What is Hodlnaut?
Hodlnaut is a financial services platform designed for individual investors, allowing them to earn interest on their cryptocurrency holdings by lending them to institutions. By depositing their crypto assets into a Hodlnaut Interest Account, users can accumulate interest on their investments.
Currently, our interest rates reach as high as 4.08% APY for Bitcoin, 4.60% APY for Ethereum, 7.25% APY for USDC and USDT, and 3.56% APY for DAI. Take advantage of these competitive rates by signing up for an account today and begin your journey towards earning interest on your cryptocurrency assets!
Pricing
2) Pass the necessary KYC verification procedures
3) Deposit crypto on Hodlnaut.
Integrations
Company Facts
Product Details
Product Details
Hodlnaut Categories and Features
More Hodlnaut Categories
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
High interest payouts!
Date: Oct 16 2021SummaryExcellent! I am happy with Hodlnaut :) i hope they can maintain their standards even during the crypto bear markets.
PositiveI like Hodlnaut’s interest rates and ease of use! It also supports token swaps - this makes it really convenient to use.
NegativeI hope in the future they can support more coins.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Impressive app
Date: Aug 11 2021SummaryVery satisfied with results & usage. Helped me hodl my coins while giving me interest at the same time.
PositiveExtremely easy coin swapping! Free of charge at the time of writing. Really hope this feature remains prioritized.
NegativeNo app on android os yet. Choices of coins to hold are limited, but include the most important ones
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Best APY for lending BTC and ETH
Updated: Jun 23 2021SummaryHaving tested a wide range of apps for earning interest on cryptos, Hodlnaut stands out in my opinion as the best.
Positive- the highest rate I could find
- the simplicity of the interfaces
- the display of earnings in real timeNegative- withdrawals are not free (but not the most expensive of the market)
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- a mobile application would have been welcome but for me it is not a priorityOfficial Hodlnaut Response -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great customer service
Date: Oct 17 2021SummaryGreat customer service and good interest rates. I would highly recommend having a Hodlnaut account.
PositiveLove Hodlnaut. They have great customer service and it's an easy way to stack sats. Would recommend.
NegativeNone. Can't think of anything negative. Great interest rates.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great Platform
Date: Jun 26 2021SummaryExcellent. I love seeing how much interest I am accumulating each second. The interest rates are fantastic, and customer service is very responsive.
PositiveIn my experience, Hodlnaut has the best website, the best interest rates for Bitcoin and Ethereum without any staking, and the best customer service.
NegativeThe sign-up process was a hassle; I wish they would pay interest on more coins, like Litecoin, Cardano, Polkadot, or Chainlink; and I wish they had ACH transfer.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
For the hodlers
Date: Oct 30 2021SummaryHassle-free, hands-off, no worries, legit.
Those are what I think of Hodlnaut right now. Really impressed so far by their APY and android platform. Keep it up!PositiveGreat way to grow your cryptos rather then letting it sit idle. Definitely would recommend if you are planning to hodl your cryptos, the company name says it all. HODLNAUT for all you hodlers!
NegativeLimited cryptos on the platform currently. However, they are planning to add more in future.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Simple and hassle free interface
Updated: Oct 30 2021SummarySmooth and hassle free. Experience was fast to setup and transferring of coins took a short while only.
PositiveEasy to use and simple.
Reliable and also secured while one of the higher returns APR too.
Transparent on the details earnings and security plans too.NegativeNil. Love it so far.
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More room for other coins to come in. Im sure thats in plans. -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great HODLER community ☺️
Updated: Jul 22 2021SummaryReally great experience thus far, and looking forward to the app version release soon!
May the HODLNAUT community grow while providing feedback and may all HODLERS benefit from this amazing company. 👍🏻PositiveReally liked that it was easy to open an account and easy to earn interest with our idle cryptocurrencies.
The recent additional feature where we are able to choose the type of cryptocurrency of interest to be paid out is a big yes for me. This gives the users flexibility to choose what they want to earn.
Hodlnaut team is also active on social media and always ready to provide assistance to any questions the users/members have.
Oh did I also mention that they are pushing out an app version which is coming up really soon!
Definitely try it out to find out more! ☺️NegativeOne feature that will be great would be to have an option to not reveal the total holdings. As of now there’s no way to have a private viewing when we are on the go. Small feature but will be good to have!
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No other cons as of now! ☺️ -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great Rates
Date: Jul 22 2021SummaryPretty good. The platform feels a bit minimalistic but contains most of the expected features of more established lenders. Competitive rates is a big plus and will keep me coming back.
PositiveThe rates are very competitive for all major cryptocurrencies. As of the time of writing (23-Jul-2021) the Ethereum rate beats vanilla ETH 2.0 staking.
NegativeThere's no fiat on/off ramp available on the platform at the moment so it is necessary to have another account at a crypto exchange somewhere else to make full use of Hodlnaut.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great product!!!
Date: Aug 11 2021SummaryGreat platform and would encourage more people to invest into it as crypto booms so as to support local start ups too.
PositiveTeam is responsive and gives updates constantly which keeps investors assured!
Also has updated their rates to be more competitive which is good too!NegativeI would hope if they could obtain the license from MAS officially.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Good
Date: Oct 30 2021SummaryGood. Experience has been good so far. Not many complaints. Does exactly what it says. Good support.
PositiveSmooth operation and intuitive. Singapore based. Good support on Tele. Hoping interest rates will improve.
NegativeWhich they supported other categories of cryptocoins with similar lucrative interest rates. Possibly Shiba.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Savings On Point!
Updated: Aug 11 2021SummaryGreat crypto saving program. I would recommend this to others looking to save better. Better than saving with banks.
PositiveBetter interest rates than other token savings sites/apps. Clear on their payout dates. So far, easy to maneuver the site.
NegativeAs of yet, I have not found a reason to dislike.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Hodlnaut is an excellent platform
Updated: Jun 24 2021SummaryHodlnaut is an excellent platform. Providing high yield in a safe and trusted platform.
As soon as you deposit, you instantly start earning high crypto interest. The feature I like the most would have to be the ability to swap between tokens with their token swap feature. Best of all, it's free and you can continue to earn while you swap. The spread on the swaps is the lowest I have found against any competitor.
Hodlnaut deliver the weekly interest payouts to your wallet on time and show a live timer with the interest you've earned ticking over. You can deposit and withdraw at anytime. The earn rates are high with unlimited hold amounts and no lock-in periods or minimum deposits to start earning. There is optional insurance with Nexus Mutual's custody cover.
All assets are secured by Fireblocks multi-party computation wallet infrastructure that puts Hodlnaut in line with industry standard.Positive- Weekly Interest (count down timer with live reward payout)
- Token Swap (Minimal spread against competitors and it's free)
- High Yield Rates (better than then direct competitor)
- Fireblocks MPC Wallet Infrastructure (industry standard)
- Customer Service (Fast, Friendly and helpful)
- Optional Insurance
- Regulated by the Monetary Authority of Singapore (MAS).Negative- No Android app yet / iOS in Beta testing
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- Token Swaps unavailable for Singapore users due to MAS at this time. Will be made available again soon.
- Crypto Assets in Earn are limited.Official Hodlnaut Response -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Amazing hodling experience
Date: Aug 12 2021SummaryVery amazing platform which everyone can really consider placing a portion of your crypto funds with them to Hodl and generate passive income.
Positive1- They listen to the community and implement features from time to time.
2- Clear breakdown of tiered interest rates.
3- Active community on telegram, discord, reddit, twitter and instagram!
Many events ongoing and they are super transparent with the earnings.NegativeThe tiered returns on stable coin. But nevertheless I understand the supply and demand for sustainability.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
HODLNaut best place to stake your crypto :)
Updated: Jul 22 2021SummaryI really enjoy using HODLnaut! The ease of use and wonderful community makes me feel like my money and crypto is safe with them. Would recommend 100%.
Positive1. Ease of usage: The website is so easy to navigate. Sending your crypto from address to address is no task for the faint-hearted, but instructions are laid out so clearly and are easy to follow. Bonus: dopamine rush as you see your interest amount increasing by the second.
2. High interest rate: BTC & ETH have minimum 6% APY, which is more than what I've seen on binance, crypto.com and other major players. Weekly interest payouts are also prompt.
3. Wonderful community: There's an active telegram group with administrators answering all queries in a matter of seconds. It's also good that HODLnaut is a local Singaporean setup, and I feel safe trusting my money with them.Negative1. Few coins can be staked: Right now, only BTC and ETH. Rest are stablecoins such as DAI, USDC, USDT, etc. Please consider allowing more coins to be staked! (E.g. ADA, VET)
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
One of the best yield platforms in the market!
Date: Aug 11 2021SummaryEasy to use. No compromise on the yields. Friendly community. Excellent place to leave your crypto.
PositiveI’ve used Hodlnaut for quite some time now and I must say, it is truly a great experience earning passive income with them. Their rates are as competitive (if not, more competitive) than some of the larger names out there so it’s truly amazing to be earning with Hodlnaut!
NegativeThat they removed token swaps for Singaporean users. But this means they’re working hard to meet regulatory requirements!
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great New Crypto App!
Date: Aug 12 2021SummaryHighly recommend giving them a try. The rates are competitive and the app is user-friendly. They also have a great referral program.
Positive1. Smooth layout that is easy on the eyes and functionality.
2. New application is now currently available on iOS.
3. Hodlnaut has very competitive rates compared to other platforms and exchanges.NegativeI haven't been using long enough to have any comments or concerns.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Easy to use and clean app interface
Date: Aug 11 2021SummaryHappy with the app and setup and ease of use. would definitely be on the app more often given the seamless interface to view my account details.
PositiveNice interface and very user friendly lay out. navigation is clean and intuitive as well, the loading across pages is seamless too
NegativeDoes not support a lot of staking options for alternate coins.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great platform
Date: Jun 23 2021SummaryGreat overall experience, the feature to see the interest go up is good, the website is easy to use.
PositiveGreat platform for holding crypto, has higher rates than most other platforms and so far have no problems with it.
NegativeNo much, the withdrawal rates are a bit high but that's common across similar platforms.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Hodlnaut for life!
Date: Oct 16 2021SummaryBest experience in Hodlnaut! Amazing team and keep up the good work! Do consider expanding range of tokens on the platform.
PositiveApp is easy to use!
Customer service prompt and excellent.
Amazing UI which is user friendly.
Tokenswap makes it convenient.NegativeRange of tokens too limited.
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Consider expanding the range of tokens on the platform.