Deferit Reviews

Deferit has helped save me from my fancy free budgeting ways. I would remain in the budgeting swamp muck trying to find ways to make it work without them. The credit reporting is also making my credit heck into credit heaven.

Deferit helps me budget my bills. I can utilize all my monthly pay to budget, with their assistance. I can make sure my bills are paid on time and within the budget I am finally in the groove with.

There is not really anything I do not like. I am a fan.

So many times I couldn't pay a bill right away, and late fees add up when you're already paycheck to paycheck. So thankful for this app.

Super helpful. As you repay, your limit may go up. Option to pay bills like storage units, phone, electric, etc. Super convenient! Saves money. Avoids paying late fees. Easy to use app.

None that I can think of at this time. Easy to use and helpful.

Great start to finish can’t believe it was sooooooo easy. Thank you for inventing this easy and helpful tool.

Easy to use great way to pay your bills in full but allows you to save some funds on the lump sum. Best ever.

It keeps making me pay 3 of my payments up front first to get the pay in 4 option.

Excellent service has saved me completely. Knowing if i don’t have the full amount for a bill i may have forgot about and short on cash that i can still get it paid.

Great service relieves stress of paying bills in full if short on cash. I have been able to pay bills i may have forgot about and then able to split it.

Not being able to see what my spending balance is until i upload a bill and also not knowing when an i read is coming.

Overall, this was very helpful and I will continue to use this in the future! I also told a few family and friends about this!

What I love most about Deferit is that it has really helped me during hard times! I had no way at all to pay my light bill which was already past due! I googled and this service popped up! All I had to pay was one of my payments that was broken into 4 and I was stress free. It’s hard when you have to choose between food or lights because both is needed! I was able to go ahead and fully pay my other bills as well as get my groceries! I’m so thankful!

The monthly fee is a bit of a hassle sometimes, especially since I live paycheck to paycheck, but I get it and understand you have to pay a monthly fee in order to use the service.

My overall experience has Ben great. No real complaints. It's an excellent services and I would recommend it to anyone.

Deferit allows me to stay on top of all bills and gives me a little wiggle room when needed. If you a billed paid right away you can reach out they can assist you.

The only thing I would like is an actual customer service number. I know you can reach out through chat or email but it can take up to 3 days for a reply.

Overall, Deferit is an awesome resource for regular people. It really helps when you have unexpected expenses and need a little more time.

Easy to use. Quick processing and response times. Great resource for small expenses when short on cash.

Deferit doesn’t have any cons. They accept most any bill and process request really fast.

Love it!!! So glad to be a part of it would recommend to anyone!!! Try it out and you will see the benefits also helped my credit.

Love Deferit so much!! Have definitely been a blessing to my family!!! It helps out tremendously and helps us save money monthly!!

Just wish the fee would be included after being a member after so long!!

I have been using this company for awhile now and they are quick and efficient to make sure your bill is paid. I have never had any issues with them. They notify me when they are preparing to pay the bill and when the bill is paid they notify you as well.
It customer service is great as well they don’t get back to you right away but they always respond and address your concerns within a timely manner.

Great company.
Splits your bills overtime.
Customer service is great.
Helps build credit.
Great communication while bill is processed to be paid.

There’s no con to say this company is excellent!

Excellent experience with customer service and the platform as a whole. I have had a very positive experience.

Deferit is actually an excellent budgeting tool. It is mainly to be used for paying one’s essential bills, and they make sure that you are able to handle those bills responsibly before increasing your limit. In this way, they definitely aren’t encouraging Willy-nilly spending and making you think about what you can afford and what you need to pay. Also, they report to credit bureau and can negotiate bills. Win-win. If you do need time to pay an installment, you can always ask or push back a date.

I wish there was a way to get more bills paid without having to send out a check—or a faster alternative. Some bills can be paid online, while others cannot.

Absolutely love Deferit! This has kept me out of getting lots of my bills from falling to much behind and or getting services shut off. Would recommend for anyone who is in dyer need of assistance with payments if you don’t have the amount in full right away.

Allows you to make installment payments when you don’t have all the funds right away. So with that I absolutely love this service.

Customer service getting back to late, need someone who can help within moments and not days later.

I've had a wonderful experience and would recommend this to anyone! This is the best app ever I'm so glad I found it

Customer service is very helpful and friendly! During these unprecedented times paying certain bills is very stressful and deferit makes it affordable and males life a little bit easier.

The 14.99 monthly subscription fee I'm not too happy with

I have had nothing but good experiences with the deferit app. It helps me out even with last minute bills that have been forgotten about.

I like deferit because it pays my bills for me and then I have the opportunity to make up to 4 payments to pay it back. It makes it easier for me because there may be times when I don't have enough funds to pay my bill in full

There is nothing that I don't like about deferit.

My experience with them since day one has been amazing. They are quick to respond if you have questions and the ease of repayment you can’t ask for better.

Without Deferit I would be financially gone. They have helped me with my bills on numerous occasions. The repayment is easy and if you are still in a financial bind you can reschedule your payment.

Absolutely nothing they are amazing . I can’t think of anything negative.

I absolutely love this app! It’s straightforward, easy to use and I have the peace of mind knowing that I can break up my payments should I have an unexpectedly high bill that needs to be taken care of.

Straightforward, easy to use for bills with possible chances to save. It’s easy to navigate as well.

I can’t think of anything at this time. I have no complaints of this app.

This is the best experience in bill paying I've experienced in my life!! Thank you deferit! I greatly appreciate your services!

What can I say, where do I begin with Deferit. Using this tool to break up bill payments in increments of 4, with it still working towards my credit has been nothing short of amazing. A true game changer to us individuals that my may not have all the bill money at once for larger bills. Deferit has saved this household from lights and water being cut off more than once due to economic struggles. Please, anyone that may struggle with bill payments, in any form or fashion, use deferit! This is the best tool for any family with major house hold bills! Thank you Deferit, Sincerely, A Bill-ion Things to Pay 4!

Sometimes it can take a while before the bill can be paid if you are requesting to get it paid same day.

Overall-this has been a life saver for me! The bills that I use this for monthly are ALWAYS paid on time now and I don't have to scramble to figure out how I am going to get them all paid on time because Deferit does it for me. Also I notice every now and then that my amount I can use increases which is great to allows me to use it for more of my monthly bills. LOVE LOVE LOVE this service and I have recommended to everyone I know.

I love that I can make sure all my bills are paid on time even though I cant make the full payment when it is due. Has really helped my budgeting process and has helped me stay on track. Also love that I can change the payment date as often as needed in case something comes up and I don't have the money on that date.

The access to customer service is a little vague- luckily I haven't really needed it much, but it would be nice to be able to reach an actual person when I do have the need.

I really love Deferit and tell anyone about it who will listen. Discovering this service has literally been a lifesaver for my family and I when I don’t have enough in one shot to pay a bill. Splitting up the payments is so manageable and takes a lot of stress off of me about how I am going to manage to pay my bills. The process is so quick and easy to understand and reliable. I have not had any issue whatsoever using deferit. The setup is quick and easy without any hassles. I am definitely grateful the service exists and honestly don’t know what I would do without it especially in these hard economic times. The only thing I obviously didn’t like which most people probably don’t is the raising of the subscription fee but honestly I will take it if it means being able to split up a large bill. Thank you for offering this service, it is a blessing.

Budget friendly.
Easy and straightforward app.
Variety of bills able to pay.
Communication about payments.

Subscription fee price hike.
No other cons to report.

Definitely THANKFUL and appreciated!! Even when you’re not able to meet the initial date, you have the ability to change the due date.

What is there NOT to appreciate!! I stumbled across this website and never looked back!! When I say Deferit has saved me on some many levels; financially as well as stress reliever. When life throw “monthly lemons,” Deferit came thru and made lemonade for my family. I’m truly thankful. for this assistance!!

No CONS!!! I’m please with the product and the OUTSTANDING customer service!

My experience has been nothing less than stellar. I have had no issues with Deferit. I would recommend to everyone.

Best thing that’s available in times like this. Extremely helpful. A product that should always be in business.

None. Monthly fee maybe a little too high. Other than that there is nothing else.