Deferit Reviews

I love this app and will continue using it! I love the communication and notifications. And appreciate it.

I love the process and quickness. This truly is a helpful hand when times get hard! I definitely recommend this app.

Nothing - it’s all perfect! I wouldn’t change anything about it.

I so far have had a great experience with Deferit has helped in many ways. Highly recommended!!!

I love deferit.com they have helped in many ways keeping sure the electric is on and the phones in service helping with bills. My mother is partially paralyzed from a stroke and I help take care of her it's hard at times since the bills, rent, and everything keeps going up. but I love deferit.com as they have helped keep things running and making payments is such a blessing.

I don't like how the spending limit does not go up very quickly and based on payment history it seems to take a bit to get increases even with good on time payments etc.

I'm relieved and excited and glad I was able to find some help because since my husband passed away last November of 2021, I'm having to take care of rge bills and its really hard to do when you're disabled.

It's a life saver! I'm glad there's resources like this to help people. I'm a single mom, and disabled and I'm glad Deferit helped me. I was able to keep my auto insurance.

I don't have 1 complaint.... it was an easy hassle free process.

Overall it's a great app with great features the only thing that needs to be adjusted is the date that the fee it's paid that should be left to the consumer and not such a solid date when Deferit company decides.

I liked it. It's quick and effective bills get paid right away I also like the way that you can upload a bill.

The only down fall that I've had with this app is the fact that when I signed up I was given $1,000 limit and then within 24 hours it was cut to 300 and now it's at 400 would be nice if it was higher then I could do all my business in one place I also do not like the fact that you can not adjust the date the monthly fee is do.

My experience with Deferit has been amazing. I couldn't ask for a better app. The app is perfect and very simple to use.

I love this app. When your in a bind this is the perfect place to seek help. Your able to chop those bills down and make them more affordable for yourself.

There isn't anything that I could think that the app needs.

Overall it was a great experience I didn't have any bad experience as a matter of fact I was the one who took 8 hours to reply to the email and they only took like an hour these people are really trying to help people and they're doing a great job of it I recommend this to anybody

Everybody I've dealt with has been extremely helpful and they really just were on top of their game I had no issues with any of the services it really does what it says it's going to do so I just like to say thank you to whoever created this it's helping me build up my credit and it's also helping me pay bills at the same time so big thank you to the developers and I hope the company expands and grows to be everything they want to be.

There's nothing I didn't like I can't complain customer service was on top of any issues and they resolved every issue so thank you

Great experience this far no issues. It has helped me with one of my bills so far and no issues with the customer service.

It definitely helps when it comes to paying bills when you need that little extra boost. Until payday and the payment plan help a lot.

No dislikes. There are no disappointment s so far they did what they said they were going to do.

This could be SUCH a good idea and great company and maybe it was at one time. I just did my second bill giving them the benefit of the doubt - requested it to be paid Monday, it’s now late Thursday and no payment has been made. You can’t really brag about how you help people pay bills if you can’t even pay them on time after you take their money.

I just wish there was better communication, and more up front about the volume they’re receiving. At this point if the bill isn’t paid tomorrow, I’ll need to go pay that too, and then I’m out the money I’ve already paid deferit to pay the bill to begin with.

The bill eventually did get paid. The app and the website are extremely user friendly and easy to use!

They don’t pay the bill the day they say they will. When you reach out to them they will say they are overwhelmed with orders and trying to get to them as fast as possible. There is absolutely zero mention of this when you submit the bill and make a first payment though- they do not communicate this until you reach out asking why the bill hasn’t been paid yet.

I used this service once and they paid my cable bill on time and even changed payment dates for me- I went to my cable bill again, did everything exactly the same, uploaded the same bill, only to be informed that they had to send a check which would take 7 to 10 days- no way I could wait that long, could only get through on chat and was disconnected when I asked for a supervisor, it does not make any sense that they somehow couldn't pay the same exact bill just for a different month online- I think that it's really bad for business in today's digital world to offer to send a paper check in 7 to 10 days, especially when they require that you make your first payment before they even do this. I never heard from a supervisor so I just told them to cancel my account and refund my monthly fee- still no response regarding that. Be careful if you need a bill paid sooner than 10 days.

First time using was fine. Second time was very disappointing and misleading- suddenly they can only pay by check.

Negative second experience, the advertising is misleading and they have changed how they process payments without warning.

Too complicated. Support that cut off my call and sent a summary of the support chat to my email thinking they had resolved my issue by ignoring most of my questions. Think I'll stick to just paying my bills myself when they are due. The fees are excessive and unconscionable and now I need to get an independent ombudsman body involved for the 2nd time in 6months. Beware - Steer clear!

That you could pay your bills now. It good but the fees are hidden. On their website if you click on what are the fees it says:
On your website it says
We charge a monthly subscription fee of $14.99 - just like a Netflix or Amazon Prime subscription. However, instead of giving you access to unlimited streaming, this covers as many bills as you have active at any time with us, for up to $2,000 depending on your personal account balance! All card payments contain a 1.5% processing fee. We do not charge any interest or late fees ever. THIS DOESN'T EVEN MATCH WHAT THEY CHARGE!!!!!

The fees are hidden and the way they calculate the fees and when they charge them is ruthless.
I just uploaded 3 bills. I've been charged $9.99 per bill ( and two of those bills were $39), plus the Web Operator told me I would need to pay $9.99 today monthly fee and again another $9.99 monthly fee in 9 days time.
I don't know what school their accountant went too but a month is at lease 30 days so you should only pay the monthly fee once and only every 30 days not 5 times within 14days.

Absolutely easy to use app and pleasant experience. My biller received the payment with no issues.

I was in a pinch and a friend told me about Deferit. I tried it and was able to pay a bill by making payments on it without the biller knowing I didn’t have their money on time. It really helped me when I needed it. Unexpected expenses happen and Deferit is there to help you like family.

There is no con. Sure it would be nice to borrow bigger money and pay over a longer span of time but hey, it’s an emergency loan. I’m not complaining.

LOVE IT!!!! The overall experience to this app is it's amazing. I was skeptical at 1st, but it's legit.

I found out about this app online and decided to give it a try. This app was/is a life saver and easy to use. If you can't make your payment on the scheduled date, you can easily move it to a new date. I have referred this app to several of my friends.

None I haven't run into any issues using this app and don't expect too.

The app is definitely worth downloading and utilizing. Give it a try, and hopefully your approval amount will increase with responsible usage.

Helpful app! Definitely comes through in a bind! Also, you typically don’t have to wait very long to get your bill approved to get paid, an hour or so.

I don’t like how it says I’m approved for $300, but they never ACTUALLY approved me for $300 before, even after paying off an AT&T bill on time.

If the number to CS worked or if there was anyway to get ahold of CS it would help. Needs major improvement!!

It works 50% of the time. There is no other pro to this app... Customer service sucks... I cant say say any other goods things about it.

They take money out of your checking account BEFORE the bill is okayed, so if it isn't approved you are without the money that they took out of your account. The phone number is NEVER ANSWERED!! CUSTOMER SERVICE SUCKS BIG TIME!!! NEVER HAS MY PROBLEM BEEN RESOLVED!!! NEVER.

This is a service they should always offer in these times where people need help and people need a boost in helping them get bills paid.

Very fast and helpful it was a seamless process to pay my bill. I never knew I would be able to pay my bills in installments what a wonderful thing! No credit check very straight forward with meaningful benefits!

I loved everything about the process. I wish I would have had more money available to use towards my bill and I wish they paid credit card bills.

It helped out so much! I will utilize this service as much as I am able to help me when I am in a pinch and have larger bills to pay.

I liked the whole experience! What a great service! I am glad that I found Deferit to help me with my larger bills.

There was nothing I can think of. I had a great experience.

This service is amazing! For the average person who occasionally encounters a financial hiccup, this will really help anyone get back on track! This app has helped me through periods of unemployment or low pay. It’s simple, just upload your bill and let DeferIt handle the rest. All you have to do is pay it back in four paychecks! The best part is that you can choose when your payments come out so you don’t have to worry about missing deadlines or overdrawing your bank account. Please give this a try! You won’t regret it!

I loved that you could change the repayment dates to a time that works for you. The automatic payments make it easy so you don’t have to worry about forgetting to pay DeferIt back. You can also pay everything back early if you come into some money down the line.

I didn’t like that you couldn't choose more or less installments. It’s always 4 payments which is not helpful if you’re paying multiple bills with DeferIt. The past payments and current payments can add up and get you in a bind if you’re not careful.

I love this app! My mom recently passed in December 2021 from colon cancer at the age of 82. While out of town caring for her so many of my very own bills got behind. Once I returned home I was in a state of hysteria because my water was about to get shut in a few days as well as my cell phone bill.
I was just returning to work and my check wasn’t due to come for over two weeks.
Deferit was a GODSEND during a very tumultuous time in my life. I just didn’t have the energy to be trying to figure out the A’s and B’s, right after mom died and being in severe mourning. Was just too much.
I’m not gone lie, I was leery at first. However after reading reviews I decided to give them a try. I found the customer service number called them and got a nice young lady to walk me through just to put me at ease.
It was SO easy!
I was able to get those bills uploaded, verified, and paid within 24 hours, giving me ample time to pay them off in installments.
I have been back to work for awhile, taking one day at a time getting better since moms passing. I have since paid off both payment accounts with Deferit and must say I will definitely be using their service again!

I was thoroughly impressed by their professionalism and the ease of using the service. Especially during a time when I needed it the most.

Thank you Deferit!
Katina P.

I love this app so much! Really saved me!
Easy to use.
Customer service is great.
Fair pricing.
Design it user friendly.

No cons.
This is a very good service.
I have no gripes regarding it. Hopefully more people will be made aware it’s available to them, especially during emergencies.

I don't mind paying an extra fee for the service. I just wish it wasn't setup as a subscription. Maybe they'll change it in the future. We'll see how it goes....

Users of this service can pay bills without any late fee or issue, splitting them over some time.

It's a subscription you also have to pay in addition to the split payments. Don't forget to cancel it.

One thing to keep a close eye on is that they cannot always pay the full amount of a bill. Be sure to watch for that and take care of the rest separately if you need to.

Wonderfully helpful, resourceful App! You won't be disappointed and will only pay a low-cost monthly subscription fee.

Can have larger bills paid in full by the due date and then make smaller payments back to the app over a period of four weeks, really helps out when a larger bill is due and you may not have the complete payment on that specific date.

Just recently began making payments in full by way of check payments and no longer provides payments made by phone.