can be more established and have a greater AUM soon!
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
A Happy Hodlnaut!
Updated: Jul 22 2021SummaryI've been a Hodlnaut customer for about 1 year and hands down it's the best platform in the interest-earning space. Very satisfied with the experience! *Everything* they have advertised has been delivered flawlessly.
Excellent APRs on the high end of the market, if not the highest. No deposit fees, no fee for swapping coins (tight spread, but always check the quote anyway).
In fact Token Swap is a game changer for Hodlnaut when you realize the options it opens up with your crypto. They have also introduced an option to choose what asset your interest is paid in. I'm still trying to strategize this one!
The withdrawal fees are reasonable, but if you're transacting in small Bitcoin (or ERC 20 amounts, watch out, the withdrawal fee may eat into your interest gains. This is not a fair practice in my opinion. Withdrawing 50 USD of BTC should not cost the same for a whale withdrawing 50,000 USD in BTC. The fees should also be variable and closer to actual network fees. In the big picture it is borderline manageable for small shrimp who could negate their interest earned by doing 1 withdrawal. I do enjoy there being no lockups on your deposits. All transactions were virtually instant.
The website interface is clean and clear. I look forward to The release of the iOS app and subsequent Android mobile app.
Hodlnaut offers 2FA login for extra client-side security. They seem to take server side security seriously and do not use Hot Wallets. I also like the whitelist withdrawal address feature.
Customer service is top notch at Hodlnaut. I've had every question personally answered in less than 24 hours (def not a bot) and also have had any feedback I suggested be answered and taken seriously. They have a good social media presence (Twitter, reddit, FB) and I feel that I am doing business with a team rather than an anonymous smart contract.
I would like to see an improved and more specific ToS however. I know that in the Crypto space there are security and loan-side risks. But since Hodlnaut is trying to be a forward facing service company, I would appreciate more information on their criteria for how they lend our crypto out and some examples of how they would handle a malicious incident.
EDIT: China is a very unpredictable place right now as far as cryptocurrency laws and enforcement go. Hodlnaut needs to address this in writing to the customers. It's added risk without increased reward.
Otherwise, I have no complaints. It has been a very worthwhile decision since the first day of my journey with Hodlnaut. I have deposited , withdrawn, swapped many times and never had a single issue. The earnings are true. I would definitely recommend Hodlnaut to others looking for great rates, a great team and an evolving set of features. Here's to another year! Take your crypto to the moon with Hodlnaut!Positive•Very competitive interest rates on industry standard crypto up to 10.5% APY (W/BTC ETH USDC/T/DAI)
•Excellent Customer Service.
•Clean, simple efficient web platform. See your next payout grow in real time.
•Token Swap feature is incredibly useful (no fees, tight spread!)
•No lock up periods, fast withdrawals, whitelist address option
•engaging presence on social media.Negative•EDIT: iOS app in beta, No Android mobile app
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•Withdrawal fee higher than network/blockchain fee
•Customer bears all the risks involved
•Lack of ToS wording regarding the Hong Kong location during a highly unpredictable anti-crypto crackdown in China.
•Permitted but still not licensed in Singapore under the M.A.S.Official Hodlnaut Response -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Love the APY and strong support staff
Date: Oct 30 2021SummaryBeen quite comfortable putting my crypto assets to work on their platform. One of the best rates in the industry.
PositiveLove the APY and strong support staff. They answer queries promptly and have a good reputation. Hope they last for a long while!
NegativeThey used to have unlimited usdc apy, but now it's capped to 25k. Not complaining too much though
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Safe to HODL
Date: Jun 23 2021SummaryHaving used this for more than a month now, it's safe to say that I am very happy with the site without any major problems so far.
I did my research before getting here, I found this had the perfect balance of trust and higher rates on the more popular coinsPositiveThe payout has more clarity and it has been added on time always which is definitely commendable.
On the website, the interface is clean and simple with no fancy things to distract about.NegativeThe variety of coins on offer can definitely be improved. Coins like ADA, MATIC need to be added ASAP.
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The one thing that I noticed when I did my research was that there was not too much info about this website compared to others which has to be looked at.Official Hodlnaut Response -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Investment
Date: Nov 01 2021SummaryGood so far.. 1 month usage.. Money is rolling in as promised. Yet to withdraw. Heard that there is perks when introducing more friends to join.
PositiveHigh returns. Simple interface. The returns can be award as other coins that is more desired. The weekly payout and the per second visual interest is nice to watch.
NegativeThere is mandate on ERC-20 which has high fees to do transfer.
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withdraw has a fee of $18 and that the platform requires you to buy coins from other exchanges to transfer in. -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Good
Date: Jun 23 2021SummaryOne of the best option to choose especially if you want to earn from BTC or ETH. For stablecoins there is better option.
PositiveWeekly reward with free swap option. Easy to use and good ratio.
Also offer a preview of the estimate earning.NegativeThe only see that I don't like is the withdraw fee but with good ratio it doesn't really matter.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
The easiest to setup and one of the highest APY and safer platform.
Date: Jun 24 2021SummaryOne of the easiest to setup and also one of the highest APY and safer platform with insurance protection.
PositiveEasy UXIX. Fast response. Chat reply is typically responsive with detailed answers.
NegativeCharges are pretty reasonable too therefore nothing negative to complain.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Hodlnaut review
Updated: Jul 26 2021SummaryHad a great experience so far. Their team is professional and support is quick to reply. Love how they engage potential clients on social media too.
PositiveUser friendly, created the account within 10 mins. High interest rate as well. They do listen to feedback as well and is coming out with an app. Great initiative from the team. Their staff is also active in multiple social media to explain about the app and teach beginners about crypto.
NegativeKYC took a little too long but I'm fine with it since it’s mainly due to compliance and security.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Wonderful product
Updated: Oct 30 2021SummaryHas been a good journey so far. Tried others and this is one of my favourite app. Fuss free and approachable team!
PositiveNice UI! One of the highest rates APY. Friendly and responsive team in telegram. Safe place for passive income generating.
NegativeNo free withdrawal. Would be nice to have at least one free withdrawal per month.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
My Hodlnaut Experience
Updated: Aug 16 2021SummaryIt’s really a great way to hold your crypto and let it work itself to grow. For those who don’t really understand crypto or just starting out, Hodlnaut is a good place to start. The UI/UX is great and simple to pick up as well.
Positive1. Registration and sign up was quick & simple.
2. Depositing funds was fuss free.
3. High Interest Rate for your BTC & ETH.
4. Offers WBTC, the offspring of the 2 crypto powerhouses.
5. The new preferred interest currency feature is great!!Negative1. Currently only offering a limited number of coins.
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2. Wish they could offer 1 free withdrawal a month similar to BlockFi for more flexibility.