What is Deferit?
Deferit aims to enable individuals to gain mastery over their financial situations. This bill budgeting and payment service, utilized by over 550,000 users to enhance their cash flow, has successfully facilitated payments exceeding $400 million while helping clients avoid more than $39 million in late fees and penalties from billers.
Users can choose to pay upfront or divide their payments into four manageable installments. Every bill payment contributes positively to building credit history, and the service operates without interest charges or late fees, relying instead on a straightforward subscription model. With various payment options available, including ACH, Check, and Credit Card, all it takes is a simple photo of the bill to let Deferit handle the rest seamlessly!
Pricing
Integrations
Company Facts
Product Details
Product Details
Deferit Categories and Features
-
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Extremely Helpful
Date: Oct 27 2023SummaryI've had a wonderful experience so far, and have been able to ease my stress a bit with finances. With the economy the way it is and the cost of living increased by so much, this app has been a great stress reliever.
PositiveWhat not to love! OMG, this app has been such a life-saver. I've been able to budget my spending and pay some pretty high bills over the last several months. I greatly appreciate the balance increase over time with continued use. I did not take very long for my balance to increase from $300 to $500 in a matter of months. I was shocked when I saw my first increase to $400 after about a month of usage.
NegativeThe only think I do not like is not being able to use this service for car payments. Darn! but hey, that's a payment plan in itself. HAHA!
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Amazing company
Date: Oct 27 2023SummaryWonderful experience and I would tell my friends to use it. Knowing they pay my bills in time and the payments are broken up makes it so easy.
PositiveI never thought that a company like this would exist. They made it so easy to schedule my bills and then they pay it when I want them to. This is amazing.
NegativeAbsolutely nothing is wrong. Everything is perfect.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Comes in Handy
Date: Oct 27 2023SummaryOverall I will use Deferit over and over. If I’m ever in a bind this is the first app I think of. 10/10 highly recommend.
PositiveI love Deferit! It’s a very informative app. It comes in handy at the right time. And I love the fact that I can change the payment date.
NegativeThat my limit doesn’t grow. I wish it grew by paying in time but it doesn’t.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Awesome
Date: Oct 27 2023SummaryI love this company never disappoint me yet. Definitely recommended to anyone who needs payment plan.
PositiveBeen with them for 2 years and still going they pay for my bills on time and with the 4 payment plan is amazing!
NegativeThey didn’t pay for credit cards but I’m fine with it.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great service, highly recommended
Date: Oct 27 2023SummaryI love this product. Have found it to be a life saver in my budgeting. Great way to establish credit as well.
PositiveGreat for bill paying.
Great for budgeting.
Great for building credit.
Fast and prompt payments.
Great overall.NegativeWish would have live phone support, cannot think of any other issues besides this.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great option for paying bills
Date: Oct 27 2023SummaryPretty easy to use, had no major issues with it. I really only wish there was phone lines for more live chat options
PositiveIt gets approved really quickly, app is really easy to use, great way to budget your money and bills
NegativeWish there was a phone line instead of just email. Sometimes the response times take a few days
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Perfect way to pay your high monthly bills
Date: Oct 28 2023SummaryI love the concept to assist customers with staying on top of your bills. That way you don’t have to worry about extended dates.
PositiveThis give you a great relief to have your bill paid in full and not to have to make payment arrangements.
This keeps your bill manageable.NegativeNo cons for me. This is app is perfect for your home monthly bills to keep you caught up and current with lower payments.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Really good App for paying billing Overtime
Date: Oct 27 2023SummaryIt is an amazing thing to have if you’re unable to pay bills on the due date, Or want to save extra money
PositiveI like the fact that I can pay my bill in 4 . It has been the greatest decision the creator has made for help g people like me.
NegativeThe subscription fee and the turnover time for the biller to be notified
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Easy help!
Date: Oct 27 2023SummaryIt’s easy help when needed. While there’s a pretty high fee to use it monthly the pros outweigh the con.
PositiveI recently got pretty sick and fell behind on bills. Luckily this app saved me from having my water or lights cut off.
Negative$14.99 fee each month. Has to build up credit so only gives you a small start.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Awesome app
Date: Oct 27 2023SummaryI would give it 100 stars! Helps me stay within my budget and streamline my expenses for the month...
PositiveThe ease of bill payment. Helps prevent late charges on my electric bill, also helps me stay current without having to make payment arrangements with utility company. Highly recommend to anyone who wants to budget wisely!
NegativeThe monthly fee doesn't coordinate with my paydays. But deferit is good about paying it as soon as I get paid.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Product
Date: Oct 27 2023SummaryGreat easy app. Easy instructions as a senior it was easy to navigate. Very helpful app very detailed app
PositiveThis application was very helpful in time of need to get a billed paid so I did not have to take all the money out of one check. Great app
NegativeNothing is wrong with the app. The app is perfect and nothing bad to say
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great to use for convenience
Date: Oct 27 2023SummaryExcellent! The app is really easy to us and being able to break down bill and only pay a portion of it when low on funds
PositiveConvenient when on a budget it comes in handy. Your able to just upload your bill and pay a portion which helps when low on funds
NegativeThe monthly cost is a little high having to pay 14.99 but the convenience of having it is great.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Good alternative when you need help
Date: Oct 27 2023SummaryOverall I do love the experience I have had with Deferit and will use them again. When I need too.
PositiveI discovered Deferit on an the app store and have used them many times to help me pay some bills. When my money has been tight. They usually pay the bills fast. The way you can move your payment does hell as well
NegativeHow to contact customer service. It takes 3-5 days to get back with you. Which is not the best when you are in a pinch
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great! Love it!! Save lives!!
Date: Oct 27 2023SummaryMy experienced I’ve had is wonderful! I hope more people use it in the future it is a blessing and gift all at one time.
PositiveDeferit has saved me on so many levels when it comes to paying my bills! They will work with you when your late they will work with you when your short! I love them I recommend this app to anyone having hard times.
NegativeIt’s nothing I do not like. Deferit has saved me on so many levels!
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Excellent Service
Date: Oct 27 2023SummaryExcellent but won’t be using this service anymore. Right now I don’t have the means for this device.
PositiveI like the fact that it comes in handy when you are in a bind. It does help to pay the bills just wish it would give you a little more.
NegativeThe only thing I don’t like is that when you can’t pay they force you to pay and try to take the money back. Plus there shouldn’t be a subscription fee to use the service.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Love deferit
Date: Oct 27 2023SummaryMy experience with Deferit has been awesome. Highly recommend trying them because it puts you at ease knowing that you can pay your bill over time and not worry about it.
PositiveThe flexibility to be able to break my bill into 4 payments has been a game changer! I no longer have to worry about making sure they are paid on time.
NegativeThere are no cons! Deferit has been a great service.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
10 Stars for Deferit
Date: Nov 02 2023SummaryI can't stop praising Deferit. They helped me out when I needed it most to pay my utility bill a few months ago and I've been using them ever since. Low payments and due date flexibility is key these days for so many and they offer both. And their customer service team is so helpful. Thank you Deferit from the bottom of my heart
PositiveLow Payments.
Due Date Flexibility.
Bill is immediately paid on their end.
Generous available balance.
Excellent customer service Customer driven company.NegativeCan't change due date for monthly subscription.
Read More...
Must pay back in only 4 payments doesn't offer anything longer. -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great app and great service
Date: Oct 27 2023SummaryOverall I would recommend to friends to use and I will continue to use this service. I appreciate the help and the ease of use on the app. Also thank you for great customer service.
PositiveThis app has saved me many times when I didn't have the full amount to pay up front. Everything is easy to use to upload things to. I have had no issue with using it. Also recently I fell into a financial bind and customer service worked with me and in a quick matter and was able to help adjust my dates.
NegativeThe fee may be a little steep but it's not a big deal.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Life saver
Date: Oct 27 2023SummaryCame across this App as a way to pay utility bills, my back against the wall to pay an utility bill That was facing shut off. I was pleasantly surprised that it will pay your bill in installments. At a time like this where inflation keeps rising and the value of money is remaining the same, even less this app is a gem.
PositivePays utility bill in 4 biweekly payments. Initial payments to utility company takes less than a day to process. Less than $20 /month subscription. You have the ability to pay for more than one bill, overtime your limit to use increases.
NegativeNothing, the app is straightforward and automated. I have not ran into an issue yet with the app
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
I love Deferit!!!
Date: Oct 27 2023SummaryOverall experience is 10+ because it's a very useful app with real benefits. Their customer services helps when you have a problem you just need to have some patience for them. A great service that I would recommend to anyone to use!
PositiveThe pros that I like is having the ability to spilt up bill payments into 4. It really helps get from week to week. I also love the option to have them negotiate bills on your behalf to have them lowered or at least pay the best possible price for those bill.
NegativeWhat I don't like about Deferit is that I would like to use this app to pay bills like Bridge Crest which is for my car note, or even an option to pay my rent as well.. currently because the way we have to submit the bills its not supported. Maybe it's because not enough information is provided but I'm not sure. I also don't like how on some bills they have to send out a check for payment. Although those bills have and accept credit card or online payments.
Read More...