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What is Deferit?

Deferit aims to enable individuals to gain mastery over their financial situations. This bill budgeting and payment service, utilized by over 550,000 users to enhance their cash flow, has successfully facilitated payments exceeding $400 million while helping clients avoid more than $39 million in late fees and penalties from billers.

Users can choose to pay upfront or divide their payments into four manageable installments. Every bill payment contributes positively to building credit history, and the service operates without interest charges or late fees, relying instead on a straightforward subscription model. With various payment options available, including ACH, Check, and Credit Card, all it takes is a simple photo of the bill to let Deferit handle the rest seamlessly!

Pricing

Price Starts At:
$14.99
Free Version:
Free Version available.

Integrations

Offers API?:
Yes, Deferit provides an API
No integrations listed.

Screenshots and Video

Company Facts

Company Name:
Deferit
Date Founded:
2018
Company Location:
United States
Company Website:
deferit.com
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Product Details

Deployment
SaaS
iPhone
iPad
Android
Training Options
Documentation Hub
Support
Standard Support
Web-Based Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

Deferit Categories and Features

  • Reviewer Name: A Verified Reviewer
    Position: Teller
    Has used product for: 1-2 Years
    Uses the product: Weekly
    Org Size (# of Employees): 500 - 999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great Conpany

    Date: Oct 27 2023
    Summary

    Awesome! Awesome company & very convenient! Love the bill negotiation feature as well! Awesome app! Would recommend to anyone!

    Positive

    Awesome company & very convenient! Love the bill negotiation feature as well! Awesome app! Would recommend to anyone!

    Negative

    There isn’t anything I don’t like. Everything gets an A in my book!

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: User
    Has used product for: 2+ Years
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Amazing service!

    Date: Oct 27 2023
    Summary

    Great I've been using Deferit for a few years now and its helped get me out some serious financial slopes due to Bills. Being able to move your payments to go with your paydays is great as well!

    Positive

    I was able to pay my bills quickly with such small payments , no credit checks or anything it's been a life saver! If you don't have it definitely download it now!

    Negative

    That I can't do more than certain amount in Bill's but the amount they cover is amazing! Only app I've ever had that actually helped.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Business Analyst
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Deferit – The Savior in Financial Distress!

    Updated: Oct 28 2023
    Summary

    Discovering Deferit is like stumbling upon a treasure chest for the everyday person in need. I'm over the moon with joy knowing there are services like this, offering a lifeline in the tumultuous sea of everyday expenses.

    Positive

    Never did I imagine a service could be a knight in shining armor during my dire financial moment. I found myself facing a looming phone bill, threatening to disrupt my lifeline. Enter Deferit – a guardian angel in the chaotic realm of unexpected expenses.

    The seamless process and swift assistance helped me settle my phone bill right when I needed it the most. Their flexibility and understanding were a breath of fresh air in a time of panic. With Deferit's aid, I successfully managed to wipe out my balance and regain stability without the usual stress.

    The relief of having a $0 balance and being entirely caught up is indescribable. Deferit didn't just clear a bill; they restored a peace of mind, allowing me to breathe freely again. This experience taught me that assistance can come in the most unexpected and efficient forms.

    Thank you, Deferit, for being the beacon of hope in financial turmoil. Your genuine help and ingenious service made a significant impact, turning a potentially disastrous situation into a manageable one. Your support proved to be a game-changer, and I'll forever be grateful for your invaluable aid.

    Negative

    Despite diligently and successfully clearing four bills, I'm disappointed to find my allowed amount hasn't increased. It's time for a deserving boost in my balance limit after showcasing consistent responsibility and reliability.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Self employed
    Has used product for: 1-2 Years
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Very helpful!

    Date: Oct 27 2023
    Summary

    My overall experience with this app as being so tremendous!! I can’t do without this app at all!! It has being a saving for me with my bills especially with this hard times I’m not able to buy food for me and my children ever since my son passed away from cancer it’s being a roller coaster!! I can be able to pay my bills in full through deferit and the customer service is awesome!! I wish they had the option to purchase food also not just bills but I’m super happy and if I’m late or behind they will always have ways to assist you it’s awesome I love you Deferit!!! Please continue to help us and please a little more spending power and I love them very much thanks a lot!! Continue to look out for the low income people who’s just getting by thank you!!

    Positive

    I really love and appreciate this app so much it makes my life a lot less stressful!! In this hard and struggling times I can’t afford to buy the food I would like for me an my children! From my son passed away from cancer it’s being a struggle and having this app to help eased some pressure of bills I’m so grateful to this app! And the customer service is so awesome!! If I’m late are unable to make payments on time they have ways to help you I can’t stress how much I love this app I’m so happy I found them and honestly I didn’t even know of them was just looking at ways to help me with my bills and boom there was Deferit I love it love it thank you all so much! Continue to help families like me!!

    Negative

    Don’t really have one! Just to add more spending power to pay a little bigger bill.

    Read More...
  • Reviewer Name: Angela R.
    Position: Nursing
    Has used product for: 1-2 Years
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Life saver

    Date: Oct 27 2023
    Summary

    Perfect!

    Positive

    Best service! Always offering me more credit. They pay bills quickly and it’s super easy. Actual lifesaver.

    Negative

    None that I can think of. It’s easy as pie to use.

    Read More...
  • Reviewer Name: Raul R.
    Position: Porter
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Deferit review

    Date: Oct 28 2023
    Summary

    Best app on this category, ever, best customer service, referral rewards, don't stress your self out if you can't afford to pay your gas, water, gas in full, pay it trough Deferit in 4 payments and enjoy life.

    Positive

    The fact that I am able to break down the payment in 4 and the best part avoid your service to be disconnected, this inflation make hard to pay in full, all the expenses on time, thanks good i found Deferit.

    Negative

    I started when the service fee was $7.99 now is $14.99 hope this price stay locked for good amount of time.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Healthcare
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Thankful for them

    Date: Oct 27 2023
    Summary

    I think deferit is a great app, fair and a blessing to those like me who try to make ends meet. I thank God for them and have recommended them as well.

    Positive

    The installments really helps during these hard times and even extending the due date is a blessing.

    Negative

    I think the subscription fee is a little much but then I don’t know all in tell how much it cost to run the program.

    Read More...
  • Reviewer Name: Ron M.
    Position: President
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    If You Are Struggling To Budget This Company Is Amazing

    Date: Oct 27 2023
    Summary

    Amazing you need to use and give this company your business …. They respond and do everything they can to make the customer number one

    Positive

    The Ability to upload a bill and then spread it over the agreed time frame and if something comes up then the ability once a positive established co-working relationship to extend the payments. To all of you pay on time and prove you are a great customer they increase your allowed limits!

    Negative

    Just one company is driving us nuts and it’s Northern Neck Insurance … I believe it’s not Deferit fault but it’s the company that wants issues.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Store manager
    Has used product for: 1-2 Years
    Uses the product: Monthly
    Org Size (# of Employees): 500 - 999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Excellent service

    Date: Oct 27 2023
    Summary

    My overall experience has been pretty great. I have not had any hiccups or issues at all. Sometimes I don’t have to use it as often but when I do is good to know, I have a safety net.

    Positive

    I love the convenience and flexibility to be able to take care of bills with this option.
    Just make sure that you are using it responsibly.

    Negative

    There’s actually not anything that I don’t like about it. Everything is pretty clear set forth.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Education
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Awesome

    Date: Oct 27 2023
    Summary

    i would definitely recommend this app to pay bills such as a cellphone. It comes in hand when you are living check to check. It’s easy to reschedule payments without speaking to someone.

    Positive

    Helps in the time of need. It a really cool app that lets you pay in 4. Comes in handy for bills such a cellphone.

    Negative

    Doesn’t pay all bills. Some bills they will mail a check.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Sales
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Very helpful service

    Date: Oct 27 2023
    Summary

    I like using Deferit when in a pinch, it helps a lot when times are tough. The fees are minimal as well.

    Positive

    I like that I am able to split bills into 4 payments, which is a huge help these days! It’s a very helpful service.

    Negative

    Some bills take awhile to get paid, while others are paid quickly.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Rs
    Has used product for: 6-12 Months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Life saver

    Date: Oct 27 2023
    Summary

    My experience has been great. I have referred my friends to Deferit and will continue to use it myself.

    Positive

    I’m a single mom raising a special needs child. Im paycheck to paycheck every month. Deferit allows me to pay a portion my bills. I’m able to pay more bills and still have money for things like medicine and groceries.

    Negative

    No cons for me. I love using Deferit. I do wish that I knew when checks were being sent

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Retail
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Life Saver!

    Date: Oct 27 2023
    Summary

    This app saved me from financial ruin! Easy setup, and I love the flexibility of the repayment options!

    Positive

    Ease of use, no hidden fees, simple app, simple instructions, quick approval, flexible repayment options

    Negative

    No cons, proactive service! Wish I found this app sooner!

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Insurance coordinator
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Beyond helpful

    Date: Oct 29 2023
    Summary

    It has helped makes payment during a time of struggle, payments post day of payments are clear and terms understood.

    Positive

    It’s that extra help that is very much needed in times of need, payment post same day for me which helps last minute.

    Negative

    That it says approved for 200 then changes to 150 after.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Vp
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 20,000 or More
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Excellent product!

    Date: Oct 27 2023
    Summary

    This product is great when you need a little help making your payments for your bills. I'd recommend to anyone because this is a company I can trust and will be hopefully working with for many years to come!

    Positive

    Loving my experience with Deferit so far! Easy to use and my bills have been paid promptly and that alone gives me the satisfaction I need. I'm looking forward to building with them in the future.

    Negative

    I wish rent was a part of this program as it would be a great addition. I sent an email asking customer support regarding this but never got a reply back unfortunately.

    Read More...
  • Reviewer Name: Leslie P.
    Position: Sales associate
    Has used product for: 2+ Years
    Uses the product: Monthly
    Org Size (# of Employees): 5,000 - 9,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Best app ever

    Date: Oct 28 2023
    Summary

    Overall, I believe everyone that need help in a pinch to pay their bills should try this app I promise you they will never be disappointed with the Customer Service. They’re very empathetic they understand even when you might need a little bit more time to make your payment they make that happen

    Positive

    This app is truly a blessing, being a single parent with children, and sometimes your hours get short at work or your money, just don’t seem to stretch enough this app is awesome to help pay your bills you go from pain, one big electric bill, cell phone bill, or other bills to where they pay all for you upfront and then you make smaller payments. It is truly a godsend and a blessing to my family. And when you make all your payments to them on time, it reports to the credit bureau and that really helps your credit especially when your credit is not where it should be or bad. I love this app. Thank God every day for it.

    Negative

    To be quite honest, there’s nothing about this app that I don’t like in my opinion there’s no cons just to help that you need, especially when you’re between a rock and a hard place.

    Read More...
  • Reviewer Name: Elijah R.
    Position: MHC
    Has used product for: 1-2 Years
    Uses the product: Weekly
    Org Size (# of Employees): 1,000 - 4,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Tremendous help but customer service wait is long.

    Date: Oct 27 2023
    Summary

    Overall I recommend this to anyone who wants all their bills in one plays and pay in 4. I appreciate the convenience to choose several form of payments.

    Positive

    Helps pay bills on time and same day. It is convenient to see your bills all in one place. Subscription fee is fairly priced.

    Negative

    Long customer service wait. Trouble adding rent payments.

    Read More...
  • Reviewer Name: Lawrence C.
    Position: Delivery Courier
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 5,000 - 9,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Love it!!!

    Date: Oct 27 2023
    Summary

    This app is life saving I tell anyone I can about it these days every one needs a little help someone.

    Positive

    I love this app it comes in handy when I’m short on cash for bills really helped when I came up short for my energy bill!

    Negative

    I have to say I have no cons with this app I mean what more can you ask for!

    Read More...
  • Reviewer Name: Brent L.
    Position: SE
    Has used product for: 1-2 Years
    Uses the product: Monthly
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    So many thanks!

    Date: Oct 27 2023
    Summary

    Needed and appreciated.

    Positive

    Catch up or plan for deferred payments when it makes sense. Better than other options. Give Deferit a try.

    Negative

    Monthly fee is high. Learning how to process bills without errors takes time.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Manager
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Best Back Up With Benefits

    Date: Oct 27 2023
    Summary

    Like in the title. Helps you out by installments for bills and increases your credit score a long the way. It’s actually great!

    Positive

    Easy steps to follow for submitting bills.
    Easy options for uploading.
    All around great app very pleased with the set up so far.

    Negative

    Wish there were more rewards to use towards membership fees.

    Read More...