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What is Deferit?

Deferit aims to enable individuals to gain mastery over their financial situations. This bill budgeting and payment service, utilized by over 550,000 users to enhance their cash flow, has successfully facilitated payments exceeding $400 million while helping clients avoid more than $39 million in late fees and penalties from billers.

Users can choose to pay upfront or divide their payments into four manageable installments. Every bill payment contributes positively to building credit history, and the service operates without interest charges or late fees, relying instead on a straightforward subscription model. With various payment options available, including ACH, Check, and Credit Card, all it takes is a simple photo of the bill to let Deferit handle the rest seamlessly!

Pricing

Price Starts At:
$14.99
Free Version:
Free Version available.

Integrations

Offers API?:
Yes, Deferit provides an API
No integrations listed.

Screenshots and Video

Company Facts

Company Name:
Deferit
Date Founded:
2018
Company Location:
United States
Company Website:
deferit.com
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Product Details

Deployment
SaaS
iPhone
iPad
Android
Training Options
Documentation Hub
Support
Standard Support
Web-Based Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

Deferit Categories and Features

  • Reviewer Name: Anne M.
    Position: Disability
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Good customer service

    Date: Apr 08 2022
    Summary

    I contacted them with issues and even on their closed days, they got back with me and are very fast!

    Positive

    They are fast and great to work with. Hands down!! I will continue using them as often as I can!!!!!

    Negative

    There’s nothing I don’t like. I can’t say anything.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Order Selector
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1,000 - 4,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great app

    Date: Apr 07 2022
    Summary

    The overall experience was very good and greatly appreciated. It came in handy exactly when I needed because I didn’t know how. I was going to pay the account.

    Positive

    I like how the app pays your bill exactly when you pay and it doesn’t take days to pay it. Soon as you make the payment it’s paid.

    Negative

    They only thing I didn’t like was that you can’t always pay the whole bill they only pay what’s approved.

    Read More...
  • Reviewer Name: Jennifer D.
    Position: Massage therapist
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Lifesaving service

    Date: Apr 08 2022
    Summary

    I’ve had a great experience. The app is very user friendly and the service and response time is phenomenal. I would recommend and have recommended this service to friends and family.

    Positive

    I like the fact that I can use this service to keep my car insurance current. The due date falls on a non payday so finding this service took the stress out of worrying about my insurance being canceled. The process of uploading the bill and getting approval is so simple. They pay right away as well. You even have the option of changing your due date if you need to. Overall a very good service for individuals like myself who are a little short on funds, but want to maintain a good standing with their bill commitments.

    Negative

    You can’t do credit card bills. It’s a bummer, but understand the explanation behind it. No other cons for me. The service is remarkable and very much needed.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Equipment operator
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Game changer

    Date: Apr 07 2022
    Summary

    I love the app and will use it again if ever needed and recommend to others. I’ve used once so far but if ever needed will use again.

    Positive

    Help get my bill or bills down especially when it’s high payment and money tight. It really came in handy.

    Negative

    If the payment for the account of the bill can be process quicker.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: E-commerce
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1,000 - 4,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Cell phone bill paid

    Date: Apr 07 2022
    Summary

    I think this is a great service for anyone who needs a bill paid between paychecks or to split your payments. Thank you!

    Positive

    I had a higher cell bill due to incorrect billing needed to pay a larger payment and was concerned how I was going to afford to this month. Saw Deferit advertised and was skeptical at first but decided to give it a try. I’m so glad I did. I paid my entire bill and can make 4 installments to them. This allows be to budget. This service is great it’s like Afterpay for bills!

    Negative

    Small Subscription fee but I believe it’s worth it.

    Read More...
  • Reviewer Name: La Donna M.
    Position: Remote customer rep
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1,000 - 4,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    A Blessing

    Updated: Apr 07 2022
    Summary

    Awesome, amazing, easy, a financial relief I really really love Deferit. Very easy process and it’s fairly quick.

    Positive

    I love that your are able to pay a smaller amount increments. When you need to pay a bill such as car insurance , phone bill etc and don’t have a lot of many Deferit comes through. I forgot how I even find the app I think I had stumbled across it on google and was like I’m going to give it a try! And I feel in love with it. It’s a $7.99 for monthly service fee which is understandable. I have referred the app to friends and family as well.

    Negative

    I would say may not being able to change the date to a date you will have the money, because it only let you reschedule the two weeks from the day you applied. Also they don’t pay car notes or maybe it was just my lien holder, I don't know.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Cad designer
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Awesome

    Updated: Apr 06 2022
    Summary

    Wonderful service. Definitely will continue to use. My friend uses the device too. Very convenient.

    Positive

    This has helped me out so much being a single mom of twins. When I had to call and speak to customer service, they’re we so nice and friendly and helped me out! Definitely recommend.

    Negative

    Getting through to customer service was a bit of a wait.

    Read More...
  • Reviewer Name: Oper L.
    Position: AST. Manager
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Useful, HELPFUL, Amazing.

    Date: Apr 08 2022
    Summary

    Overall experience was amazing! I use the Deferit app to pay my Verizon phone bill!
    200+ bill and I only paid 34 dollars in each installment.

    Positive

    The ability to pay any bill in installments!
    The ability to change thee “pay due” if anything happens or transpires.

    Negative

    So much to like! Nothing to dislike! You will love it.

    Read More...
  • Reviewer Name: Cynthia P.
    Position: LIHEAP
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 500 - 999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Very helpful

    Date: Apr 09 2022
    Summary

    Overall 10/10 would recommend.

    Positive

    I love that it helps me to pay bills when I can't afford it all at once. Definitely makes billing life better.

    Negative

    I don't like that when I try to push a payment out that doesn't fall on my payday it tends to tell me I can't why give the option if it really isn't one.

    Read More...
  • Reviewer Name: Tarra M.
    Position: Nurse
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great short term help

    Date: Apr 07 2022
    Summary

    If you find yourself in a jam and you have a bill this is a great service to use. Fast and easy with great communication.

    Positive

    No hassle at all. Just follow the detailed instructions and then boom your bill is paid. Just that simple.

    Negative

    Haven’t experienced any cons and I’ve used Deferit a couple of times.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Contractor
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Amazing app!

    Date: Apr 08 2022
    Summary

    My overall experience was amazing and I couldn’t have been happier with the app and what it did for my family.

    Positive

    I liked that I could use this to help with a bill that was too high for me to pay at once. Also I liked how the paying back option was flexible. It helped with a lot of stress!!

    Negative

    Short time to change the payback date when it was further out.

    Read More...
  • Reviewer Name: Lindsey R.
    Position: Customer Service Specialist
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 1,000 - 4,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    A Life Saver

    Updated: Apr 07 2022
    Summary

    Deferit has come in handy so many times when money is a bit tight! So grateful for Deferit. I would recommend over and over to everyone!

    Positive

    Easy to use! They work with many company’s. Pays right to your bill/company. You yet notification as soon as they pay the bill so you aren’t worrying.

    Negative

    Not great if you’re trying to pay a bill last minute. Could take a couple days.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: I have one just know that
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Love it!!!

    Date: Apr 08 2022
    Summary

    Great experience overall.

    Positive

    Deferit is a blessing it really helps with my bills and helps me ensure my bills are paid on time!!!

    Negative

    Nothing.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Medical support
    Has used product for: 1-2 Years
    Uses the product: Monthly
    Org Size (# of Employees): 10,000 - 19,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Love this app

    Updated: Apr 07 2022
    Summary

    This app is a life saver I love it and recommend it to family and friends that I know may need it from time to time keep kicking butt!

    Positive

    So who could have thought you could pay your bills in 4 no interest? I love it this has saved my butt a few times do its creation is so much appreciated.

    Negative

    So far everything has gone smoothly for me I don't have complaints.

    Read More...
  • Reviewer Name: Kaylee C.
    Position: Phych tech emergency department
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 20,000 or More
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Life saver

    Date: Apr 07 2022
    Summary

    They paid my bill so fast, when I seen it email me it was paid I couldn't believe it was done I went and looked and sure enough paid in less then an hour!! I have spoken with there customer service also and they did everything possible to help me and figure out how to fix any issue. They are a very great option when you need a little help like we all do sometimes. Like I mentioned if they had not paid my electric bill I'd be sitting in the dark with my children so I'm beyond grateful.

    Positive

    They are so fast.
    Amazing customer service.
    No extra fees just monthly subscription which is very affordable.
    Option to move payment if needed.
    They are overall wonderful.

    Negative

    Sometimes they have to pay by check if the bill you're paying doesn't have a guest payment portal they can't call in either.

    Read More...
  • Reviewer Name: Jasmine S.
    Position: Customer Service Representative
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    I love this company!!

    Date: Sep 27 2022
    Summary

    Great experience so far no complaints, and I honestly don’t expect any in the future. Great company that has helped alleviate many financial burdens.

    Positive

    Fast and efficient! This is the most stress free, reliable and dependable app I’ve used by far. They always help when I need it the most. Thank you, thank you!

    Negative

    I have had no issues with using this app. They are always prompt in helping me pay my bills.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Registered nurse
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 5,000 - 9,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great concept

    Date: Apr 08 2022
    Summary

    Would definitely use again! Great concept, reasonable monthly cost- no interest added to bill is also nice!

    Positive

    I used Deferit once to pay a bill and although it took a little longer than I would have liked it was paid out within a reasonable time. When I use this again I will be sure to give myself enough time to submit the bill to be paid. Will definitely use again.

    Negative

    The amount of time it took for the bill to be paid.

    Read More...
  • Reviewer Name: Gail H.
    Position: Retired
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great company

    Date: Apr 07 2022
    Summary

    Overall this is a life saving company if you need help with a bill payment. Very helpful customer service.

    Positive

    They are extremely helpful when you have a bill due but your funds are low. They process your bill quickly and if you need extra time to repay a payment, they let you extend your due date. Highly recommend.

    Negative

    There can be a Long wait on phone for customer service.

    Read More...
  • Reviewer Name: Kimberlee M.
    Position: Merchandising lead
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Deferit helped me out so much!

    Date: Apr 08 2022
    Summary

    Deferit is amazing I will definitely be using more often! It’s very simple and easy to use. The payments are easy to pay off in a timely manner.

    Positive

    I love that I was able to pay my Comcast bill and make weekly payments it helped me out so much during covid when I was barely working. I needed my internet for my daughters schooling and I was super stressed out but Deferit was fast and easy to use and they started me with a decent amount to help me get ahead with my Comcast bill.

    Negative

    I wish it was able to pay off credit cards or car payments or help build your credit once paid off.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Claims
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 20,000 or More
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    So glad I found this

    Date: Apr 08 2022
    Summary

    I am able to pay my bills on time and still afford to have extra money to get groceries and gas for the week.

    Positive

    I love the fact that I am able to pay my household bills in installments with out the worry of being disconnected.

    Negative

    Nothing over here. No complaints at all. I mean what would you be mad about?

    Read More...