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What is Deferit?

Deferit aims to enable individuals to gain mastery over their financial situations. This bill budgeting and payment service, utilized by over 550,000 users to enhance their cash flow, has successfully facilitated payments exceeding $400 million while helping clients avoid more than $39 million in late fees and penalties from billers.

Users can choose to pay upfront or divide their payments into four manageable installments. Every bill payment contributes positively to building credit history, and the service operates without interest charges or late fees, relying instead on a straightforward subscription model. With various payment options available, including ACH, Check, and Credit Card, all it takes is a simple photo of the bill to let Deferit handle the rest seamlessly!

Pricing

Price Starts At:
$14.99
Free Version:
Free Version available.

Integrations

Offers API?:
Yes, Deferit provides an API
No integrations listed.

Screenshots and Video

Company Facts

Company Name:
Deferit
Date Founded:
2018
Company Location:
United States
Company Website:
deferit.com
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Product Details

Deployment
SaaS
iPhone
iPad
Android
Training Options
Documentation Hub
Support
Standard Support
Web-Based Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

Deferit Categories and Features

  • Reviewer Name: A Verified Reviewer
    Position: CNC Operator
    Has used product for: 1-2 Years
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great Bill Pay App

    Date: Oct 28 2023
    Summary

    This app has been a lifesaver.

    Positive

    Very flexible and easy to use. I would recommend this to anyone that has issues paying their bills on time.

    Negative

    Wish it allowed a anyone/anywhere option.

    Read More...
  • Reviewer Name: Kayla S.
    Position: Account Manager
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    A Life Saver!!

    Date: Oct 27 2023
    Summary

    I love using this option and the savings option when I’m eligible on my accounts. I wish I knew about it sooner.

    Positive

    I have been able to pay my bills on time while getting the time to pay it in full. I will continue to use this service.

    Negative

    I wish my limit was higher. I have shown consistency in payments.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Owner
    Has used product for: 1-2 Years
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Life Saver

    Date: Oct 27 2023
    Summary

    My experience has been 1000% positive honestly I wish I would have found this product earlier I would have been more at ease but we live and learn I am more at ease now with my responsibilities with my bills because of the company

    Positive

    I like the trust the company puts in me and allowing me to add my bill to the system and believing in me that I will pay the monthly amount they're doing what many creditors won't do they're doing this blindly but overall they are supporting people that's trying to support their family who's trying to make a way who's trying to stretch their dollars this is one of the better companies better actions I could have located in order to help me out I have told several friends and family members about this truly they are a lifesaver they should be given 100% credit helping the small person that's trying to survive this tough economy

    Negative

    I have no dislikes I haven't had any issues. Overall the way the system works it's perfect you take a picture you put in your dollar amount you wait for a response no complaints no issues

    Read More...
  • Reviewer Name: Devyn A.
    Position: Outside machinist
    Has used product for: 1-2 Years
    Uses the product: Daily
    Org Size (# of Employees): 5,000 - 9,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Beneficial

    Date: Oct 28 2023
    Summary

    Great app overall. Has helped me out tremendously over the time will the price of bills now. Highly recommend.

    Positive

    Convenient for taking care of home bills instead of paying in full. One of my favorite apps to have.

    Negative

    Don’t think there’s really any down fall. App is helpful.

    Read More...
  • Reviewer Name: Alexandria W.
    Position: User
    Has used product for: 1-2 Years
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Quick and amazing customer service

    Date: Oct 27 2023
    Summary

    Over all I’m pleased with how easy and convenient it is t to use Deferit. Definitely will give you peace of mind if you’re struggling with a Bill.

    Positive

    They are quick to reasons to any questions you may have, I’ve used this service for a while, you pay on time they will up your limit.

    Negative

    The one time their was not the option for them to mail my payment to the complaint it took longer than expected.

    Read More...
  • Reviewer Name: Aarikka B.
    Position: User
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1,000 - 4,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Life saver

    Date: Oct 27 2023
    Summary

    I’m enjoying this app very much. I have recommended it to at least ten people. A lot of people don’t think it’s real due to how I describe it. They think it’s too good to be true but it is true! Idk where I would be without the help of deferit.

    Positive

    I found this app during an extremely hard time in my life. My grandmother was murdered in august and I fell behind on my bills due to being on bereavement. My gas was about to be shut off as was my electricity. After the initial payment they allowed me to break down my bills into 4 installments which was so helpful due to how much I needed to catch up on things. I even had one time where I had a smaller check than expected and they allowed me to change my due date. I don’t typically write reviews because most companies don’t deserve them. But I absolutely give all the praise to deferit. You’ve truly helped me more than words can describe. The customer service is quick and they are very kind. Kudos all around.

    Negative

    Tbh I don’t have any. This app is very easy to use, the customer service is top tier . They will work with you in anyway they have available to them!

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Medicaid specialist
    Has used product for: 6-12 Months
    Uses the product: Weekly
    Org Size (# of Employees): 20,000 or More
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Help with bills

    Date: Oct 27 2023
    Summary

    Overall my experience with deferit has been great it’s very helpful. If you’re in a pinch with a bigger bill use deferit!

    Positive

    I love that I can split my bills in four payments it helps make them more affordable that way. I’ve used this for water, gas, electric and cable bills before.

    Negative

    The only con is probably waiting on the bill to be paid and not being able to push back the payment a pay cycle if needed it’s a strict date you have to pay it back.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Teacher
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Lifesaver!

    Date: Oct 27 2023
    Summary

    It's so helpful to have deferit be able to split up my bills and allow me a little extra flexibility. The customer service is amazing. They respond fast, are super flexible and helpful. This service is essential to me and has been so helpful.

    Positive

    Flexibility, easy to use, transparent pricing.
    Customer service is fast and helpful.
    Allows you to adjust due dates with ease.

    Negative

    None. My only complaint would be the monthly fee but for the service provided, it's pretty fair.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Sales
    Has used product for: 1-2 Years
    Uses the product: Monthly
    Org Size (# of Employees): 1,000 - 4,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    I like Deferit

    Date: Oct 27 2023
    Summary

    Overall I think Deferit is awesome and I would recommend to any of my friends and family. Appreciate the customer service.

    Positive

    I have never had any issues, I like the convenience of being able to split my bills when needed it helps out a lot.

    Negative

    I’m not very fond of the $14.99 fee monthly but it’s worth it to be able to split my bill.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Assistant Director
    Has used product for: 1-2 Years
    Uses the product: Monthly
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great service!

    Date: Oct 27 2023
    Summary

    To have this ability where Deferit takes the bill and pays it in 4 is extremely helpful. Then all I need to do is make sure the money is available every two weeks.

    Positive

    I like this option of making bi-weekly payments towards bills. It is really easy to upload the bill and Deferit does the rest!

    Negative

    I don’t really have anything against this service.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: System engineer
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 10,000 - 19,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Love it

    Date: Oct 27 2023
    Summary

    Overall my experience has been great. I’ve used it for a while now and it’s perfect for bills like electric, gas, water and internet. Oh and of course that expensive 200 dollar phone bill.

    Positive

    I’m in my 20s and have over 3k a month to pay in bills. Being able to split my bills up into 4 has helped dramatically! And when I need To move a date they allow it. My limit also increases overtime. It’s helpful.

    Negative

    Unable to assist with rent because it goes through a portal. Please find a way to add rental portals.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Sales
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great way to help with bills

    Date: Oct 27 2023
    Summary

    It definitely helps when in a bind. I would recommend if you need to get help at the last minute due to not getting paid or missing hours in paycheck

    Positive

    I like that it is quick and easy. Step by step instructions on how to do the process. It helped me at the last moment to prevent cancellation.

    Negative

    Wish we can break it down with more various options of repayment. It makes you pay a larger down payment. Wish we can do more than one at time.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Service Manager
    Has used product for: 2+ Years
    Uses the product: Weekly
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Always so helpful and easy to use

    Date: Oct 27 2023
    Summary

    It is a great tool to make sure bills are paid on time. Super easy to use, and has helped my credit tremendously.

    Positive

    I have used Deferit now for 2 years. I am paid weekly at my job, in smaller increments than a bi weekly pay structure, so I don’t always have the total amount needed to pay a bill in one payment. This has helped me so much to break up bills and pay them weekly or bi weekly. It’s easy to change due dates and make it work with my pay schedule.

    Negative

    I would really like to be able to pay my car payment on the app, but it never allows me to pay it.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Care Coordinator
    Has used product for: 1-2 Years
    Uses the product: Monthly
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Deferit is the best!

    Date: Oct 27 2023
    Summary

    My experience has been great! Its easy to sign up and get started. Its really a no hassle experience and your bills are paid right away as long as you are submitting the correct documents.

    Positive

    Deferit has helped me with some of my bills in a major way. It makes paying some of my bills a little easier and manageable.

    Negative

    The monthly cost is a little high to me. I have heard that from a few people that I have recommended it to.

    Read More...
  • Reviewer Name: Matt W.
    Position: Inspector
    Has used product for: 1-2 Years
    Uses the product: Yearly
    Org Size (# of Employees): 20,000 or More
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Best app in a pinch

    Date: Oct 27 2023
    Summary

    I will use this when I need it! It helps the customer out if they are in a pinch! With all the uncertainty in the world you may need help! Download Deferit now!

    Positive

    The app is easy to use a turtle could do it!!! And it reports to credit report!!! Like who does that!!!

    Negative

    Nothing there is absolutely nothing wrong with this app yea you got to pay 15 bucks to use it but it helps out a ton

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Full time
    Has used product for: 2+ Years
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Blessing

    Updated: Oct 31 2023
    Summary

    The app is great never had any issues with it. Knock on wood. Very simple to follow to help pay your bill.

    Positive

    I started with this app I believe when it first came out and lets say it is a blessing to have. In the beginning the prices were great now a little higher, but the app has saved me from bills being turned off. Now since that they have added a part that it helps build your credit is even better my allowance has gone up while helping my credit score. I love all the reminders that come with the app as well.

    Negative

    The monthly pricing has gone up fast where in the beginning it was a lot more cheaper.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: User
    Has used product for: 1-2 Years
    Uses the product: Daily
    Org Size (# of Employees): 20,000 or More
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    My life Saver!!!

    Date: Oct 28 2023
    Summary

    I just am grateful my bills can be paid using the app. This truly has been a lifesaver for me. When I’ve been unemployed it’s helped me a ton for not having to fork up my full bill payments and allowing me to get ahead little by little.

    Positive

    Over the years I’ve struggled with my bills and falling behind or losing my job where I cannot pay my bills in full. I was told by a friend that had been in similar situation. Once I downloaded Deferit and used it for the first time I knew I wouldn’t stop. Not only does it help me with my finances but it’s also helping rebuild my credit!! At a younger age I was irresponsible with my credit and as an adult I’ve learned and been growing!! I will forever use Deferit! I wish more people would use it so I can have more rewards lol.

    Negative

    There are some of my bills in the past I wasn’t able to use Deferit with due to the company not accepting their form of payment. I hope that eventually Deferit can be used with all of my bills!!

    Read More...
  • Reviewer Name: Melissa G.
    Position: Supervisor
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 1,000 - 4,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Best help ever!

    Date: Oct 27 2023
    Summary

    I can’t say enough how thankful I am that Deferit is here and able to help me. I’m on a fixed income and this helps me out so much

    Positive

    Deferit helps me budget better by splitting my payments up instead of it all coming out at one time.

    Negative

    Not really anything I don’t like about them. They’re awesome

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Hct
    Has used product for: 2+ Years
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Helped me in a time of need

    Date: Oct 27 2023
    Summary

    My overall experience has been excellent will continue to use them. THANK YOU SO MUCH DERFERIT, without you I will be behind on some of my bills and my credit score will probably be really low.

    Positive

    I love that you can split your bill in 4. I love the fact that I can pay all my bills on time and if I don't have enough when my payment is due, I can change the date to pay at a later time. I love Deferit! I can pay all of my bills even my phone bill, Deferit definitely helped me through a time of need. I referred my whole family to them because it’s so convenient.

    Negative

    I never had a bad experience with Deferit, I have been using for almost 2 years now if not more.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Office Administrator
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1,000 - 4,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Lifesaver

    Date: Oct 28 2023
    Summary

    I started experiencing a change in my financial situation unexpectedly, so having discovered Deferit has helped immensely! To be able to have my bills paid entirely and allowing me to break up the payments is a game changer. Not to mention they report to the credit agencies!

    Positive

    Fast payments to billers.
    Split in 4 payments.
    Credit reporting.
    Ability to extend payments if needed.

    Negative

    You can't upload bills within the app you need to do it from a computer.

    Read More...