What is Deferit?
Deferit aims to enable individuals to gain mastery over their financial situations. This bill budgeting and payment service, utilized by over 550,000 users to enhance their cash flow, has successfully facilitated payments exceeding $400 million while helping clients avoid more than $39 million in late fees and penalties from billers.
Users can choose to pay upfront or divide their payments into four manageable installments. Every bill payment contributes positively to building credit history, and the service operates without interest charges or late fees, relying instead on a straightforward subscription model. With various payment options available, including ACH, Check, and Credit Card, all it takes is a simple photo of the bill to let Deferit handle the rest seamlessly!
Pricing
Integrations
Company Facts
Product Details
Product Details
Deferit Categories and Features
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit
Date: Feb 08 2024SummaryDecent-Seems like a good service overall. App is easy to navigate.Although the communication needs improvement, a support representative does eventually respond to inquiries and does help to get questions answered, issues resolved, rescheduling done, or payments updated.
PositiveHelped with bill, The option to upload more than one bill or several bills at a time is helpful if needed. The app is easy to navigate and seamless with how Deferit app users can upload bill(s).The FAQ's help when app user has inquiries.
NegativeCommunication from Deferit was not as quick as I would've liked after bill was uploaded. Deferit payment did not post until after bill was actually due. The app did not offer an option to reschedule payments. Occasionally takes a while to get a response back from an inquiry made about a bill upload or scheduled payment. There is currently no customer service support phone number.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
I love This app
Date: Aug 04 2024SummaryMy experience is great, I was able to upload my power bill easy and was able to pay it. It was paid right then and there. Now I am current with all of my bills. I just hope that they will up limits more. Thank you again Deferit for saving me.
PositiveI love how they are very fast with helping you pay your bill. I was stuck in between looking for work. I was able to pay the 14.99 fee and was able to upload my bill and have my bill paid. Using Deferit helped get caught up with my bills. I am very satisfied with Deferit. I want to thank you all for such great service. Hopefully one day you will up my spending limit so I can pay more bills.
NegativeThey are great just need higher limits. Thank you just a suggestion.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Absolutely love it
Updated: Jan 24 2024SummaryI am very happy and highly recommend them to everyone that needs help with their finances. Amazing customer service!
PositiveThey are amazing and have a great team that is ready and willing to help you with anything. I highly recommend them to anyone who needs help to catch up with their bills. I am so grateful and thankful for their service. Bella is amazing and helped me with my account. She really helped me out when I needed it the most. Thank you Deferit.
NegativeThere are no cons I am completely happy for everything they have to offer. The payments are really affordable. They help me so much.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Frauds!!!!!
Date: May 02 2024SummaryNever again. I wouldn't recommend Deferit to a dog!
PositiveAbsolutely nothing!
NegativeFrauds!!!! These people prey on the not so fortunate and you will never here from them again matter of fact after you sign up (pay their fee) and then boom!!! They lock your account reminds me of the movie bee keeper just a call center full of low lifes scamming people!!! Get a real job losers.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Convenient and Efficient
Date: Jan 27 2024SummarySatisfied customer. Definitely recommend.
PositiveI love the flexibility of this product when navigating budgeting and bill paying. The app helps make this product convenient to use.
NegativeI wish the subscription payments were less or broken out in flat rate increments per installments, add $4-$5 to each installment payment. Or maybe have the ability to amend the subscription due date. I’d also to see a monthly statement. For example what you send to the credit bureau.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Love this app and service!
Date: Mar 24 2024SummaryGreat app, great service! I have only had one issue and customer service was very efficient and solved my issue quickly!
PositiveCustomer service is quick and solved my problem without any issues. If I am short on a bill, I love that I can take some extra time to pay it! I also love that I can change the date to allow extra time if needed!
NegativeNone, it’s a great service! Well worth the monthly fee!
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
SCAM DO NOT TRUST
Date: Feb 09 2024SummaryBecause of Deferit I have had to replace 3 debit cards through my Financial institution!!! I have asked!! I have begged!!for Deferit to stop taking from me!! And they want That is very bad business!! They say you can live chat Not true at all!! All you get is an answer machine!!And know I’m starting to think that they do not have human emailing or replying!! Because they will not stop taking from me!! I mean what business takes 5 withdraws in one month?? And it may be more!! I didn’t sign up for Deferit for a reason and I wouldn’t do business with Deferit!! I am tired of this nonsense I will be posting a review.. It’s a scam!!
PositiveN/A.
NegativeI’m am replying just like I have been and emailing Deferit to stop fraudulent withdrawing funds out of my account for a subscription fee that I never signed up for nor did I want to become a member!! And this Deferit is still withdrawing funds!
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit is great
Date: Jan 05 2024SummaryVery good. It help me a lot not to get behind on payments, and the app it's very easy to use. Customer service is very diligent helping your issue.
PositiveI have been a customer to Deferit, and it helps me a lot, i want to give a shout out for Veronica 👌👌👌for helping me resolved my payment issue, she is great on giving me solution on my situation and she made it happened, after all of my payment resolutions I will still recommend Deferit.
NegativeThere's no customer representative for taking telephone calls. Other than that i love to use Deferit.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Best bill paying credit building app
Date: Oct 27 2023SummaryBeen using Deferit for a few months & it’s helped pay my bills on time while saving & building credit.
PositiveHelps with credit building & has affordable installments. This app has helped me budget & credit build. Customer service is amazing as well!
NegativeThere isn’t 1 negative thing I have to say about the app.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit Review
Date: Oct 27 2023SummaryMy experience has been exceptional. It has help me to pay my bills in a more timely manner. That alone is enough.
PositiveI’m so impressed with Deferit’s service. It has been so helpful and offers such a much needed relief and support for me. Their customer service is superb and reliable. I’m always so happy to refer them to my friends and family.
NegativeI don’t have any negative thoughts about the company. The only thing that would be helpful is to use would be higher limits.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
The real lifesaver
Date: Oct 27 2023SummaryOverall Deferit is very helpful in the time of need. They are a lifesaver to your lifestressors! When times are tough and a bill needs to be paid, deferit is the way to go.
PositiveI like how quickly the bill gets paid.
I like the support with payments if need to be adjusted.
I like how easy it is to manage the app.
I like the prompt customer support.
Credit reporting. Has helped my credit score.NegativeNo service in Delaware.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Dorthia Brown
Updated: Oct 30 2023SummaryMy overall experience with Deferit has been an amazing and rewarding experience. I am learning to live a productive lifestyle with the help of Deferit. I am truly amazed that I can manage my income , pay my bills on time, and feel free to live my life again.
PositiveDeferit has helped me tremendously with Budgeting and paying my bills on time. The company has helped me become budget conscious and I am learning to Love and enjoy my new lifestyle. In addition, the heroes at Deferit work tirelessly to get bills paid on time and to respond to questions and needs of their clients. I am proud to be a part of a company that has improved my life. Therefore, I highly recommend Deferit to those who are looking to Budget their Bills and get them paid on time.
Thank you Deferit,NegativeI would like to see Deferit implement an express mailing system for those bills that require payments via mail. The reason Deferit needs this express mail system in place instead of relying on a 10 day mailing system is for the following reasons:
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1. Will Never have to depend on mail being delayed or lost.
2. Express Mail is documented and have to be delivered in a timely fashion
3. Deferit Heroes will spend less time on reimbursing, contacting companies and tracking down payments.
4. Deferit Heroes will spend quality time with their clients. -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
So helpful
Date: Oct 27 2023SummaryAwesome way to make it through getting bills paid and still survive everything else that needs taken care of.
PositiveThey helped me keep my electric on with AFFORDABLE payments, broken down into 4. Would recommend to everyone trying to get through life.
NegativeNot a single thing. There is nothing to complain about, they show you what the payments will be and all you do is accept.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit- easy to use
Date: Oct 27 2023SummaryOverall this has been a good experience. I would 100% recommend, and I’m glad a service like this exists.
PositiveI love Deferit I use it for all my electric and cable bills. It’s so easy to use, and takes a lot of stress away.
NegativeSometimes you have to accept/confirm the payment, and sometimes you don’t.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit review
Date: Oct 29 2023SummaryI am so pleased with the service and the easy way to navigate around. The customer service team always gets back to me in a timely manner.
PositiveEasy to use app.
Flexible payback system.
Good customer service.
Great service to have.
I truly love this service and all it has to offer I’m 110% pleased.NegativeI don’t have any cons, they offer everything I need and it’s very easy to navigate around.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great service
Date: Oct 27 2023SummaryGreat service. Very handy when you are short on cash to get bills covered. Easy process and quick payment to the company.
PositiveQuick and easy process. Great to keep up with bills if money is short. Quick payment option and quick payment.
NegativeHad to pay out if pocket to get started. Tough to pay if your behind at that time.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
What i think about Deferit
Date: Oct 27 2023SummaryVery pleased with this app. Deferit has really saved me when i was down and out. I could always turn to Deferit and get my issues solved and paid. If i needed to push the date back a week or two it wasn't a problem. They have much respect and trust.
PositiveTimely.
Trust.
Amount Allowed.
Dependable.
Respectful.
Affordable.
Reliable.
Easy to be approved.NegativeThere is no Cons on my end . I have beed pleased with the use of Deferit. I have not had and problems with them but one and it wad resolved in a timely matter.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit is a life saver!
Date: Oct 28 2023SummaryI count on Deferit to pay my most essential bills! I honestly don’t know what I would do without during these hard times. My husband and I have been having financial hardships and Deferit has helped us survive.
PositiveI have been using Deferit to pay my bills for the past two years. I mostly pay my electric, water and cable/phone bills with it but have also used it for car insurance and others. What I like most about Deferit is it is so quick and easy to use. I use the app, to upload my bills and also see my payments. I screenshot my bill, upload it and that’s it! It is paid within the hour most of the time.
My balance has increased several times so that I am able to use it more. Even when my payment method doesn’t go through they are good about communicating immediately and I can fix it. I am so thankful for Deferit for allowing me to pay my bills in smaller chunks making it more manageable. Each bill I upload is divided into 4 equal payments. I able to split the payments to align with my paychecks. It is completely worth the monthly fee.NegativeI would like my balance to increase more. Or have a feature to request a balance increase.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Very useful
Date: Oct 27 2023SummaryFast bill payment and positive customer service. I’ve only had to call once but they fixed the situation fast. No issues so far.
PositiveI’ve had positive results and my credit limit has gone up with this company. I’ve been using them for a year and have no complaints.
NegativeThe fee! I’m not a fan of fees and it’s not a huge fee, but that’s the only con so far
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Amazing bill pay app
Date: Oct 27 2023SummaryI love this app so much. It has truly been a life saver. Most of the bills are paid within an hour or 2 within submitting and some even faster then that. Being able to break my bills into smaller payments has really helped.
PositiveBeing able to split the bills into smaller payments. Being able to adjust the payment date if needed. Bills are paid fast.
NegativeNothing bad to say. Some bills have to have checks sent out which can take about a week but that’s not the app’s fault it’s more of a biller issue
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