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What is Deferit?

Deferit aims to enable individuals to gain mastery over their financial situations. This bill budgeting and payment service, utilized by over 550,000 users to enhance their cash flow, has successfully facilitated payments exceeding $400 million while helping clients avoid more than $39 million in late fees and penalties from billers.

Users can choose to pay upfront or divide their payments into four manageable installments. Every bill payment contributes positively to building credit history, and the service operates without interest charges or late fees, relying instead on a straightforward subscription model. With various payment options available, including ACH, Check, and Credit Card, all it takes is a simple photo of the bill to let Deferit handle the rest seamlessly!

Pricing

Price Starts At:
$14.99
Free Version:
Free Version available.

Integrations

Offers API?:
Yes, Deferit provides an API
No integrations listed.

Screenshots and Video

Company Facts

Company Name:
Deferit
Date Founded:
2018
Company Location:
United States
Company Website:
deferit.com
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Product Details

Deployment
SaaS
iPhone
iPad
Android
Training Options
Documentation Hub
Support
Standard Support
Web-Based Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

Deferit Categories and Features

  • Reviewer Name: Michele F.
    Position: Lead clinic coordinator
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1,000 - 4,999
    Feature Set
    Layout
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Excellent service

    Date: Apr 08 2022
    Summary

    I have used the service 3x now and each time was a very smooth easy to use service. Would highly recommend to anyone needing help making your money stretch a little further.

    Positive

    Process was very easy and user friendly. You have the ability to change your pmt date which is a bonus. Could highly recommend.

    Negative

    So far I haven't found anything negative with the app.

    Read More...
  • Reviewer Name: Nikkia H.
    Position: Stna
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great app

    Date: Apr 07 2022
    Summary

    It helped me from getting a disconnect notice which took a huge weight off my shoulders less stress.

    Positive

    I like the fact that you get help paying your bill.Times are hard for some it’s a relief to have it.

    Negative

    There's actually nothing I don’t like about this app.

    Read More...
  • Reviewer Name: LYNNETTE B.
    Position: Customer Service Rep
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 20,000 or More
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Saving Grace

    Date: Apr 08 2022
    Summary

    Extremely satisfied with Deferit! Will definitely use again and will refer family and friends to it.

    Positive

    The process was super easy. Communication pertaining to the bill was great 😃 the fee is really cheap and the payment plan is amazing.

    Negative

    Loved Everything about the app. Don't change anything.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Customer service
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 20,000 or More
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Pay in 4

    Date: Apr 08 2022
    Summary

    Love the service! Thank you thank you thank you
    I will be using the device as much as I can. Will recommend to anyone.

    Positive

    I didn’t really think this was possible. I tried it and it was a dream come true.. made my payment and I didn’t have any issues at all …. Love it.

    Negative

    Had a small mishap where the payment didn’t go through at first but when I reached out customer service the payment went through and they even called me back.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Interior designer
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    GREAT SOLUTION

    Date: Apr 08 2022
    Summary

    Very good, I highly recommend, total life saver from me, especially, with the pandemic, inflation, and unemployment.

    Positive

    You can break up expensive bills in 4 payments at no extra charge. Like ridiculous rip off astronomical phone bills, like AT&T. Can’t wait to dump them, after 40 years of loyal service, they pay you back by jacking up rates during a pandemic. The only corporation who was unwilling to work with the unemployed, Deferit has been a god send.

    Negative

    Nothing, there’s nothing I don’t like about it. It’s all good, a total life saver!

    Read More...
  • Reviewer Name: LAKETA5 N.
    Position: Sales Associate
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Deferit

    Date: Apr 09 2022
    Summary

    I really love Deferit. It has helped me out tremendously. I will continue to use it for paying my bills.

    Positive

    I love the fact that my bills can get paid and I won't be in a financial bind. Paying Deferit back in small payments work very well for me.

    Negative

    I don't have anything to add in this section. I am completely satisfied.

    Read More...
  • Reviewer Name: Richard C.
    Position: Mortgage Broker
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    You Can Rely on Deferit

    Date: Apr 08 2022
    Summary

    I don't have late fees, overdraft fees, or missed payments. Deferit has made that possible. I rely on Deferit and I think you should too!

    Positive

    Deferit makes paying monthly bills less stressful and more easy to manage. There are occasions where unforeseen costs put pressure on our ability to pay each bill. Deferit gives us the support, space, and room we need to live freely while also balancing our budget, maintaining our credit score, and allowing us to keep things moving smoothly and efficiently.

    Negative

    There are no real cons to using Deferit. It has helped me maintain my financial independence and stability.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Worker
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Amazing Service

    Date: Apr 09 2022
    Summary

    Great company, I really do appreciate this company for helping others out that may be in need at the moment.

    Positive

    Great Customer Service, the representatives were amazingly helpful and explained everything very thorough.

    Negative

    Here and there it took a while to respond but the reps were amazing.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: User
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Fairy Bill Payer

    Date: Apr 08 2022
    Summary

    I would use it again because it was quick and easy to process. Being able to setup payment dates is very helpful.

    Positive

    Phone bill was overdue and phone had got turned off. Just when I thought I was out of options Deferit showed up. I was able to cover my bill and pay it back over time.

    Negative

    The monthly fee when I’m not using the service I think is a little much.

    Read More...
  • Reviewer Name: John S.
    Position: APM
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 20,000 or More
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Deferit has been a dream come true!

    Date: Apr 07 2022
    Summary

    I love Deferit and will continue to use it as it’s been a huge help to me and my family! Since covid, bills have been extremely hard for my family. Deferit gives my family a chance to survive.

    Positive

    Able to split my major bills into 4.
    Able to pay over time.
    Great pricing.
    No commitment.
    Easy to use!!!

    Negative

    Honestly the only con I had was it has to be an actual bill to upload, my cell phone service doesn’t have an actual bill like my energy bill does.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Team member
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Deferit

    Date: Apr 08 2022
    Summary

    My experience is 100 percent great, not too much to do it's to the point and I enjoy having it just in case.

    Positive

    I love Deferit because when you are backed up on a bill it helps a lot very grateful for this app and I hope others that are behind on a light bill etc take advantage.

    Negative

    I like everything about this app I'm pleased I don't have any complaints.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Manager
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Review

    Date: Apr 07 2022
    Summary

    I love you for making this service good well done you have saved me lots of money throughout these months I have been using this app.

    Positive

    I like how you can pay juts a little amount instead of the same whole bill, and you guys can have my back with the rest and I pay you back I love this.

    Negative

    I don’t have no negative comments about this company I love it so far.

    Read More...
  • Reviewer Name: Saragh D.
    Position: Dr office
    Has used product for: Less than 6 months
    Uses the product: Yearly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Came at the perfect time

    Date: Apr 19 2022
    Summary

    Fantastic. Saved my family big time. I was not jn a financial situation for an emergency vet visit, this saved me.

    Positive

    How fast and easy the process was.
    How it was just the right amount needed.
    My local vet accepted it.
    Great price.

    Negative

    None, this app is cost effective, easy to use and great.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Staffing coordinator
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Best bill help app ever!!

    Updated: Apr 07 2022
    Summary

    Overall so far I’ve had a tremendously great experience I look forward to a great relationship using Deferit in the future.

    Positive

    Thanks to Deferit it has allowed me to take back the comfortability of all of my household bills being paid on time I no longer have to stress and worry about paying one large bill it is so much easier to budget with smaller payments biweekly by far the best bill pay app there is!! Thank you!!

    Negative

    There is absolutely no cons I have not experienced anything bad with this app so far which is absolutely great.

    Read More...
  • Reviewer Name: Tanya A.
    Position: Self
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Well worth it!

    Date: Apr 07 2022
    Summary

    I love this app! I've recommended this to those that needed help with their bills. Won't disappoint.

    Positive

    Fast! Supportive! Responsive! They pay your bills on time! Easy app! Very recommended! You be happy!

    Negative

    There's no cons!! I love everything about this app.

    Read More...
  • Reviewer Name: Dara C.
    Position: N/A
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Horrible Company

    Updated: Apr 05 2022
    Summary

    Absolutely heartbreaking and horrible. They have no honor and had left me with no money to go bury my sister. It's the most hurt thing I have ever gone through. They are topical of companies that are fraudulent and they will not last. Please don't become a victim. They don't care about the damage they caused and will not fix their mistakes.

    Positive

    There aren't any PROS if they pay your bills late cause you to have your service cut off or cancelled. The fees are too high for the damage the cost you financially. It they were trustworthy the fee would have been worth it. They absolutely don't have in pros. I was burned the 3rd time I tried them. They are offering to help you with serious bills and didn't hold their end to paying them in a timely manner. I have never had my car insurance cancelled in 44 years of driving. They aren't trustworthy at all.

    Negative

    The is a completely awful company. They paid my car insurance 6 days after they were supposed to. It caused my car insurance to be cancelled. I paid $73.00 on the 1st installment on 3-25 they didn't pay my bill until 3-31. They sent an email that my bill had been paid on 3-26. Which was a lie. The insurance company took $129.00 on 3-31 because the cancelled the coverage on 3-31 and that was the prorated amount. I paid $208.01 to have my policy reinstated on 4-4. Totally I paid $73.00, $129.00 and $208.00 on a bill that was only $228.00. I still owe $55.00 to Deferit. They worm out and offer to pay my late charges. They did this at a time I was seeing about a terminally ill family member. Who died on 4-3 at 8:39 a.m. from cancer. This company doesn't have any integrity or honor. They are cruel and will take advantage of you. They throw away what could have been a life time customer had the own and fixed their mistake. Please don't even try this company. Your bills are too important to trust them. I lost dearly at a time I am suffering the most.

    Read More...
    Official Deferit Response
    Date: Apr 06 2022
    Hi Dara, I'm so sorry to hear about the poor experience you've had with us. We apologize for any inconvenience this has caused and hope to resolve the situation soon. Please note that we've attempted to contact you a few times so that we can provide an update on the situation and make sure this has been taken care off. Again, we're sorry and we look forward to hearing from you soon so that we can make sure this is taken care off :)
  • Reviewer Name: Narine P.
    Position: Self employed
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Amazing program

    Date: Apr 07 2022
    Summary

    Amazing. No negative results from this service. The service has been a helping hand to me and family.

    Positive

    This program helped me with many bills getting paid on time without disconnecting my service.

    Thank you.

    Negative

    No negative results from this service. The service has been a helping hand to me and family.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Tech Support Agent
    Has used product for: Less than 6 months
    Uses the product: Yearly
    Org Size (# of Employees): 500 - 999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    I loved it it was such a big help in a time of Need

    Updated: Apr 10 2022
    Summary

    Overall experience was great I just needed a simple bill paid that I was behind on and setting this up.
    To pay it was easy and the payments to pay off the balance were, very reasonable.

    Positive

    I love that I was able to pay a past due bill , it help me so that my balance could down , it was paid in 24/48 hours and the payments weren’t expensive and unreasonable. Thinking of using it in the future if I ever need assistance and fall too far behind again.

    Negative

    Maybe if could go a bit higher on the amount of money to borrow.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Homemaker
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Help I Needed

    Date: Apr 08 2022
    Summary

    Overall this has been a great app for me to have it has really helped with my more costly bills each month which in turn is helped me to be able to stay a head of my bills cause it allows me to stretch my payday a little further thanks so much.

    Positive

    I like that they have a flexibility you need when it comes bills they pay date also can be changes if needed.

    Negative

    One of the cons I would say would be that it’s hard for me to change the pay date you can only do it on certain days so u can’t really pic when u would be able to make payments another con for me is I can’t use it to make car payment.

    Read More...
  • Reviewer Name: Kristy W.
    Position: NA
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Stay Far Away

    Updated: Mar 22 2022
    Summary

    Absolute scam. They stole my money. They are dishonest and thieves. They took my money and never paid the bill.

    Positive

    There is nothing good. They take your money, promising to pay your bill, but the bill never gets paid. They are thieves.

    Negative

    They stole my money and violated the contract. They claim my bill was paid on the 17th but today is the 22nd and it still has not been paid. They took my money and didn’t pay the bill. Scam!

    Read More...
    Official Deferit Response
    Date: Mar 24 2022
    Hi Kristy, I'm so sorry to hear you had a poor experience with us. We have been receiving a lot of volume over the past week and so our processing times have been longer than usual. I apologize for the delay and I can see that your bill is now paid. Please feel free to contact us at contact@deferit.com if you have any questions.