What is Deferit?
Deferit aims to enable individuals to gain mastery over their financial situations. This bill budgeting and payment service, utilized by over 550,000 users to enhance their cash flow, has successfully facilitated payments exceeding $400 million while helping clients avoid more than $39 million in late fees and penalties from billers.
Users can choose to pay upfront or divide their payments into four manageable installments. Every bill payment contributes positively to building credit history, and the service operates without interest charges or late fees, relying instead on a straightforward subscription model. With various payment options available, including ACH, Check, and Credit Card, all it takes is a simple photo of the bill to let Deferit handle the rest seamlessly!
Pricing
Integrations
Company Facts
Product Details
Product Details
Deferit Categories and Features
-
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
A great service!
Date: Apr 07 2022SummaryA great experience and I have already referred people to use this and I will continue to! A great idea!
PositiveThis service has been a huge help! I was I. A pinch and needed to get a bill paid and this service helped me out!
NegativeI honestly can't think of any cons, the beginning amount was fair also.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Good service.
Date: Apr 08 2022SummaryAt first I thought it was fake but I tried it anyway and it help me to be able to pay another bill love it.
PositiveIt is easy to use plus it helps you be able to pay monthly payments on a bill that you could not afford to pay in full.
NegativeService fee but if you run a service like this you have to charge something.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Legit service and great customer service
Date: Apr 07 2022SummaryWonderful! The customer service is spot on. Dennis was very helpful in resolving my issue and answering any questions that I had throughout the process.
PositiveThe app is easy to use and straight forward. Most bills are supported. The customer service is great whenever you need help. Dennis was very helpful and efficient over the phone.
NegativeNot every bill or company may be supported. It's mostly for everyday general bills, such as cable, phone, etc.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Customer service
Date: Apr 07 2022SummaryGreat service nothing I wouldn’t change about the service if someone says service is bad that’s a lie.
PositiveDeferit is very helpful great service always there when u need them .glad I found out about service.
NegativeIt’s nothing I didn’t like about the service. Excellent.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Helped in my time of need
Date: Apr 07 2022SummaryThe instant decision to assist was certainly what i needed. they did not ask for too much and we’re quick to help with any questions i had, i will definitely recommend to all my friends and family!
PositiveThey quickly approved my bill and provided peace of mind.I just had a baby and they took away my worries with their assistance.
NegativeThere’s nothing i didn’t like, everything was exceptional!
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
In a Jam
Date: Apr 08 2022SummaryI'm glad I found this site. It gave me a little more hope and convenience to try a catch up on bills.
PositiveHelped to lower a past due payment to make my bill MUCH easier to pay off. Wish I found it earlier. It's the first service I've seen like it.
NegativeTakes a while to build a higher balance for bills.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Helpful
Date: Apr 07 2022SummaryGood so far can’t complain.
Glad that I was able to get approve and try the company.
I will continue to use them.PositiveVery helpful time of need.
Glad that I be able to accomplish what I need in the month. Great app that I 💗NegativeThey payment every month times are already hard but I understand.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great program
Date: Apr 08 2022SummaryUltimately this program is very beneficial for your pockets. It’s easy and convenient.
I highly recommend.PositiveBreaks big amounts in affordable payments.
Bill can be paid on time.
Very convenient.
Very easy instructions.NegativeDoesn’t let you do multiple bills with the option of breaking in 4 payments.
Read More...
I believe it defeats the advertisement of breaking in 4 payments. -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Amazing Program!!
Date: Apr 07 2022SummaryReally the best! The payments are so affordable, if I ever get behind again I will definitely be using it!
PositiveI love Deferit!! We live paycheck to paycheck and sometimes we get behind and one day I was trying to figure out how to pay our phone bill. I found Deferit and it was great! They paid my phone bill and gave me affordable payments to pay them back! They really helped me!!
NegativeNothing! It really is great! There really isn’t a bad thing about it.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Love Deferit
Date: Apr 07 2022SummaryLove the splitting bill, hate the low amount it provides you with even after you complete the set of payments.
PositiveI was about to split my payment into 4 payments. I love this idea as it helps me with other payments.
NegativeIt starts with a low amount and after you complete an amount it still goes up to a low amount. I went from $100 to $300 plus you have to pay more payments.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit is a game changer
Date: Apr 08 2022SummaryI have have mostly been satisfied with Deferit. I seen an ad of theirs on Instagram and thought it was a scam. But I looked into it further and seen that it wasn't and gave it a try. The fact something like this exists really helps. It helped me at a time when I was uncertain if I could pay my bills.
PositiveThe promptness of Deferit paying the bills once you upload them. The ease of making payments. The credit limit they allow you is pretty reasonable.
NegativeI thought I read on the website or a review of the website that if you did not have any bills on your account that Deferit was paying then they wouldn't charge you the monthly subscription fee. I did end up being charged when I had no bill payments. I still have an account I just canceled the subscription for now. Need more clarity on that issue.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Best thing i came across yet!!
Date: Apr 07 2022SummaryLove Deferit it. I have used this twice and i will be using again in future for sure. Customer service gets 5 stars and beyond from me, they get back to you right away and take care of what ever it is you need. This is the best thing since sliced bread.
Thank you so much for this service.PositiveBeing able to pay larger bills in payments.
Customer service is excellent.
There is a lot you can do on your own through the app easy navigation.NegativeThere is nothing that i don't like about it.
Read More...
Honestly there is nothing i would change about it and i have nothing negative to say. -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Amazing service
Date: Apr 07 2022SummaryOverall this service helped my family and I by giving me the time to pay a bill I had gotten behind on.
PositiveGenuinely helped, Easy to use, timely payback policy, Great support, fast turn around time, cheap subscription price.
NegativeThey can change how much of the bill they will pay.
Read More...
Doesn’t let you use full amount on one bill. -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit saved the day
Date: Apr 08 2022SummaryDeferit was quick, efficient, and delivered exactly what it promised. There are no hidden fees or catches. It's all laid out upfront and they are swift to approve and process payments.
PositiveThis line of revolving credit is a lifesaver when 💩 hits the fan and you can't make ends meet.
I love that they will ONLY pay for bills. Not my unnecessary Uber Eats purchase when I know good and well I got food in the kitchen, not the new PS4 game I can't wait to play, and not the impulse buy at the mall. BILLS.
Rather than be just another Credit Vulture, or Pay-In-4 Debt Shark, they choose to be a life-raft, and one that has floated my backside through tough times more than once.NegativeA select few bills have to be paid via a check in the mail which can take 7-10 days. This is a mild inconvenience, but I totally get why they have to do it that way for certain payments.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
I love it
Date: Apr 08 2022SummaryGreat to have.
Positive1. Pays most bills.
2. Easy use.
3. Allows you to extend payment if needed.
4. Has an app. I love it!!Negative1. The installment fee. 2. Available balance low fee.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Services
Date: Apr 16 2022Summary5 stars!!!!!!!!!!!! My overall experience with Deferit is Number One. It is a comfort toe to know that my utility bills are paid and I only to make four payments to Deferit. I don't know of any other companies that will do this and surely not the utility companies themselves.
PositiveDeferit is an awesome app! I have been using it for about 4-6 months and have recommended it to others. I had once instance that a bill did not get paid due to their higher than normal business. I contacted them and they immediately took care of the issue. The staff is very pleasant and friendly to deal with!
NegativeI have no complaints. The customer service is very friendly. The monthly fee is reasonable and I understand it is a necessary fee.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit has been the light at the end of the tunnel for me! Literally!
Date: Apr 08 2022SummaryExcellent and I am thankful! Like I said earlier I was struggling with an expensive electrical cost and Deferit kept the lights on and hopefully protected my credit as well :)
PositiveI found Deferit totally on accident on social media. I was like "another scam". I checked it out regardless and it totally helped me get leveled out with a very expensive heating and cooling expense in the home that I rent that has very inefficient baseboard heating causing the electrical expense to be way more than "normal" even in the times we live in it is expensive! Thank You Deferit!
NegativeI didn't come across anything that I would consider something not to like.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great Company
Date: Apr 08 2022SummaryGreat company. They really help. They move payments back for you when you really need to. Very nice and loving company.
PositiveThey help you every time you really need help. Very good at responding in emails. They really treat you like a human being.
NegativeHard to get them on the phone sometimes and sometimes they pay the bill a couple of days after you made your first payment. Hopefully they will get better to where they do it the same day. Also I hope they lower the first payment amount.
Read More... -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Horrible
Date: Mar 21 2022SummaryUsed this to pay a couple bills. It was okay until my last bill. Paid the first installment, they took the money out of my account but the bill is still not paid. The customer service number useless. I think there’s one person working the phones cause you can never reach anybody. There’s no online chat, or anything. I’m giving this bill one more day and then I’m disputing the charge with my bank.
I will be canceling my subscription and going someplace else. Beware of this site. It’s a scam.PositiveNothing it’s horrible. No customer service. No help.
NegativeEverything.
Read More...Official Deferit Response -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Me
Updated: Mar 21 2022SummarySucks all day every day every week so bad until I’m done with this bs you guys should be ashamed of yourself.
PositiveThere’s no pros to this company. I will never use the service taking money from your account and now my bill is late. I’ll pay it but I’m closing my account.
NegativeThey take your first payment and now my light bill has a late fee and has not been paid. I’m going to disconnect my banking information.
Read More...Official Deferit Response