Hodlnaut Reviews

FINAL THOUGHTS
Hodlnaut is a young company with a lot going for it. I do feel that they are heading in the right direction by minimising barriers for users to enjoy high interest rates.

Their branding is on point - that sometimes in trying to head to the moon, all we need to do is to be an astronaut who hodls, a hodlnaut.

Be a hodlnaut, bank less and live more!

Bank Less, Live More with Hodlnaut
What's the point if you have to fuss over categories, worry about tiers, literally hopping through a bunch of hoops in order to multiple your interest rates?

Enter Hodlnaut - a high on interest, low (or no) on nonsense lending platform. You don't have to worry about unlocking more categories nor fuss over clocking more transactions in order to qualify for a higher interest tier. All you have to do is deposit your coins and you get the highest possible interest rates anytime, every time.

With Hodlnaut, you get to spend less time banking and more time enjoying the fruits of your high returns, truly what it means to "bank less, live more"

HIGHLIGHTS
(a) Hodlnaut is based in Singapore!
- Singapore is one of the most open countries when it comes to cryptocurrency so the company gets to enjoy Singapore's openness and strong workforce amidst many other benefits
- They are also currently applying for licensing with MAS so if you are looking for the so-called "Ah Gong" stamp of approval, this may be something worth looking out for!
- besides, if you're in Singapore, you have the additional perk of being able to go down to their office and "bang table" in the event something goes awfully wrong but more importantly, it's a chance to #supportlocal and take in some #sgpride!

(b) High interest rates with no minimum amount, no lock-up periods!
- To be fair, there are other platforms that offer high interest rates but these rates often come with strings attached (i.e. stake their platform token or stake for at least 3 months or both in order to enjoy the highest rates)
- Hodlnaut removes all these barriers and allows you to enjoy the highest possible rates with any amount for any amount of time

(c) The Web Platform is easy and great to use!
- From creating your account to depositing your coins, the process is simple and fuss-free!
- To make it more convenient for users, there's also a token swap function to allow users to swap between asset pairs without leaving the platform.
- BONUS! they also have a Dark Theme for their web platform. More than just caring about your coins, they also care about the well-being of your eyes so the light theme will stop burning corneas.

(d) The "Pending Interest Payout" Counter allows you to see your coins growing in real-time
- While the interface looks rudimentary, I think there's just something immensely gratifying about watching that number increase!

(e) A low on the hype, high on the education Social Media team
- there's a lot of hype in the crypto space right now meant to induce FOMO and encourage people to jump in without doing their due diligence.
- I appreciate the Hodlnaut Social Media team for responsibly wielding their influence to educate users on the latest developments and opportunities

LOWLIGHTS
(1) Withdrawal fees can be bothersome
- Unfortunately, if you want to withdraw your earnings, there's currently a withdrawal fee. But the team has mentioned on Twitter that they are currently working on it!

(2) Limited coins available for staking
- Hodlnaut currently only offers 5 of the most popular assets for staking (BTC, ETH, DAI, USDC, USDT)
- Arguably, most users can probably do pretty well with staking any of these 5 tokens. But it is honestly rather underwhelming when other platforms are offer a much wider variety.
- Hope to see the platform support more "blue chip" tokens!

HODLnaut is one of the up and coming CeFi platforms, offering high APY for hodling your crypto with them. With a vibrant and active community, I hope to see HODLnaut strive for the many following years to come.

HIGH APY (industry standard wise).
Great support and marketing team with an active telegram group.
Good social media presence.

Limited variety of coins.
No lending support (yet).
No Android app (yet).

App is easy to use and navigate. Hope the Team explore more solid Alt Coins and offer high APY and APR for the investor.

Receive interests every week.
No lock in period when deposit crypto in the platform.
Easy to use and navigate.

Listed six assets to date. Less variety of cryptocurrency coins.

Overall is the best app among the rest! Highly recommended to sign up! This is like the best and only way to earn passive income while sleeping!

Hodlnaut has been nothing short of amazing this app is just superb especially with such attractive APY for your preferred coin, is no doubt the best crypto lending platform to earn passive income!

Slightly higher withdraw fee among other competitors!

All in all, I will say the developers did a very good job.

The interest rate is cool, you get to save a lot from this app, you also earn some bonuses from the app.

The earlier you start using it the better for you, I don't have any problems using it. So far so good.

Positive experience so far. Looking forward to more usage in the future.

Hodlnaut currently ranks #2 on our best bitcoin interest rate ranking at 6%.

Game-changing interest-preference feature where you can opt to earn interest in any supported coin.

Competitive interest rates without promotional rates for limited coins.

Service still new, needs more time in the market to compete with top alternatives.

More than worth the trouble! I’m very surprised that Hodlnaut does not show up more in overall defi/cefi reviews.

Their APY on lending crypto is very high and compounding. Actually, they’re beating Celsius, Blockfi etc. No down limit in lending crypto!
The app on iPhone is a real beauty, quiet and easy. Kudos!

- Currently waiting for verification approval for more than 12h.

Very straightforward interface and very friendly people. My first venture into crypto and I am very pleased with my experience.

Easy to get started, very nice user interface, friendly staff, all information readily available, prompt email replies to queries, and telegram channel is very helpful too.

Maybe have more coins in the future. As it was my first crypto venture. took some time figuring how to deposit as well.

Amazing, overall. They have great support so it's easy to get verified. I highly recommend this app if you're a hodler like me.

First and foremost, they have amazing support.
App is neat, easy to use and accessible to any mobile device.

I wish they could put more coins or tokens aside from the ones already on the platform.

Viewing and transferring of assets will be much easier for android user.

Finally, it has launched its android platform.
Current reward rates are quite high, considering there's no lock-up period.
The withdrawal fee is reasonable.
No minimum deposit to start.

The withdrawal fee is not free, unlike some other platforms.

Overall reliable feeling.
Quick response from customer support.
Everything 100% operational during high volatility Bitcoin crash.

High (6.2%) steady interest rate.
Perfect customer service (video call).
100% availability during volatility of Bitcoin prices.

You have to login so you can't use an app. I heard they are working on that.

Overall great experience! Those at Hodlnaut are super friendly and helpful, always ready to help and answer any questions you might have!

Super simple to use! I’m new to crypto and I’m so glad I found out about Hodlnaut. In addition, they are offering higher APYs for the most popular crypto assets!

Crypto withdrawal fees are high for those who deposit small amounts!

Fantastic. Easy to use. I’ve used several platforms over this year and the Hodlnaut experience has by far been the best. Their customer service is truly top notch. They will work respond to you very quickly and work with you on any concerns you have. They will even help coordinate with their trusted partners like iTrust for insurance.

Very impressive.
Two factor authentication and whitelists for trusted addresses. Great interest rates and customer service.

The site can be a little more welcoming and would like to see a security key added.

Hodlnaut offers high APVs on your crypto and best part with weekly payouts :) it's always exciting to receive notification on your earnings. It has a user-friendly interface and recently they just launched the android mobile version of the platform. Allowing us to better manage our assets on the go.

Hodlnaut has the highest APY on your crypto , allowing us to earn passive income while sleeping. The platform is easy to use.

Not being able to visually track the earnings of coins thru charts.but this is a small issue.

Experience was delightful. No major issue encounter when using it other than some function can be improved. Would prefer a mobile app just like the rest of the platform. An hassle for fiat transfer to go through another medium, before to this software.

High interest for stables.
Choose your interest payout.
Clean interface.
Regulated by MAS Singapore so providing an assurance.

Remain log on 7 days does not work and need to check box before OTP.
No mobile app and only browser base.
Default login currency always in BTC and cannot set.
No fiat transfer.

It is still a solid platform with one of the highest interest rate for staking crypto assets with. Highly recommend!

Hodlnaut is like a bank that gives you higher interest rates than your typical local bank. And Hodlnaut doesn't have all the weird criteria to fulfill to hit their higher tier interest rate.

Relatively expensive withdrawal rate and limited number of alt coins that can be deposited.

Overall a good platform, APR is higher than the average of cefi platforms, weekly payouts, can do swaps, no minimum for savings account.

Competitive APR.
Supports bluechip cryptos.
Support swaps.
No minimum amount for savings account.
Support stablecoins.

Transfer fees.
Can't buy crypto on platform.
No withdrawal to credit card.

A very good user experience with fast onboarding, backed by a reputable company to earn interest for BTC, ETH, and stablecoins.

Ease of app usage.
Easy to navigate around.
Love banner that show interest earn as the clock runs.
Love the promotion that gave additional $20 USD.
Backed by reputable company Genesis.

Limited withdrawal per month.
Will be great if this can be increased.

Overall it has been quite a good experience with an easy to use app. Excited to try the other features.

Very fast verification and KYC process.
Aesthetics of app design is good.
Recently released iOS app so increases the ease of use.

Slightly longer verification process which is still in processing.

I have tried the customer service at the beginning since I am new to crypto lending, the response was very quick. Also once they receive the you start accruing interest.

High interest.
Prompt customer service.
Easy to use even for a first time user.
Easy to understand and has an accrual meter.
Weekly payouts.

Android application still in development as of 9/2021.