Ratings and Reviews 22 Ratings

Total
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features
design
support

Ratings and Reviews 30 Ratings

Total
ease
features
design
support

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What is PayPal?

PayPal is a leading digital payments and financial services platform that allows users to securely shop, send money, save funds, and manage transactions across online and in-store environments. The platform provides consumers with multiple payment solutions, including PayPal checkout, debit cards, cashback credit cards, installment financing, and savings account features that support everyday financial activities. Users can conveniently pay for products and services at millions of merchants while earning cashback rewards and accessing rotating promotional offers from popular brands. PayPal’s financing tools, such as Pay in 4 and Pay Monthly, help customers spread payments over time with flexible repayment options that fit different purchasing needs. The service also makes it simple to transfer money internationally, request payments, split bills, and create money pools for group purchases or events directly through the mobile app. PayPal’s app acts as an all-in-one financial hub where users can monitor balances, manage rewards, track transactions, explore cryptocurrency features, and oversee savings accounts with competitive interest rates. The company places strong emphasis on security by using encryption technology and fraud prevention systems designed to protect sensitive financial data during transactions. Businesses benefit from PayPal’s broad payment acceptance, trusted reputation, and seamless checkout experiences that can help improve customer confidence and conversion rates. Consumers can use PayPal across desktops, smartphones, and physical retail locations, giving them flexibility in how and where they complete purchases. The platform also supports digital wallets and contactless payments, making transactions quicker and more convenient for modern shoppers. PayPal continues to evolve by adding new financial tools, merchant integrations, and rewards programs that strengthen its position within the fintech industry.

What is Nickel?

Nickel gives growing companies one place to handle every dollar coming in and going out. Invoices go out as branded links or hosted portals, and whoever owes you pays by card, ACH, or check without creating a login. Money goes out to suppliers, freelancers, and individuals via ACH, card, wire, or a check we print and mail, triggered by nothing more than an email address and cleared by the sign-off rules you set. What separates us from the rest of the market is that we show our math: the fee structure behind each product is public, which no competitor has been willing to match. Transfers over ACH cost nothing regardless of volume, the Core plan has no subscription, disputed charges carry no penalty, and card payments sit at a flat 2.9% you can hand to the payer. Books stay clean through direct QuickBooks matching, cash you aren't using earns 2% APY in Nickel Balance, and the 25,000+ finance teams already here were up and running inside five minutes with no card on file.

Media

Media

Integrations Supported

QuickBooks Online
10Duke Enterprise
Advantage CSP
BitBrowser
Centaur TBMS
Droidrun
Eightcap
Evoliz
Inc Authority
LINGA rOS
Lnk.Bio
Naviga
Onport
Payrails
ShipStation
Simple Virtual Tour
Sitejet
Switch
Tallyfy
Xero

Integrations Supported

QuickBooks Online
10Duke Enterprise
Advantage CSP
BitBrowser
Centaur TBMS
Droidrun
Eightcap
Evoliz
Inc Authority
LINGA rOS
Lnk.Bio
Naviga
Onport
Payrails
ShipStation
Simple Virtual Tour
Sitejet
Switch
Tallyfy
Xero

API Availability

Has API

API Availability

Has API

Pricing Information

Free
Free Version
Free Trial Offered?

Pricing Information

Free
Nickel Core plan is free, Nickel Plus starts at $35/month paid annually, and Nickel Pro which allows API access is $300 per month
Free Version
Free Trial Offered?

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

PayPal

Date Founded

1998

Company Location

United States

Company Website

www.paypal.com

Company Facts

Organization Name

Nickel

Date Founded

2021

Company Location

United States

Company Website

www.nickel.com

Categories and Features

Mobile Payment

ACH Support
Contactless / NFC
Credit Card Support
Cryptocurrency Support
Debit Card Support
In-App Payments
In-Store Payments
Micropayments
P2P Payments
eCommerce Payments

Payment Gateways

ACH / eCheck support
Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Point-of-Sale (POS)
Recurring Billing / Subscriptions
Reporting / Analytics

Payment Processing

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

Categories and Features

Payment Gateways

ACH / eCheck support
Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Point-of-Sale (POS)
Recurring Billing / Subscriptions
Reporting / Analytics

Payment Processing

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

Sales Tax

Address Validation
Audit Trail
Consumer Use Tax
Exemption Management
Tax Calculator
Tax Filing
Taxability Verification
Transaction Tracking
Value Added Tax (VAT)

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