What is Deferit?
Deferit aims to enable individuals to gain mastery over their financial situations. This bill budgeting and payment service, utilized by over 550,000 users to enhance their cash flow, has successfully facilitated payments exceeding $400 million while helping clients avoid more than $39 million in late fees and penalties from billers.
Users can choose to pay upfront or divide their payments into four manageable installments. Every bill payment contributes positively to building credit history, and the service operates without interest charges or late fees, relying instead on a straightforward subscription model. With various payment options available, including ACH, Check, and Credit Card, all it takes is a simple photo of the bill to let Deferit handle the rest seamlessly!
Pricing
Integrations
Company Facts
Product Details
Product Details
Deferit Categories and Features
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Where have you been all my life??
Date: Apr 13 2022SummarySo glad that I found this service and that it works exactly how they advertise. Plus you can change your installment dates for free, which is really helpful for when unexpected expenses arise.
PositiveAbsolutely love this service. Not only do they split the cost of my bills into 4 installments, but they pay them the same day I upload the bill and I can also track all of my bills in one place. It has really been a helpful budgeting tool for me.
NegativeAt first I was somewhat put off by the monthly subscription fee, but once I realized that they do not charge interest or late fees, it made it much easier to take.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Perfect service
Date: Apr 07 2022SummaryI love Deferit. I totally recommend. It has helped split payment for unexpected bills.
I love that if something comes up in that week I can always move the payment to another date that’s more convenient for me.PositiveYou can literally pay anything with them.
You can move upcoming payments to a different date.
It became handy when trying to figure out how to pay a big bill and you are short on money. You make weekly payments until fully paid.NegativeNo cons, I am happy with their service.
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I have not had any issues with them or their services. -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Helps alot!
Date: Apr 08 2022SummaryAwesome customer service and this service has really helped me get out of a couple of binds and will be recommending this to everyone.
PositiveUploading a bill is super easy. If you can't make a payment on the scheduled day, they'll give you an option to set up a different date.
NegativeI don't have any cons. Everything is great, I think everyone should use it.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Good help
Date: May 09 2022SummaryI had a very good experience using their service i highly recommend this people from Deferit they will pay your bills whenever you need are in need thank you Deferit.
PositiveService they provide with no delays i m very satisfied with the bill they paid for me like 3 months ago.
NegativeI don't have anything to say against this company. Well the only thing is when they pay any of your bills you have to have money available for the first installment right away.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit
Date: Apr 07 2022SummaryIt has been great from start to finish. I highly recommend their services. They allow you to push payments if you don't have the funds available on the day of payment.
PositiveI honestly like everything about Deferit. They have helped me out with a couple of binds. I highly recommend there service. I give them an all around 10-stars.
NegativeThere is nothing that I dislike about Deferit. Again, I highly recommend their services.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Awesome company!!!
Date: Apr 07 2022SummaryIt was quick east and legit!!! I’m so glad I stumbled upon their app!!!
PositiveDeferit! Is awesome!!! It helped me pay a bill when I couldn’t get help anywhere else!!
NegativeNothing!
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
A life saver
Date: Apr 07 2022SummaryVery positive! Will continue to use this service.
PositiveWhen my internet company switched a week after we moved to a new state and the new company never sent us a bill and we hadn't gotten an old one, we were so relieved to get the extra help when we finally got a hold of the right people and found out we owed over $300.
NegativeSome bills aren't eligible.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Just in Time
Date: Apr 08 2022SummaryOverall I was satisfied with the service they provided me, I know I was told by another person that used Deferit that it could take them a few days to approve and send the money to the utility company. I didn’t run into any problems because I did mine before the due date.
PositiveI love the fact Deferit was so easy to use. It came in handy when I needed to pay my energy bill. Easy and very convenient. Simply fill out application and you will receive an answer to the approved amount. Once approved you upload your bill, bill has to be a current one.
NegativeI was given an approved amount but only received half of it once I uploaded the bill. I know it can take awhile for the funds to be applied to your account so that had me worried even though I uploaded my bill ahead of time. Sometimes we cannot predict when a service might be needed because we fell short on money to pay it, so we might have to use other resources like Deferit but I wish they could be a little quicker on applying to account-especially utility services that time sensitive.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit
Date: Apr 07 2022SummaryIt’s a good app and glad that someone took the time to create it. It has helped me and my family in so many ways.
PositiveI’m glad I found this company because when I need help and short on money and got just enough to make a down payment, Deferit is it. Thank you for creating this!
NegativeI haven’t found any yet to consider cons. But if I come across some I’ll reach out.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
I love it
Date: Apr 08 2022SummaryOverall great and smooth experience easy to use probably one of the best bill paying apps on the market.
PositiveThe pros is that this great app help me save money on my car insurance bill will be using this again.
NegativeTook a few days to get a answer but it worked well.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
If you don’t have Deferit go get it!!!!!!
Date: Apr 08 2022SummaryBest thing ever I would recommend this app to everyone. Especially during the time that we are in it will come in handy.
PositiveI love this app it helps you when you are on cash with any bills you may have just snap a picture, upload it and once your done you’ll get a confirmation number to your email let you know it paid how easy is thats.
NegativeNone this app is straight forward and easy no hassle at all.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Quick fast and simple
Date: Apr 07 2022SummaryI highly recommend. I was approved and bill paid within minutes. No gimmicks just upload your bill and wait a few minutes and the system will tell you if you're approved or what information you're missing very simple.
PositiveEasy uploading easy approval.
Fast payments.
No hassle.
Quick payments.
Great customer service.
I recommend anyone that needs a bill paid use this service.NegativeI don't have any cons I have has successful transactions.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Creative App
Date: Apr 08 2022SummaryI love Deferit! The thought of being able to breakdown your monthly expenses into 4 payments really helps a lot. The creator of this app was very smart!!!
PositiveVery reliable.
Gets the bill paid within a timely manner.
Lifesaver.
Very easy to use.
Fair monthly rate.NegativeSo far I don’t really have any cons. I wish I could pay my car note or credit cards using the app.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Slooowwww
Updated: Mar 23 2022SummaryWhen I first started using the service, things went fairly smoothly. The last few times, they have been VERY slow to pay the bill and it has taken more than 48 hours for my bill to be paid and I have had to check in however, previously, a rep was available to answer the phone & help push it through.
PositiveThe ability to pay bills in installments is great.
Site is user friendly.
The ability to change payment dates if needed.NegativeMost recently, I added a new bill - it has not yet been paid yet have not been able to get in touch with them via email or phone. Each time I call it indicates a 7 minute wait and it has always exceed 20 mins. Then the call drops directing me to their site, Call back, it says 8 minute hold as if someone is actually answering the phone (and as if I had not just been on hold for 20 minutes or more) They definitely took the first installment though.
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Something they need to do is change the next installment date to 2 weeks after the bill is actually processed to the recipient. Why should we have to pay 2 weeks after the first installment date if the bill isn’t even processed on that date?Official Deferit Response -
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Saving Grace
Date: Apr 07 2022SummaryWill definitely use again! I didn’t realize how convenient splitting my bill could be. I made sure to tell everyone I know.
PositiveI love how easy and quick Deferit got my bill paid. Less than 24 hours and everything was taken care of.
NegativeNothing! Everything was easy and self explanatory.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Best Thing Ever!!
Date: Apr 07 2022SummaryBest thing ever!! It is convenient, it is easy, it is simple, it is amazing, it is great, I can go on and on and on but you get the point
PositiveThis software and app has been a lifesaver. It is no hassle and easy. It's convenient to help you maintain your bills and it's very accurate and is very inexpensive to use it!!
NegativeI have nothing bad to say about this service, everything is good.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Fantastic Service
Date: Apr 08 2022SummaryIt’s been a fantastic experience! :) works more on my budget! :) breaks down payments that work for me! :) easy to set up the bill! :) fantastic fast service! :) pays bill instantly! :)
PositiveOmg! I cannot say enough good things about Deferit! I absolutely love it! Seriously helps me pay my Xcel bill in full but then does 4 small payments broken up to help me out! Tremendously! So glad who came up with this idea! For us less fortunate they live paycheck to paycheck! :)
NegativeHonestly nothing! I have not one complaint to say about Deferit! :)
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Deferit
Date: Apr 07 2022SummaryOverall I have had no issues with using this service . I mostly use it on large bills that I am not expecting and it helps me do it in 4 payments vs 1 big one.
PositiveI love that it’s so easy and efficient. I upload my bill make the payment and boom it’s paid. Very easy and reliable.
NegativeThat my limit isn’t higher after paying several bills.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Tremendous service
Date: Apr 08 2022SummaryThe Deferit app has been an absolute life saver since I've been using it the last couple months. They have helped me by paying different bills ranging from cable to gas bills. And they have been amazing when I've had questions. They're customer service is top notch. I highly recommend this service.
PositiveGreat customer service.
Very easy to use app.
Care about their customers.
Very fair with their payments and flexible if needing to move payment day.NegativeCan't honestly think of any cons. Overall, a great service.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Wonderful Job
Updated: Apr 09 2022SummaryI have had a wonderful experience.
PositiveThis company is great with paying bills in times of need. I use it on a regular basis.
NegativeThere were no cons.
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