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What is Deferit?

Deferit aims to enable individuals to gain mastery over their financial situations. This bill budgeting and payment service, utilized by over 550,000 users to enhance their cash flow, has successfully facilitated payments exceeding $400 million while helping clients avoid more than $39 million in late fees and penalties from billers.

Users can choose to pay upfront or divide their payments into four manageable installments. Every bill payment contributes positively to building credit history, and the service operates without interest charges or late fees, relying instead on a straightforward subscription model. With various payment options available, including ACH, Check, and Credit Card, all it takes is a simple photo of the bill to let Deferit handle the rest seamlessly!

Pricing

Price Starts At:
$14.99
Free Version:
Free Version available.

Integrations

Offers API?:
Yes, Deferit provides an API
No integrations listed.

Screenshots and Video

Company Facts

Company Name:
Deferit
Date Founded:
2018
Company Location:
United States
Company Website:
deferit.com
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Product Details

Deployment
SaaS
iPhone
iPad
Android
Training Options
Documentation Hub
Support
Standard Support
Web-Based Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

Deferit Categories and Features

  • Reviewer Name: A Verified Reviewer
    Position: HR Benefits Specialist
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 500 - 999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Where have you been all my life??

    Date: Apr 13 2022
    Summary

    So glad that I found this service and that it works exactly how they advertise. Plus you can change your installment dates for free, which is really helpful for when unexpected expenses arise.

    Positive

    Absolutely love this service. Not only do they split the cost of my bills into 4 installments, but they pay them the same day I upload the bill and I can also track all of my bills in one place. It has really been a helpful budgeting tool for me.

    Negative

    At first I was somewhat put off by the monthly subscription fee, but once I realized that they do not charge interest or late fees, it made it much easier to take.

    Read More...
  • Reviewer Name: Sandra C.
    Position: None
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Perfect service

    Date: Apr 07 2022
    Summary

    I love Deferit. I totally recommend. It has helped split payment for unexpected bills.
    I love that if something comes up in that week I can always move the payment to another date that’s more convenient for me.

    Positive

    You can literally pay anything with them.
    You can move upcoming payments to a different date.
    It became handy when trying to figure out how to pay a big bill and you are short on money. You make weekly payments until fully paid.

    Negative

    No cons, I am happy with their service.
    I have not had any issues with them or their services.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Warehouse associate
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1,000 - 4,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Helps alot!

    Date: Apr 08 2022
    Summary

    Awesome customer service and this service has really helped me get out of a couple of binds and will be recommending this to everyone.

    Positive

    Uploading a bill is super easy. If you can't make a payment on the scheduled day, they'll give you an option to set up a different date.

    Negative

    I don't have any cons. Everything is great, I think everyone should use it.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Retired
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Good help

    Date: May 09 2022
    Summary

    I had a very good experience using their service i highly recommend this people from Deferit they will pay your bills whenever you need are in need thank you Deferit.

    Positive

    Service they provide with no delays i m very satisfied with the bill they paid for me like 3 months ago.

    Negative

    I don't have anything to say against this company. Well the only thing is when they pay any of your bills you have to have money available for the first installment right away.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: PES
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1,000 - 4,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Deferit

    Date: Apr 07 2022
    Summary

    It has been great from start to finish. I highly recommend their services. They allow you to push payments if you don't have the funds available on the day of payment.

    Positive

    I honestly like everything about Deferit. They have helped me out with a couple of binds. I highly recommend there service. I give them an all around 10-stars.

    Negative

    There is nothing that I dislike about Deferit. Again, I highly recommend their services.

    Read More...
  • Reviewer Name: Theresa B.
    Position: Entrepreneur
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Awesome company!!!

    Date: Apr 07 2022
    Summary

    It was quick east and legit!!! I’m so glad I stumbled upon their app!!!

    Positive

    Deferit! Is awesome!!! It helped me pay a bill when I couldn’t get help anywhere else!!

    Negative

    Nothing!

    Read More...
  • Reviewer Name: Jennifer M.
    Position: Registered nurse
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 500 - 999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    A life saver

    Date: Apr 07 2022
    Summary

    Very positive! Will continue to use this service.

    Positive

    When my internet company switched a week after we moved to a new state and the new company never sent us a bill and we hadn't gotten an old one, we were so relieved to get the extra help when we finally got a hold of the right people and found out we owed over $300.

    Negative

    Some bills aren't eligible.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Administrative
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Just in Time

    Date: Apr 08 2022
    Summary

    Overall I was satisfied with the service they provided me, I know I was told by another person that used Deferit that it could take them a few days to approve and send the money to the utility company. I didn’t run into any problems because I did mine before the due date.

    Positive

    I love the fact Deferit was so easy to use. It came in handy when I needed to pay my energy bill. Easy and very convenient. Simply fill out application and you will receive an answer to the approved amount. Once approved you upload your bill, bill has to be a current one.

    Negative

    I was given an approved amount but only received half of it once I uploaded the bill. I know it can take awhile for the funds to be applied to your account so that had me worried even though I uploaded my bill ahead of time. Sometimes we cannot predict when a service might be needed because we fell short on money to pay it, so we might have to use other resources like Deferit but I wish they could be a little quicker on applying to account-especially utility services that time sensitive.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Teacher
    Has used product for: 6-12 Months
    Uses the product: Weekly
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Deferit

    Date: Apr 07 2022
    Summary

    It’s a good app and glad that someone took the time to create it. It has helped me and my family in so many ways.

    Positive

    I’m glad I found this company because when I need help and short on money and got just enough to make a down payment, Deferit is it. Thank you for creating this!

    Negative

    I haven’t found any yet to consider cons. But if I come across some I’ll reach out.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: N/A
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    I love it

    Date: Apr 08 2022
    Summary

    Overall great and smooth experience easy to use probably one of the best bill paying apps on the market.

    Positive

    The pros is that this great app help me save money on my car insurance bill will be using this again.

    Negative

    Took a few days to get a answer but it worked well.

    Read More...
  • Reviewer Name: Rowlonda G.
    Position: Server
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 500 - 999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    If you don’t have Deferit go get it!!!!!!

    Date: Apr 08 2022
    Summary

    Best thing ever I would recommend this app to everyone. Especially during the time that we are in it will come in handy.

    Positive

    I love this app it helps you when you are on cash with any bills you may have just snap a picture, upload it and once your done you’ll get a confirmation number to your email let you know it paid how easy is thats.

    Negative

    None this app is straight forward and easy no hassle at all.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Customer service representative
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 100 - 499
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Quick fast and simple

    Date: Apr 07 2022
    Summary

    I highly recommend. I was approved and bill paid within minutes. No gimmicks just upload your bill and wait a few minutes and the system will tell you if you're approved or what information you're missing very simple.

    Positive

    Easy uploading easy approval.
    Fast payments.
    No hassle.
    Quick payments.
    Great customer service.
    I recommend anyone that needs a bill paid use this service.

    Negative

    I don't have any cons I have has successful transactions.

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: MT
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Creative App

    Date: Apr 08 2022
    Summary

    I love Deferit! The thought of being able to breakdown your monthly expenses into 4 payments really helps a lot. The creator of this app was very smart!!!

    Positive

    Very reliable.
    Gets the bill paid within a timely manner.
    Lifesaver.
    Very easy to use.
    Fair monthly rate.

    Negative

    So far I don’t really have any cons. I wish I could pay my car note or credit cards using the app.

    Read More...
  • Reviewer Name: J'ne B.
    Position: Pd Manager
    Has used product for: 6-12 Months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Slooowwww

    Updated: Mar 23 2022
    Summary

    When I first started using the service, things went fairly smoothly. The last few times, they have been VERY slow to pay the bill and it has taken more than 48 hours for my bill to be paid and I have had to check in however, previously, a rep was available to answer the phone & help push it through.

    Positive

    The ability to pay bills in installments is great.
    Site is user friendly.
    The ability to change payment dates if needed.

    Negative

    Most recently, I added a new bill - it has not yet been paid yet have not been able to get in touch with them via email or phone. Each time I call it indicates a 7 minute wait and it has always exceed 20 mins. Then the call drops directing me to their site, Call back, it says 8 minute hold as if someone is actually answering the phone (and as if I had not just been on hold for 20 minutes or more) They definitely took the first installment though.

    Something they need to do is change the next installment date to 2 weeks after the bill is actually processed to the recipient. Why should we have to pay 2 weeks after the first installment date if the bill isn’t even processed on that date?

    Read More...
    Official Deferit Response
    Date: Mar 24 2022
    Hey J'ne! Thanks for your review, we appreciate the feedback! We have been getting a lot of volume recently, hence the slow processing time. We are working hard on this so that our processing times will be quicker in the future. Again, thank you for your feedback and rest assured that this is something we are working on!
  • Reviewer Name: Brittany G.
    Position: Customer service agent
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 5,000 - 9,999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Saving Grace

    Date: Apr 07 2022
    Summary

    Will definitely use again! I didn’t realize how convenient splitting my bill could be. I made sure to tell everyone I know.

    Positive

    I love how easy and quick Deferit got my bill paid. Less than 24 hours and everything was taken care of.

    Negative

    Nothing! Everything was easy and self explanatory.

    Read More...
  • Reviewer Name: GLOWRAN P.
    Position: Transportation
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Best Thing Ever!!

    Date: Apr 07 2022
    Summary

    Best thing ever!! It is convenient, it is easy, it is simple, it is amazing, it is great, I can go on and on and on but you get the point

    Positive

    This software and app has been a lifesaver. It is no hassle and easy. It's convenient to help you maintain your bills and it's very accurate and is very inexpensive to use it!!

    Negative

    I have nothing bad to say about this service, everything is good.

    Read More...
  • Reviewer Name: Felicia T.
    Position: Mixer
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Fantastic Service

    Date: Apr 08 2022
    Summary

    It’s been a fantastic experience! :) works more on my budget! :) breaks down payments that work for me! :) easy to set up the bill! :) fantastic fast service! :) pays bill instantly! :)

    Positive

    Omg! I cannot say enough good things about Deferit! I absolutely love it! Seriously helps me pay my Xcel bill in full but then does 4 small payments broken up to help me out! Tremendously! So glad who came up with this idea! For us less fortunate they live paycheck to paycheck! :)

    Negative

    Honestly nothing! I have not one complaint to say about Deferit! :)

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Assistant Center Manager
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Deferit

    Date: Apr 07 2022
    Summary

    Overall I have had no issues with using this service . I mostly use it on large bills that I am not expecting and it helps me do it in 4 payments vs 1 big one.

    Positive

    I love that it’s so easy and efficient. I upload my bill make the payment and boom it’s paid. Very easy and reliable.

    Negative

    That my limit isn’t higher after paying several bills.

    Read More...
  • Reviewer Name: Reuben R.
    Position: Warehouse Associate
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Tremendous service

    Date: Apr 08 2022
    Summary

    The Deferit app has been an absolute life saver since I've been using it the last couple months. They have helped me by paying different bills ranging from cable to gas bills. And they have been amazing when I've had questions. They're customer service is top notch. I highly recommend this service.

    Positive

    Great customer service.
    Very easy to use app.
    Care about their customers.
    Very fair with their payments and flexible if needing to move payment day.

    Negative

    Can't honestly think of any cons. Overall, a great service.

    Read More...
  • Reviewer Name: Lois H.
    Position: Liheap
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Wonderful Job

    Updated: Apr 09 2022
    Summary

    I have had a wonderful experience.

    Positive

    This company is great with paying bills in times of need. I use it on a regular basis.

    Negative

    There were no cons.

    Read More...