What is Deferit?
Deferit aims to enable individuals to gain mastery over their financial situations. This bill budgeting and payment service, utilized by over 550,000 users to enhance their cash flow, has successfully facilitated payments exceeding $400 million while helping clients avoid more than $39 million in late fees and penalties from billers.
Users can choose to pay upfront or divide their payments into four manageable installments. Every bill payment contributes positively to building credit history, and the service operates without interest charges or late fees, relying instead on a straightforward subscription model. With various payment options available, including ACH, Check, and Credit Card, all it takes is a simple photo of the bill to let Deferit handle the rest seamlessly!
Pricing
Integrations
Company Facts
Product Details
Product Details
Deferit Categories and Features
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Awesome
Date: Apr 07 2022SummaryThe overall experience was wonderful and I have had nothing but good things to say about this app tank you.
PositiveThey pay the bill on time and most times right away. This has been a blessing. I will refer everyone.
NegativeNo cons from my experience. Excellent service very reliable.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit
Date: Apr 08 2022SummaryWhen you need them they are there and never late 😍 is all I have to say.
PositiveNothing bad y’all really need to try this. They’re always there and they saved me and my kids. I’m so happy they saved my life.
NegativeNothing I didn’t like only I love them. 😍
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
I LOVE THIS APP!
Date: Apr 07 2022SummaryMy experience has been amazing! The communication is fast and easy and I love to use the app in a pinch.
PositiveIt’s easy to understanding and very flexible to use! I like the fact that I only had to provide simple information.
NegativeN/A.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Life Saver
Date: Apr 07 2022SummaryThe experience was awesome and I have been telling my friends about it.
I plan to use Deferit for my many basic bills. Thanks for being there in times of need for me.PositiveDeferit makes a person feel hopefully for the simple reason you have a place to go for help. The process was so awesome and amazing to pay a bill. I am so happy there is help for families through this company. The service is great and the monthly fee is reachable.
NegativeI can say that there was no problems using this company, and if you did not see your payment post the company was only a phone call away. The person you get on the phone was very nice and very knowable about the job. Help you solve all your problems.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit is the ABSOLUTE best!!
Date: Apr 08 2022SummaryI’ve never had a bad experience with Deferit! Will definitely keep using!! They have been a huge lifesaver to me!!
PositiveI love love love Deferit!!! It really helps with bills when I’m in a bind and need the extra help! I’ve used it many times and have never had any issues with them. Would definitely recommend!!
NegativeSometimes it takes a few days for the bill to get paid so if at all possible just allow for that to happen instead of expecting the bill to be paid as soon as you submit it.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great idea!
Date: Apr 08 2022SummaryI had a great overall experience and it helped me in a tough time and I am very appreciative! Will use again if needed!
PositiveI liked this program because it was very easy to use and the customer support was very helpful and quick with their responses!
NegativeNothing to complain about honestly. I can't think of anything negative to say.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Best choice
Date: Apr 08 2022SummaryDeferit is the best one out there for this kind of service. They pay when promised. They are there for you. If you need help of any kind. They are the kindest people when you call. Your phone call is like calling an old friend. Totally awesome.
It's easy to pay back and if you get in a bind .. guess what they are there for that too. You really should give them a try... you'll thank me!PositiveEase of approval. Real people you can call for anything. Questions. Issues.
Low fees. Convenient. Trustworthy.Negative1st payment could be slightly less and higher credit available would be awesome.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Saved by the bell
Date: Apr 08 2022SummaryThe most creative way for managing day-to-day debt. I don't know where I would be if I didn't have this app to back me up during these tumultuous times.
PositiveI love this opportunity to be able to pay off my bills one payment at a time. When life throws curve balls, this is the perfect app to keep you afloat. Even the monthly payments for usage are feasible. Life-saver at it's finest. They actually pay off the entire bill and you just have to complete the 1st payment.
NegativeSo far, there are no issues on my end. But if I have to choose, it would be to delay the first payment.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit to the Rescue
Date: Apr 08 2022SummaryI will use Deferit again! I will also recommend Deferit to my friends and family members. Deferit is Awesome.
PositiveDeferit helped me pay my bill on time. I avoided costly late fees and the possibility of my account going into collections.
NegativeThe only thing I didn’t like was the amount of time it took for the payment to post.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
The Best Ever!
Date: Apr 07 2022SummaryBest one yet! I would definitely recommend it especially to people who ask me and I can’t help but just knowing I could point them in the right direction to get help that works.
PositiveLove the fact that I can pay a bill and break it down into four ! Saved my life so many times I have absolute zero no problem making sure I pay it off for the simple fact I might need it again!
NegativeWish I could pay my car payment , but other than that I have no cons I absolutely love this app especially with the pandemic going on it helps a lot.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Lifesaver!!
Updated: Apr 07 2022SummaryMy experience overall was awesome. I was able to get a bill from months ago paid before it went to collections. That was amazing and important for me because I’ve worked so hard to repair my credit.
PositiveDeferit was easy to use. They paid my bill extremely fast and I didn’t have to wonder what was happening. The process was explained clearly.
NegativeI wish they gave a bigger limit to start off with. There is also a monthly subscription to use this service, which I think should be a little cheaper.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit is a lifesaver!
Date: Apr 07 2022SummaryOverall Deferit is a wonderful app that I am very happy to be able to use it as I need to. Thanks again for the help!
PositiveIt was very easy to make an account and upload my bill. Love that i have an emergency net if I need one! Thanks for making it easy.
NegativeThe only thing that I can think that I didn’t like was that they were unable to login to pay my bill. But I understand why.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit
Date: Apr 08 2022SummaryMy whole family had covid and my auto insurance was about to lapse, they saved the day for me. Love it.
PositiveEverything about the app is easy to use and understand. Speedy responses. Support is amazing. Highly recommend.
NegativeThere's no cons that I can think of. Nothing bad about this.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
So convenient
Date: Apr 07 2022SummaryExcellent. I found Deferit fast, convenient, and clever. I will definitely use Deferit in the future.
PositiveWhen you're trying to get ahead on bills and just might need a more flexible option, Deferit is the perfect solution. Now instead of stressing or paying bills late, I can plan ahead and pay what's much more convenient over time.
NegativeI wish you could start the 4 installment plan with more than one bill.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Too many discrepancies
Updated: Oct 31 2022SummaryWorst ever!!! As I described above nothing as I was approved nothing as easy as it says it is I also had a time with my I’d verification.
PositiveI would have liked the payments to be broken down, like it is advertised.sometimes you just have a problem paying a bill.
Negative1. I was told I would get the initial $9.99 waived for the first month when I uploaded a bill they added it even after speaking to customer service.
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2. I was told I was approved for $500.00 credit then it was knocked down to $300 without warning.
3. I turned in a bill for $191.00 and they were gonna pay $100.00 then you look on app and it said 191.00 pending avail balance 309.00 then after that it changed to the $300 credit line.
4. Customer service is horrible you have to send message and they only answered half my questions.
So this was just starting out. Cancelled payment and will be deleting that really sucks because it was an amazingly helpful app but I guess not for me. -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
AMAZING!!!
Updated: Apr 07 2022SummaryI have recommended this to many friends who find themselves with multiple bills due at the same time. Highly recommend!
PositiveI absolutely love how easy this site is to use! You just upload a bill, and usually within 30 mins it is paid with a clear breakdown of when each payment is owed. Soon as you make a payment your balance is available again.
NegativeA high limit to be able to pay bigger bills would be nice, but that will come with time. There are no complaints I have about Deferit.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
SUPPORT
Date: Apr 07 2022SummaryI would definitely continue to use this service as well as recommend to others. It is a great service.
PositiveDeferit has been a lifesaver for me. it has helped me out during rough times when my bills about to be disconnected just a few simple clicks and my bill was paid!
NegativeThe don't make phone payments anymore. Checks are now mailed out.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great service
Date: Apr 07 2022SummaryEverything was self explanatory and fast. I uploaded my bill added my payment method and paid my first installment.
PositiveI liked how fast the bill was paid once I paid my first installment payment. They send a confirmation email and that’s it.
NegativeNo cons as of yet. This month of April is my first month trying them and so far everything is great.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
The Best So Far.
Date: Apr 07 2022SummaryI forgot all about my cable bill, and last minute came to this app to ended up being paid for a month with a low payment plan.
PositiveIt’s simple upload your bill and Deferit will take care the rest. Always it will process between an 10 to 15 minutes and the bill will be paid.
NegativeNo cons, everything I like about the app. Best app I ran across.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Good
Updated: Apr 08 2022SummaryIt is a good interface to use. Id recommend it to anyone. If only I knew of this way sooner. Not sure what to put next.
PositiveThe fact you can pay your bills in installments. The process is easy to do. The fact that you can do it is easy.
NegativeCar payments should be included along with maybe those buy now pay later things.
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