What is Deferit?
Deferit aims to enable individuals to gain mastery over their financial situations. This bill budgeting and payment service, utilized by over 550,000 users to enhance their cash flow, has successfully facilitated payments exceeding $400 million while helping clients avoid more than $39 million in late fees and penalties from billers.
Users can choose to pay upfront or divide their payments into four manageable installments. Every bill payment contributes positively to building credit history, and the service operates without interest charges or late fees, relying instead on a straightforward subscription model. With various payment options available, including ACH, Check, and Credit Card, all it takes is a simple photo of the bill to let Deferit handle the rest seamlessly!
Pricing
Integrations
Company Facts
Product Details
Product Details
Deferit Categories and Features
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
So helpful
Date: Oct 27 2023SummaryVery happy with my experience and can’t wait to reach a higher limit. I appreciate the responses being so quick when I submit a bill.
PositiveStarting out with a limit of 300 is really nice and it counts towards rent. I have been saved several times by this app. I also have the ability to change due dates if necessary which is helpful in times of need.
NegativeI just would like to see some kind of tracking for checks that are sent.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Affordable Utilities alternative payment!
Updated: Oct 29 2023SummaryDeferit payments are applied fast and tools available for bill confirmations immediately weather payment is made online or mailed by them!
PositiveIt is very affordable repayment plan and the fee of service is extremely reasonable!! I highly recommend trying from emergency small or costly utility bill Deferit is the way!
NegativeThe first few bills had to be paid in full before I can take advantage of the service. However, it’s completely understandable to build that relationship.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Awesome
Date: Oct 27 2023SummaryMy experience has been very smooth and helpful. I appreciate the creators for thinking of this great app.
PositiveThis app has truly been a lifesaver, and has helped me be able to pay two bills at once without having to worry about picking one that was more important.
NegativeI have no cons about this app, my experience has been a great one.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Thanks Man Above
Date: Oct 27 2023SummaryGreat! Definitely will continue with them if need be .. hundred to bill can go along way, approved just less than a hour.
PositiveMy electric bill was a little, and I needed and extra hundred before they would shut it off… by grace God I was able to stumble across this.. I’m so thankful it helped.. definitely recommend if anyone is in need will a bill, electric, phone etc.
NegativeI don’t think is any cons in my opinion.. definitely needs more stars.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great
Date: Oct 27 2023SummaryGreat I will keep using it, On time payments, it reminds you when it is your next payment, you can change the dates
PositiveThis help me through a hard time and I appreciate the customer service and how fast it acts on paying and reminding you to pay.
NegativeI have no cons to this I haven’t had a problem yet
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Life saver.
Updated: Oct 27 2023SummaryWhere do I start? So this has been the best!!! Thing I've come across by far. I am a single parent who lives pay check to pay check. And sometimes its been a struggle to pay all my bills, day care etc with one check. So one day I started researching ways to cut down on a few bills and I discovered deferit :) which lets you split your bills in 4 payments.. This has saved my life on soooooooooo many occasions. Ive been able to have extra money left over from my pay checks because of deferit and I am really grateful there is something out here like this. I honestly dont know how life would be without deferit. It has changed my life and has made my life a bit easier and I'm thankful for that. Also they reward you if you pay your payments back consistently they increase your limit and they pay just about any bill. Like it doesn't get any better than that. So if you are in a struggle and need a little more time figuring out things with your bills sign up for deferit :) you wont be disappointed trust me!!
Oh one last thing, if you don't have they money to pay back your part when its due they will let you extend your days and give you more time to pay them back.PositiveEasy to use, high credit limits, pays bills same day.
fast responses.NegativeHonestly I don't have any. I cant say that about a lot of apps but this is by far the best.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit is a Lifesaver!
Date: Oct 29 2023SummaryI normally struggle to pay my bills. I can't remember how I stumbled upon this app but it has seriously changed my life! With Deferit, I am able to make smaller payments while my bill is fully paid off. They have saved me from having my utilities shut off multiple times! Their customer service is excellent. I plan on using this app forever and I tell everyone that I know is struggling all about it. Thank you Deferit, for your help and support.
PositiveI love that this app helps take away SO much stress over my bills. Being able to make them into 4 payments has made my life so much easier. Customer service is excellent and they are so helpful and understanding if you happen to become behind on a payment.
NegativeThere's nothing that I can really say I don't like. I thought the monthly fee was annoying at first, however, even with the fee I am still paying less money than I would by fully paying off my bills myself. So in the end, it is worth it and they deserve the fee. :)
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Awesome app
Date: Nov 15 2023SummaryIt has been absolutely wonderful! It has kept all my utilities on and my phone. Just when I thought there was no hope this app has came through for me.
PositiveThe let you adjust your payment date and work with you if you have any hardships. I would recommend to friends family and even co workers. This app is a life saver!
NegativeNo cons. This app has been awesome! I have no complaints at all.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Good service for the struggling American
Date: Oct 27 2023SummaryGreat service for the struggling American trying to stay afloat.
PositiveGood that you get the pay in 4 option.
Easy to use app.
More flexibility with the pay dates.
Good customer service even though they are backlogged sometimes.
Bill negotiate servicesNegativeWish payments would post quicker to the bills that need to be paid.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
What a life saver!
Date: Oct 29 2023SummaryDeferit has been a lifesaver for me. Working with my budget and paying the bills is extremely tight. Sometimes I don’t have enough to cover the full amount of one bill, but if I use Deferit I’m able to pay on two bills with the money I have And remain afloat . Thank you Deferit, I am forever grateful for your service!
PositivePays the bill quickly.
Requires only a quarter of the amount the bill to get the entire bill paid.
Great resource for tight budgets and short pays.
Very simple and easy to use instructions.
Flexible payback dates.
Thank you Deferit!NegativeThere is nothing i don't like about this product. To use the product is very simple. The instructions are clear. It works.
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Deferit fits any budget. If you don’t like different, I don’t know why. It’s a win-win situation. -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit review
Date: Oct 27 2023SummaryI try to use this for certain bills due to the $14.99 fee. I feel this would be a great app if the fee was not applied unless you’re late or not able to pay.
PositiveIt’s nice to have an option of having your bills paid in full to the company but in installments for the person paying it.
NegativeThe $14.99 fee is like charging interest and it’s charged not once but every two weeks which to me is not ok.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
SOS!
Date: Oct 27 2023SummaryDeferit is the most reliable app in terms of getting you out of that rough patch when you need a little extra help with the bills. Affordable, dependable payment plans that allow you to be stress free in case of any emergencies, Deferit has your back and their customer service is phenomenal.
PositiveQuick, fast service!!! Reliable, very helpful and helps boost your credit score!! Perfect for those rough patches in life
NegativeN/A haven’t experienced anything wrong at all. No issues
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Life saver
Updated: Oct 27 2023SummaryIf I could give 10 stars I would . This has helped me tremendously! Ive used this service for almost two years and I've had no issues at all.
PositiveYour able to split your bills into four payments. Customer service is great and extremely fast. Deferit has helped me in so many ways. Im very thankful.
NegativeHaven’t experienced any.. using Deferit is a piece of cake.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Best app for bills
Date: Oct 31 2023SummaryIt is the best app out there for deferring your monthly bills and making it easier to budget for your monthly bills.
PositiveI love this app. It really helps me to be able to afford my bills. I can defer some of my payments and pay in installments which makes things easier on my budget. Being a single mom, it really helps to have more flexibility.
NegativeThere’s not really anything I don’t like! The app is easy to use
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
5 Star Deferit
Date: Oct 27 2023Summary5 star overall the app is excellent with easy payments and gives you more options for other things you can use that will be beneficial to you
PositiveI have to say one of the best apps I ever used in my life. It’s very affordable, easy to use, customer service is excellent and most importantly it’s very helpful with any bills you need to pay and gives you the benefit to be able to pay it in 4 times in easy payments that help you 100% live in easy. I recommend this app 10/10
NegativeI don’t see anything bad with this app as I said it’s very easy to use for everyone
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great to use when you are in a pinch
Date: Oct 27 2023SummaryI have had no issues with this app. It is easy to use and if there is an issue, it will notify you immediately.
PositiveI am able to space out payments on unexpected bills allowing me to be able to be on time. App is easy to use.
NegativeSome bills cannot be paid immediately, and have to have a check sent for payment.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit is a very helpful alternative
Date: Oct 27 2023SummaryThe program is a good safety net but is not worth $15 a month. The fee should be lowered. I cannot speak on the customer service as I haven’t had to use it before but overall Deferit is a great service.
PositiveI like that I can pay my actual bills in 4 and that u have the cushion to help when my funds are in a jam.
NegativeThat you have to have pdf versions of the bills, that the payments sometimes have to go it in paper check form versus being paid online, the $14.99 fee is expensive for a service I don’t use that often.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Has really saved me a few times
Date: Oct 27 2023SummaryI have had a great experience with them so far and have been able to at least cover a few bills or half of them at least. User friendly and very quick.
PositiveI like that I can use it to help when I am short on cash and be able to split some of my higher bills into 4 payments.
NegativeI do wish that the amount was higher so I could use what I have to pay my entire bill but I also understand being newer to the app you have to build trust.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit
Date: Oct 27 2023SummaryExperience has been great not like any other. I have no major complaints, has been a true lifesaver.
PositiveDeferit has honestly been a life saver. You simply upload a bill and then pay a down/first payment. Other platforms require credit checks. If you run into a issue the deferit support team is very helpful with resolution.
NegativeThe only con is that it would be nice to have higher limits and maybe even extended pay back.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Very helpful
Date: Oct 28 2023SummaryI am very satisfied with this service. It has helped me stay on top of bills that I can't afford to pay all at once.
PositiveThis is a very helpful thing for me. Especially being a single mom if 4, full time worker. I like that I can split it into payments to make it more affordable.
NegativeYou have to first pay 3 bills $50 and over before u can stay the installments.
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