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What is Deferit?

Deferit aims to enable individuals to gain mastery over their financial situations. This bill budgeting and payment service, utilized by over 550,000 users to enhance their cash flow, has successfully facilitated payments exceeding $400 million while helping clients avoid more than $39 million in late fees and penalties from billers.

Users can choose to pay upfront or divide their payments into four manageable installments. Every bill payment contributes positively to building credit history, and the service operates without interest charges or late fees, relying instead on a straightforward subscription model. With various payment options available, including ACH, Check, and Credit Card, all it takes is a simple photo of the bill to let Deferit handle the rest seamlessly!

Pricing

Price Starts At:
$14.99
Free Version:
Free Version available.

Integrations

Offers API?:
Yes, Deferit provides an API
No integrations listed.
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Screenshots and Video

Play Video Deferit Screenshot 1

Company Facts

Company Name:
Deferit
Date Founded:
2018
Company Location:
United States
Company Website:
deferit.com
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Product Details

Deployment
SaaS
iPhone
iPad
Android
Training Options
Documentation Hub
Support
Standard Support
Web-Based Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

Deferit Categories and Features

Buy Now Pay Later App

Deferit Customer Reviews

Write a Review
Filters:
Rating
Org Size
User Type
How Long Used
How Often Used
  • Reviewer Name: Lois H.
    Position: Liheap
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Wonderful Job

    Updated: Apr 09 2022
    Summary

    I have had a wonderful experience.

    Positive

    This company is great with paying bills in times of need. I use it on a regular basis.

    Negative

    There were no cons.

    Read More...
  • Reviewer Name: Lilliana S.
    Position: Influencer
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Best App Ever!!

    Date: Apr 08 2022
    Summary

    Overall I have enjoyed my time with them and will continue to use them. They have saved my but from getting disconnected of my services.

    Positive

    I came across this app just searching for ways to pay my bills an easier way.. especially with Covid ruining jobs and incomes.. and I have to say it has been amazing .. my bills are paid and I’m stress free.

    Negative

    I haven’t came across a con yet. Love Deferit just as is.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Program Specialist
    Has used product for: Less than 6 months
    Uses the product: Yearly
    Org Size (# of Employees): 1,000 - 4,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Lifesaver!!

    Updated: Apr 08 2022
    Summary

    Overall I had a great experience!

    Positive

    Such a great service! I had a lot of unexpected expenses come up and Deferit saved me from having to pay a large bill at the same time. I was able to get groceries instead of spending all my money at the time.

    Negative

    It’s best used only in times of need. I didn’t feel like it’s a service I need to use every single month, although it sure comes in handy when needed!

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Customer Service Agent
    Has used product for: Less than 6 months
    Uses the product: Yearly
    Org Size (# of Employees): 5,000 - 9,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    My Saving Grace

    Date: Apr 07 2022
    Summary

    The Deferit platform is a very useful tool. Praise be to its existence. It literally dug me out of a pit that was slowly descending. I love every aspect of this platform.

    Positive

    Payments are affordable and it gave me a peace of mind. Easy navigation through the site and app. Everything is thoroughly explained. They send notifications to let you know when payments are due.

    Negative

    In my opinion, the only con would be that it took a little while for the payment to post to my bill's account. Other than that, everything else worked the way I needed it to.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Patient care tech
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Love it!!

    Date: Apr 08 2022
    Summary

    So easy, love this app. Very friendly app to use and HIGHLY RECOMMEND. Try for yourself, one try and you will see.

    Positive

    The app is very easy to use. Was a great help when in a tight situation. Would highly recommend to anyone who needs help in a tough situation. Easy and quick.

    Negative

    Nothing bad about it. No cons, to write about. Except this making me write a certain amount.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Truck Driver
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Best App

    Date: Apr 07 2022
    Summary

    My experience so far has been the most best experience ever my bills being paid on time. And also they fixed a situation I had with the app very fast just by making a call.

    Positive

    I love this app being that I’m a single mom it helps me out a lot when I need extra time to pay my bills.

    Negative

    I don’t have any cons about this app so far hopefully I don’t run into any.

    Read More...
  • Reviewer Name: Matthew R.
    Position: Hr administrator
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 500 - 999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great option.

    Date: Apr 10 2022
    Summary

    Definitely recommend to split up bills! Just give enough time for the bill to be processed. Definitely has made a difference when times were tough.

    Positive

    Ease of using the app.
    Speed of responses.
    Great payment amounts.
    No interest fees.
    Fair credit line.

    Negative

    Sometimes can take a while when lots of bills are in queue.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Baker
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Life saver

    Date: Apr 07 2022
    Summary

    My overall experience was great I was skeptical at first but so glad I went through with it. It helped me out a lot and I will definitely use again.

    Positive

    This app is the best for us that need a little help every now n then definitely recommend it was a life saver.

    Negative

    I didn't experience any problems while using this service.

    Read More...
  • Reviewer Name: Kristin W.
    Position: Charge Entry Specialist
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Awesome product!

    Date: Apr 07 2022
    Summary

    Overall experience has been great! Deferit is great for when you are in a bind and need help to quickly pay a bill. Definitely recommend to friends and family!

    Positive

    App is user-friendly.
    Quick turnaround time.
    Bill is paid immediately following first payment.
    Receipt of bill paid is emailed to yoAwesome customer service.

    Negative

    Not every bill or payor is supported, such as, car loans.

    Read More...
  • Reviewer Name: Dana W.
    Position: Manager
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 1,000 - 4,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Do not use this company

    Date: Dec 28 2021
    Summary

    Sucked! HORRIBLE EXPERIENCE.. DO NOT DO IT.

    Positive

    This COMPANY SUCKS AND SO DOES THEIR CUSTOMER SERVICE!!! They will steal money right out of your bank account!!!!!!

    Negative

    They will take approve you for the payments but take the whole amount out of the account plus some! Just use Klarna if possible!!!

    Read More...
    Official Deferit Response
    Date: Jan 26 2022
    Hi Dana! I'm so sorry you had a poor experience with us, we truly do apologize. We'd love to get this situation resolved for you ASAP. Please feel free to send us an email at contact@deferit.com and we'll be happy to assist you :)
  • Reviewer Name: A Verified Reviewer
    Position: OCDD
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    No past due bills

    Date: Nov 24 2021
    Summary

    They need to be upfront with people and don't lie. A representative told me that the only reason they mailed a check to my cable company was because the company didn't accept checks from deferit... I spoke with the cable company and they said that was absolutely not true.

    Positive

    It's a peace of mind and convenience when u have a bill due but you are short on cash. This program allows you to make 4 small payments to deferit... and they will pay your monthly bill in full.

    Negative

    They only mail out checks to your debtor....which takes anywhere between 10 and 15 days!!! SO this program will not work if you are past due and facing disconnection!!!

    Read More...
    Official Deferit Response
    Date: Jan 26 2022
    Hey there! Thanks for your feedback, we are always looking to improve so we really appreciate it! For payments, our preference is always to pay online (if the biller has a guest payment portal), or over the phone. However, in some cases, we are only able to make payment via check. This is because online or phone payments require sensitive customer information (like username, password or SSN) which we don't collect in order to protect your privacy. Before sending a check, we always ask for user confirmation because we know that it can take some time! We'd love to change your mind regarding Deferit! Please feel free to send us an email at contact@deferit.com and we can provide some more information for you :)