What is Deferit?
Deferit aims to enable individuals to gain mastery over their financial situations. This bill budgeting and payment service, utilized by over 550,000 users to enhance their cash flow, has successfully facilitated payments exceeding $400 million while helping clients avoid more than $39 million in late fees and penalties from billers.
Users can choose to pay upfront or divide their payments into four manageable installments. Every bill payment contributes positively to building credit history, and the service operates without interest charges or late fees, relying instead on a straightforward subscription model. With various payment options available, including ACH, Check, and Credit Card, all it takes is a simple photo of the bill to let Deferit handle the rest seamlessly!
Pricing
Integrations
Company Facts
Product Details
Product Details
Deferit Categories and Features
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great Bill Pay App
Date: Oct 28 2023SummaryThis app has been a lifesaver.
PositiveVery flexible and easy to use. I would recommend this to anyone that has issues paying their bills on time.
NegativeWish it allowed a anyone/anywhere option.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
A Life Saver!!
Date: Oct 27 2023SummaryI love using this option and the savings option when I’m eligible on my accounts. I wish I knew about it sooner.
PositiveI have been able to pay my bills on time while getting the time to pay it in full. I will continue to use this service.
NegativeI wish my limit was higher. I have shown consistency in payments.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Life Saver
Date: Oct 27 2023SummaryMy experience has been 1000% positive honestly I wish I would have found this product earlier I would have been more at ease but we live and learn I am more at ease now with my responsibilities with my bills because of the company
PositiveI like the trust the company puts in me and allowing me to add my bill to the system and believing in me that I will pay the monthly amount they're doing what many creditors won't do they're doing this blindly but overall they are supporting people that's trying to support their family who's trying to make a way who's trying to stretch their dollars this is one of the better companies better actions I could have located in order to help me out I have told several friends and family members about this truly they are a lifesaver they should be given 100% credit helping the small person that's trying to survive this tough economy
NegativeI have no dislikes I haven't had any issues. Overall the way the system works it's perfect you take a picture you put in your dollar amount you wait for a response no complaints no issues
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Beneficial
Date: Oct 28 2023SummaryGreat app overall. Has helped me out tremendously over the time will the price of bills now. Highly recommend.
PositiveConvenient for taking care of home bills instead of paying in full. One of my favorite apps to have.
NegativeDon’t think there’s really any down fall. App is helpful.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Quick and amazing customer service
Date: Oct 27 2023SummaryOver all I’m pleased with how easy and convenient it is t to use Deferit. Definitely will give you peace of mind if you’re struggling with a Bill.
PositiveThey are quick to reasons to any questions you may have, I’ve used this service for a while, you pay on time they will up your limit.
NegativeThe one time their was not the option for them to mail my payment to the complaint it took longer than expected.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Life saver
Date: Oct 27 2023SummaryI’m enjoying this app very much. I have recommended it to at least ten people. A lot of people don’t think it’s real due to how I describe it. They think it’s too good to be true but it is true! Idk where I would be without the help of deferit.
PositiveI found this app during an extremely hard time in my life. My grandmother was murdered in august and I fell behind on my bills due to being on bereavement. My gas was about to be shut off as was my electricity. After the initial payment they allowed me to break down my bills into 4 installments which was so helpful due to how much I needed to catch up on things. I even had one time where I had a smaller check than expected and they allowed me to change my due date. I don’t typically write reviews because most companies don’t deserve them. But I absolutely give all the praise to deferit. You’ve truly helped me more than words can describe. The customer service is quick and they are very kind. Kudos all around.
NegativeTbh I don’t have any. This app is very easy to use, the customer service is top tier . They will work with you in anyway they have available to them!
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Help with bills
Date: Oct 27 2023SummaryOverall my experience with deferit has been great it’s very helpful. If you’re in a pinch with a bigger bill use deferit!
PositiveI love that I can split my bills in four payments it helps make them more affordable that way. I’ve used this for water, gas, electric and cable bills before.
NegativeThe only con is probably waiting on the bill to be paid and not being able to push back the payment a pay cycle if needed it’s a strict date you have to pay it back.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Lifesaver!
Date: Oct 27 2023SummaryIt's so helpful to have deferit be able to split up my bills and allow me a little extra flexibility. The customer service is amazing. They respond fast, are super flexible and helpful. This service is essential to me and has been so helpful.
PositiveFlexibility, easy to use, transparent pricing.
Customer service is fast and helpful.
Allows you to adjust due dates with ease.NegativeNone. My only complaint would be the monthly fee but for the service provided, it's pretty fair.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
I like Deferit
Date: Oct 27 2023SummaryOverall I think Deferit is awesome and I would recommend to any of my friends and family. Appreciate the customer service.
PositiveI have never had any issues, I like the convenience of being able to split my bills when needed it helps out a lot.
NegativeI’m not very fond of the $14.99 fee monthly but it’s worth it to be able to split my bill.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great service!
Date: Oct 27 2023SummaryTo have this ability where Deferit takes the bill and pays it in 4 is extremely helpful. Then all I need to do is make sure the money is available every two weeks.
PositiveI like this option of making bi-weekly payments towards bills. It is really easy to upload the bill and Deferit does the rest!
NegativeI don’t really have anything against this service.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Love it
Date: Oct 27 2023SummaryOverall my experience has been great. I’ve used it for a while now and it’s perfect for bills like electric, gas, water and internet. Oh and of course that expensive 200 dollar phone bill.
PositiveI’m in my 20s and have over 3k a month to pay in bills. Being able to split my bills up into 4 has helped dramatically! And when I need To move a date they allow it. My limit also increases overtime. It’s helpful.
NegativeUnable to assist with rent because it goes through a portal. Please find a way to add rental portals.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great way to help with bills
Date: Oct 27 2023SummaryIt definitely helps when in a bind. I would recommend if you need to get help at the last minute due to not getting paid or missing hours in paycheck
PositiveI like that it is quick and easy. Step by step instructions on how to do the process. It helped me at the last moment to prevent cancellation.
NegativeWish we can break it down with more various options of repayment. It makes you pay a larger down payment. Wish we can do more than one at time.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Always so helpful and easy to use
Date: Oct 27 2023SummaryIt is a great tool to make sure bills are paid on time. Super easy to use, and has helped my credit tremendously.
PositiveI have used Deferit now for 2 years. I am paid weekly at my job, in smaller increments than a bi weekly pay structure, so I don’t always have the total amount needed to pay a bill in one payment. This has helped me so much to break up bills and pay them weekly or bi weekly. It’s easy to change due dates and make it work with my pay schedule.
NegativeI would really like to be able to pay my car payment on the app, but it never allows me to pay it.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit is the best!
Date: Oct 27 2023SummaryMy experience has been great! Its easy to sign up and get started. Its really a no hassle experience and your bills are paid right away as long as you are submitting the correct documents.
PositiveDeferit has helped me with some of my bills in a major way. It makes paying some of my bills a little easier and manageable.
NegativeThe monthly cost is a little high to me. I have heard that from a few people that I have recommended it to.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Best app in a pinch
Date: Oct 27 2023SummaryI will use this when I need it! It helps the customer out if they are in a pinch! With all the uncertainty in the world you may need help! Download Deferit now!
PositiveThe app is easy to use a turtle could do it!!! And it reports to credit report!!! Like who does that!!!
NegativeNothing there is absolutely nothing wrong with this app yea you got to pay 15 bucks to use it but it helps out a ton
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Blessing
Updated: Oct 31 2023SummaryThe app is great never had any issues with it. Knock on wood. Very simple to follow to help pay your bill.
PositiveI started with this app I believe when it first came out and lets say it is a blessing to have. In the beginning the prices were great now a little higher, but the app has saved me from bills being turned off. Now since that they have added a part that it helps build your credit is even better my allowance has gone up while helping my credit score. I love all the reminders that come with the app as well.
NegativeThe monthly pricing has gone up fast where in the beginning it was a lot more cheaper.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
My life Saver!!!
Date: Oct 28 2023SummaryI just am grateful my bills can be paid using the app. This truly has been a lifesaver for me. When I’ve been unemployed it’s helped me a ton for not having to fork up my full bill payments and allowing me to get ahead little by little.
PositiveOver the years I’ve struggled with my bills and falling behind or losing my job where I cannot pay my bills in full. I was told by a friend that had been in similar situation. Once I downloaded Deferit and used it for the first time I knew I wouldn’t stop. Not only does it help me with my finances but it’s also helping rebuild my credit!! At a younger age I was irresponsible with my credit and as an adult I’ve learned and been growing!! I will forever use Deferit! I wish more people would use it so I can have more rewards lol.
NegativeThere are some of my bills in the past I wasn’t able to use Deferit with due to the company not accepting their form of payment. I hope that eventually Deferit can be used with all of my bills!!
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Best help ever!
Date: Oct 27 2023SummaryI can’t say enough how thankful I am that Deferit is here and able to help me. I’m on a fixed income and this helps me out so much
PositiveDeferit helps me budget better by splitting my payments up instead of it all coming out at one time.
NegativeNot really anything I don’t like about them. They’re awesome
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Helped me in a time of need
Date: Oct 27 2023SummaryMy overall experience has been excellent will continue to use them. THANK YOU SO MUCH DERFERIT, without you I will be behind on some of my bills and my credit score will probably be really low.
PositiveI love that you can split your bill in 4. I love the fact that I can pay all my bills on time and if I don't have enough when my payment is due, I can change the date to pay at a later time. I love Deferit! I can pay all of my bills even my phone bill, Deferit definitely helped me through a time of need. I referred my whole family to them because it’s so convenient.
NegativeI never had a bad experience with Deferit, I have been using for almost 2 years now if not more.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Lifesaver
Date: Oct 28 2023SummaryI started experiencing a change in my financial situation unexpectedly, so having discovered Deferit has helped immensely! To be able to have my bills paid entirely and allowing me to break up the payments is a game changer. Not to mention they report to the credit agencies!
PositiveFast payments to billers.
Split in 4 payments.
Credit reporting.
Ability to extend payments if needed.NegativeYou can't upload bills within the app you need to do it from a computer.
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