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What is Deferit?

Deferit aims to enable individuals to gain mastery over their financial situations. This bill budgeting and payment service, utilized by over 550,000 users to enhance their cash flow, has successfully facilitated payments exceeding $400 million while helping clients avoid more than $39 million in late fees and penalties from billers.

Users can choose to pay upfront or divide their payments into four manageable installments. Every bill payment contributes positively to building credit history, and the service operates without interest charges or late fees, relying instead on a straightforward subscription model. With various payment options available, including ACH, Check, and Credit Card, all it takes is a simple photo of the bill to let Deferit handle the rest seamlessly!

Pricing

Price Starts At:
$14.99
Free Version:
Free Version available.

Integrations

Offers API?:
Yes, Deferit provides an API
No integrations listed.

Screenshots and Video

Company Facts

Company Name:
Deferit
Date Founded:
2018
Company Location:
United States
Company Website:
deferit.com
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Product Details

Deployment
SaaS
iPhone
iPad
Android
Training Options
Documentation Hub
Support
Standard Support
Web-Based Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

Deferit Categories and Features

  • Reviewer Name: Skyler R.
    Position: Plumber
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Awesome

    Date: Apr 07 2022
    Summary

    The overall experience was wonderful and I have had nothing but good things to say about this app tank you.

    Positive

    They pay the bill on time and most times right away. This has been a blessing. I will refer everyone.

    Negative

    No cons from my experience. Excellent service very reliable.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Unarmed security
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 20,000 or More
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Deferit

    Date: Apr 08 2022
    Summary

    When you need them they are there and never late 😍 is all I have to say.

    Positive

    Nothing bad y’all really need to try this. They’re always there and they saved me and my kids. I’m so happy they saved my life.

    Negative

    Nothing I didn’t like only I love them. 😍

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Mental Health Specialist
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    I LOVE THIS APP!

    Date: Apr 07 2022
    Summary

    My experience has been amazing! The communication is fast and easy and I love to use the app in a pinch.

    Positive

    It’s easy to understanding and very flexible to use! I like the fact that I only had to provide simple information.

    Negative

    N/A.

    Read More...
  • Reviewer Name: Angela Z.
    Position: Director
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Life Saver

    Date: Apr 07 2022
    Summary

    The experience was awesome and I have been telling my friends about it.
    I plan to use Deferit for my many basic bills. Thanks for being there in times of need for me.

    Positive

    Deferit makes a person feel hopefully for the simple reason you have a place to go for help. The process was so awesome and amazing to pay a bill. I am so happy there is help for families through this company. The service is great and the monthly fee is reachable.

    Negative

    I can say that there was no problems using this company, and if you did not see your payment post the company was only a phone call away. The person you get on the phone was very nice and very knowable about the job. Help you solve all your problems.

    Read More...
  • Reviewer Name: Dana R.
    Position: Private sitter
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Deferit is the ABSOLUTE best!!

    Date: Apr 08 2022
    Summary

    I’ve never had a bad experience with Deferit! Will definitely keep using!! They have been a huge lifesaver to me!!

    Positive

    I love love love Deferit!!! It really helps with bills when I’m in a bind and need the extra help! I’ve used it many times and have never had any issues with them. Would definitely recommend!!

    Negative

    Sometimes it takes a few days for the bill to get paid so if at all possible just allow for that to happen instead of expecting the bill to be paid as soon as you submit it.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Crew member
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 10,000 - 19,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great idea!

    Date: Apr 08 2022
    Summary

    I had a great overall experience and it helped me in a tough time and I am very appreciative! Will use again if needed!

    Positive

    I liked this program because it was very easy to use and the customer support was very helpful and quick with their responses!

    Negative

    Nothing to complain about honestly. I can't think of anything negative to say.

    Read More...
  • Reviewer Name: Pam R.
    Position: Owner
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Best choice

    Date: Apr 08 2022
    Summary

    Deferit is the best one out there for this kind of service. They pay when promised. They are there for you. If you need help of any kind. They are the kindest people when you call. Your phone call is like calling an old friend. Totally awesome.
    It's easy to pay back and if you get in a bind .. guess what they are there for that too. You really should give them a try... you'll thank me!

    Positive

    Ease of approval. Real people you can call for anything. Questions. Issues.
    Low fees. Convenient. Trustworthy.

    Negative

    1st payment could be slightly less and higher credit available would be awesome.

    Read More...
  • Reviewer Name: Shonnel R.
    Position: Teacher Assistant
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Saved by the bell

    Date: Apr 08 2022
    Summary

    The most creative way for managing day-to-day debt. I don't know where I would be if I didn't have this app to back me up during these tumultuous times.

    Positive

    I love this opportunity to be able to pay off my bills one payment at a time. When life throws curve balls, this is the perfect app to keep you afloat. Even the monthly payments for usage are feasible. Life-saver at it's finest. They actually pay off the entire bill and you just have to complete the 1st payment.

    Negative

    So far, there are no issues on my end. But if I have to choose, it would be to delay the first payment.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Production Lead
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Deferit to the Rescue

    Date: Apr 08 2022
    Summary

    I will use Deferit again! I will also recommend Deferit to my friends and family members. Deferit is Awesome.

    Positive

    Deferit helped me pay my bill on time. I avoided costly late fees and the possibility of my account going into collections.

    Negative

    The only thing I didn’t like was the amount of time it took for the payment to post.

    Read More...
  • Reviewer Name: Leslie J.
    Position: Hairstylist
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    The Best Ever!

    Date: Apr 07 2022
    Summary

    Best one yet! I would definitely recommend it especially to people who ask me and I can’t help but just knowing I could point them in the right direction to get help that works.

    Positive

    Love the fact that I can pay a bill and break it down into four ! Saved my life so many times I have absolute zero no problem making sure I pay it off for the simple fact I might need it again!

    Negative

    Wish I could pay my car payment , but other than that I have no cons I absolutely love this app especially with the pandemic going on it helps a lot.

    Read More...
  • Reviewer Name: Falon B.
    Position: HIM Release Specialist
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1,000 - 4,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Lifesaver!!

    Updated: Apr 07 2022
    Summary

    My experience overall was awesome. I was able to get a bill from months ago paid before it went to collections. That was amazing and important for me because I’ve worked so hard to repair my credit.

    Positive

    Deferit was easy to use. They paid my bill extremely fast and I didn’t have to wonder what was happening. The process was explained clearly.

    Negative

    I wish they gave a bigger limit to start off with. There is also a monthly subscription to use this service, which I think should be a little cheaper.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Manager
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Deferit is a lifesaver!

    Date: Apr 07 2022
    Summary

    Overall Deferit is a wonderful app that I am very happy to be able to use it as I need to. Thanks again for the help!

    Positive

    It was very easy to make an account and upload my bill. Love that i have an emergency net if I need one! Thanks for making it easy.

    Negative

    The only thing that I can think that I didn’t like was that they were unable to login to pay my bill. But I understand why.

    Read More...
  • Reviewer Name: Tammy P.
    Position: Self-employed
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Deferit

    Date: Apr 08 2022
    Summary

    My whole family had covid and my auto insurance was about to lapse, they saved the day for me. Love it.

    Positive

    Everything about the app is easy to use and understand. Speedy responses. Support is amazing. Highly recommend.

    Negative

    There's no cons that I can think of. Nothing bad about this.

    Read More...
  • Reviewer Name: Ivy G.
    Position: Senior Editor
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    So convenient

    Date: Apr 07 2022
    Summary

    Excellent. I found Deferit fast, convenient, and clever. I will definitely use Deferit in the future.

    Positive

    When you're trying to get ahead on bills and just might need a more flexible option, Deferit is the perfect solution. Now instead of stressing or paying bills late, I can plan ahead and pay what's much more convenient over time.

    Negative

    I wish you could start the 4 installment plan with more than one bill.

    Read More...
  • Reviewer Name: Michelle F.
    Position: Operator
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Too many discrepancies

    Updated: Oct 31 2022
    Summary

    Worst ever!!! As I described above nothing as I was approved nothing as easy as it says it is I also had a time with my I’d verification.

    Positive

    I would have liked the payments to be broken down, like it is advertised.sometimes you just have a problem paying a bill.

    Negative

    1. I was told I would get the initial $9.99 waived for the first month when I uploaded a bill they added it even after speaking to customer service.
    2. I was told I was approved for $500.00 credit then it was knocked down to $300 without warning.
    3. I turned in a bill for $191.00 and they were gonna pay $100.00 then you look on app and it said 191.00 pending avail balance 309.00 then after that it changed to the $300 credit line.
    4. Customer service is horrible you have to send message and they only answered half my questions.

    So this was just starting out. Cancelled payment and will be deleting that really sucks because it was an amazingly helpful app but I guess not for me.

    Read More...
  • Reviewer Name: Rachel F.
    Position: Accountant
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 5,000 - 9,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    AMAZING!!!

    Updated: Apr 07 2022
    Summary

    I have recommended this to many friends who find themselves with multiple bills due at the same time. Highly recommend!

    Positive

    I absolutely love how easy this site is to use! You just upload a bill, and usually within 30 mins it is paid with a clear breakdown of when each payment is owed. Soon as you make a payment your balance is available again.

    Negative

    A high limit to be able to pay bigger bills would be nice, but that will come with time. There are no complaints I have about Deferit.

    Read More...
  • Reviewer Name: Susana R.
    Position: NA
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    SUPPORT

    Date: Apr 07 2022
    Summary

    I would definitely continue to use this service as well as recommend to others. It is a great service.

    Positive

    Deferit has been a lifesaver for me. it has helped me out during rough times when my bills about to be disconnected just a few simple clicks and my bill was paid!

    Negative

    The don't make phone payments anymore. Checks are now mailed out.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Loan Processor
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great service

    Date: Apr 07 2022
    Summary

    Everything was self explanatory and fast. I uploaded my bill added my payment method and paid my first installment.

    Positive

    I liked how fast the bill was paid once I paid my first installment payment. They send a confirmation email and that’s it.

    Negative

    No cons as of yet. This month of April is my first month trying them and so far everything is great.

    Read More...
  • Reviewer Name: Lorenzo W.
    Position: SECU
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    The Best So Far.

    Date: Apr 07 2022
    Summary

    I forgot all about my cable bill, and last minute came to this app to ended up being paid for a month with a low payment plan.

    Positive

    It’s simple upload your bill and Deferit will take care the rest. Always it will process between an 10 to 15 minutes and the bill will be paid.

    Negative

    No cons, everything I like about the app. Best app I ran across.

    Read More...
  • Reviewer Name: Amanda J.
    Position: Teacher
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Good

    Updated: Apr 08 2022
    Summary

    It is a good interface to use. Id recommend it to anyone. If only I knew of this way sooner. Not sure what to put next.

    Positive

    The fact you can pay your bills in installments. The process is easy to do. The fact that you can do it is easy.

    Negative

    Car payments should be included along with maybe those buy now pay later things.

    Read More...