What is Deferit?
Deferit aims to enable individuals to gain mastery over their financial situations. This bill budgeting and payment service, utilized by over 550,000 users to enhance their cash flow, has successfully facilitated payments exceeding $400 million while helping clients avoid more than $39 million in late fees and penalties from billers.
Users can choose to pay upfront or divide their payments into four manageable installments. Every bill payment contributes positively to building credit history, and the service operates without interest charges or late fees, relying instead on a straightforward subscription model. With various payment options available, including ACH, Check, and Credit Card, all it takes is a simple photo of the bill to let Deferit handle the rest seamlessly!
Pricing
Integrations
Company Facts
Product Details
Product Details
Deferit Categories and Features
-
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great Conpany
Date: Oct 27 2023SummaryAwesome! Awesome company & very convenient! Love the bill negotiation feature as well! Awesome app! Would recommend to anyone!
PositiveAwesome company & very convenient! Love the bill negotiation feature as well! Awesome app! Would recommend to anyone!
NegativeThere isn’t anything I don’t like. Everything gets an A in my book!
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Amazing service!
Date: Oct 27 2023SummaryGreat I've been using Deferit for a few years now and its helped get me out some serious financial slopes due to Bills. Being able to move your payments to go with your paydays is great as well!
PositiveI was able to pay my bills quickly with such small payments , no credit checks or anything it's been a life saver! If you don't have it definitely download it now!
NegativeThat I can't do more than certain amount in Bill's but the amount they cover is amazing! Only app I've ever had that actually helped.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit – The Savior in Financial Distress!
Updated: Oct 28 2023SummaryDiscovering Deferit is like stumbling upon a treasure chest for the everyday person in need. I'm over the moon with joy knowing there are services like this, offering a lifeline in the tumultuous sea of everyday expenses.
PositiveNever did I imagine a service could be a knight in shining armor during my dire financial moment. I found myself facing a looming phone bill, threatening to disrupt my lifeline. Enter Deferit – a guardian angel in the chaotic realm of unexpected expenses.
The seamless process and swift assistance helped me settle my phone bill right when I needed it the most. Their flexibility and understanding were a breath of fresh air in a time of panic. With Deferit's aid, I successfully managed to wipe out my balance and regain stability without the usual stress.
The relief of having a $0 balance and being entirely caught up is indescribable. Deferit didn't just clear a bill; they restored a peace of mind, allowing me to breathe freely again. This experience taught me that assistance can come in the most unexpected and efficient forms.
Thank you, Deferit, for being the beacon of hope in financial turmoil. Your genuine help and ingenious service made a significant impact, turning a potentially disastrous situation into a manageable one. Your support proved to be a game-changer, and I'll forever be grateful for your invaluable aid.NegativeDespite diligently and successfully clearing four bills, I'm disappointed to find my allowed amount hasn't increased. It's time for a deserving boost in my balance limit after showcasing consistent responsibility and reliability.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Very helpful!
Date: Oct 27 2023SummaryMy overall experience with this app as being so tremendous!! I can’t do without this app at all!! It has being a saving for me with my bills especially with this hard times I’m not able to buy food for me and my children ever since my son passed away from cancer it’s being a roller coaster!! I can be able to pay my bills in full through deferit and the customer service is awesome!! I wish they had the option to purchase food also not just bills but I’m super happy and if I’m late or behind they will always have ways to assist you it’s awesome I love you Deferit!!! Please continue to help us and please a little more spending power and I love them very much thanks a lot!! Continue to look out for the low income people who’s just getting by thank you!!
PositiveI really love and appreciate this app so much it makes my life a lot less stressful!! In this hard and struggling times I can’t afford to buy the food I would like for me an my children! From my son passed away from cancer it’s being a struggle and having this app to help eased some pressure of bills I’m so grateful to this app! And the customer service is so awesome!! If I’m late are unable to make payments on time they have ways to help you I can’t stress how much I love this app I’m so happy I found them and honestly I didn’t even know of them was just looking at ways to help me with my bills and boom there was Deferit I love it love it thank you all so much! Continue to help families like me!!
NegativeDon’t really have one! Just to add more spending power to pay a little bigger bill.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Life saver
Date: Oct 27 2023SummaryPerfect!
PositiveBest service! Always offering me more credit. They pay bills quickly and it’s super easy. Actual lifesaver.
NegativeNone that I can think of. It’s easy as pie to use.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit review
Date: Oct 28 2023SummaryBest app on this category, ever, best customer service, referral rewards, don't stress your self out if you can't afford to pay your gas, water, gas in full, pay it trough Deferit in 4 payments and enjoy life.
PositiveThe fact that I am able to break down the payment in 4 and the best part avoid your service to be disconnected, this inflation make hard to pay in full, all the expenses on time, thanks good i found Deferit.
NegativeI started when the service fee was $7.99 now is $14.99 hope this price stay locked for good amount of time.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Thankful for them
Date: Oct 27 2023SummaryI think deferit is a great app, fair and a blessing to those like me who try to make ends meet. I thank God for them and have recommended them as well.
PositiveThe installments really helps during these hard times and even extending the due date is a blessing.
NegativeI think the subscription fee is a little much but then I don’t know all in tell how much it cost to run the program.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
If You Are Struggling To Budget This Company Is Amazing
Date: Oct 27 2023SummaryAmazing you need to use and give this company your business …. They respond and do everything they can to make the customer number one
PositiveThe Ability to upload a bill and then spread it over the agreed time frame and if something comes up then the ability once a positive established co-working relationship to extend the payments. To all of you pay on time and prove you are a great customer they increase your allowed limits!
NegativeJust one company is driving us nuts and it’s Northern Neck Insurance … I believe it’s not Deferit fault but it’s the company that wants issues.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Excellent service
Date: Oct 27 2023SummaryMy overall experience has been pretty great. I have not had any hiccups or issues at all. Sometimes I don’t have to use it as often but when I do is good to know, I have a safety net.
PositiveI love the convenience and flexibility to be able to take care of bills with this option.
Just make sure that you are using it responsibly.NegativeThere’s actually not anything that I don’t like about it. Everything is pretty clear set forth.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Awesome
Date: Oct 27 2023Summaryi would definitely recommend this app to pay bills such as a cellphone. It comes in hand when you are living check to check. It’s easy to reschedule payments without speaking to someone.
PositiveHelps in the time of need. It a really cool app that lets you pay in 4. Comes in handy for bills such a cellphone.
NegativeDoesn’t pay all bills. Some bills they will mail a check.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Very helpful service
Date: Oct 27 2023SummaryI like using Deferit when in a pinch, it helps a lot when times are tough. The fees are minimal as well.
PositiveI like that I am able to split bills into 4 payments, which is a huge help these days! It’s a very helpful service.
NegativeSome bills take awhile to get paid, while others are paid quickly.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Life saver
Date: Oct 27 2023SummaryMy experience has been great. I have referred my friends to Deferit and will continue to use it myself.
PositiveI’m a single mom raising a special needs child. Im paycheck to paycheck every month. Deferit allows me to pay a portion my bills. I’m able to pay more bills and still have money for things like medicine and groceries.
NegativeNo cons for me. I love using Deferit. I do wish that I knew when checks were being sent
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Life Saver!
Date: Oct 27 2023SummaryThis app saved me from financial ruin! Easy setup, and I love the flexibility of the repayment options!
PositiveEase of use, no hidden fees, simple app, simple instructions, quick approval, flexible repayment options
NegativeNo cons, proactive service! Wish I found this app sooner!
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Beyond helpful
Date: Oct 29 2023SummaryIt has helped makes payment during a time of struggle, payments post day of payments are clear and terms understood.
PositiveIt’s that extra help that is very much needed in times of need, payment post same day for me which helps last minute.
NegativeThat it says approved for 200 then changes to 150 after.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Excellent product!
Date: Oct 27 2023SummaryThis product is great when you need a little help making your payments for your bills. I'd recommend to anyone because this is a company I can trust and will be hopefully working with for many years to come!
PositiveLoving my experience with Deferit so far! Easy to use and my bills have been paid promptly and that alone gives me the satisfaction I need. I'm looking forward to building with them in the future.
NegativeI wish rent was a part of this program as it would be a great addition. I sent an email asking customer support regarding this but never got a reply back unfortunately.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Best app ever
Date: Oct 28 2023SummaryOverall, I believe everyone that need help in a pinch to pay their bills should try this app I promise you they will never be disappointed with the Customer Service. They’re very empathetic they understand even when you might need a little bit more time to make your payment they make that happen
PositiveThis app is truly a blessing, being a single parent with children, and sometimes your hours get short at work or your money, just don’t seem to stretch enough this app is awesome to help pay your bills you go from pain, one big electric bill, cell phone bill, or other bills to where they pay all for you upfront and then you make smaller payments. It is truly a godsend and a blessing to my family. And when you make all your payments to them on time, it reports to the credit bureau and that really helps your credit especially when your credit is not where it should be or bad. I love this app. Thank God every day for it.
NegativeTo be quite honest, there’s nothing about this app that I don’t like in my opinion there’s no cons just to help that you need, especially when you’re between a rock and a hard place.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Tremendous help but customer service wait is long.
Date: Oct 27 2023SummaryOverall I recommend this to anyone who wants all their bills in one plays and pay in 4. I appreciate the convenience to choose several form of payments.
PositiveHelps pay bills on time and same day. It is convenient to see your bills all in one place. Subscription fee is fairly priced.
NegativeLong customer service wait. Trouble adding rent payments.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Love it!!!
Date: Oct 27 2023SummaryThis app is life saving I tell anyone I can about it these days every one needs a little help someone.
PositiveI love this app it comes in handy when I’m short on cash for bills really helped when I came up short for my energy bill!
NegativeI have to say I have no cons with this app I mean what more can you ask for!
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
So many thanks!
Date: Oct 27 2023SummaryNeeded and appreciated.
PositiveCatch up or plan for deferred payments when it makes sense. Better than other options. Give Deferit a try.
NegativeMonthly fee is high. Learning how to process bills without errors takes time.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Best Back Up With Benefits
Date: Oct 27 2023SummaryLike in the title. Helps you out by installments for bills and increases your credit score a long the way. It’s actually great!
PositiveEasy steps to follow for submitting bills.
Easy options for uploading.
All around great app very pleased with the set up so far.NegativeWish there were more rewards to use towards membership fees.
Read More...